Risk? If you buy at a peak and say 2008 repeat its, it will repeat itself, the question is when.
Can you stomach a 30-50% drop in your investment value? Day by day seeing the % of loss increasing.

u invest in long run so short term down for 1, 2 yr will not have much impact

Any comment on KAF Tactical Fund?

1 year ago, there was this write up...
https://www.fundsupermart.com.my/main/resea...June-2017--8423

hope it can provide you with some added info while you wait for more value added response.

TQ sharing.

too good to be true. if u get 8% per annum, it is good enough.

+1 agree with you.

too good to be true.

Looking at Public Mutual too as a beginner, but let's say I open up an account via Public Mutual Online and did investment on my own without going through an agent, is this wise?

There are a lot of other Unit Trust Management Company besides Public Mutual... can try to look around~

Is public mutual allow us to do investment online without engage an agent in first?

I mean without need to have agent and paying for agent fee?

Can anyone confirm?

This post has been edited by ehwee: Jun 19 2018, 11:58 AM

Avoid public mutual. DIY yourself via FSM MY or POEMS SG

my friend from philip mutual showed me one of the fund performance achieving around 23%. the thing is it doesn't achieving that result consistently every year or month. it is possible, it depends on the time you enter and the price that you are buying at. if you ask me, i will look at the average, perhaps 8% per annum.

if im not mistaken, still need agent's service to open a new fund account. so long you have existing fund account, then only you can fund in yourself through PMO (Public Mutual Online). even through that, you are still charged with agent fee. correct me if im wrong.

ehwee can DIY yourself using FundSuperMart (FSM) to bypass agent fee. of course you are the one that need to study which fund to put in.

that's y I quit public mutual

what is it for us to diy yet still need to pay agent fee without single helps from them

This post has been edited by ehwee: Jun 20 2018, 08:54 PM

The same reason I dumped PM for years back!

i would say PM is for those that dont initiate to fund in themselves. anything just call agent to settle (im once like that). after doing own homework more, then its so much easier to handle ownself now.

Ya, agree.

Yet if PM provide online self diy portal like PMO, if they encourage their investor to diy themselves without need to go thru their agent, then PM should lower down the online service charges to encourage investors to do so

With the same charges rate, it defeat the purpose of self service platforms

Their idea of self service is you no need to queue at the branch nor meeting your agent.
And you top up as per your agent advice/recommendation.
That's why SC is not lowered.
Make sense? LOL

Which fund from PM?

Yes, I am investing in fsm now, already sell off all my PM funds thru PMO

PM funds actually consider performing compare to other fund house, just their self diy online still incur higher service charge than other platforms

Since eunittrust having hari raya promotion now, 0% sales charge, any fund recommended for long term investment?