Depend on what you want and your risk level. Are those funds giving you the deserve returns? Remember, if you are investing using EPF money, it must be able to beat EPF return of 6%p.a. Did it return you 6% or lesser? If yes, how does it compare with similar funds from other house?
Eg PIDF returns only 7% vs fund house B which give 10%p.a return. Of course fund B is superior.

You must also see during bad time, how much is PIDF being sold down vs any fund B. The lower the amount of losses taken by the fund, the better.

These are all questions you have to answer yourself. For me, public mutual have never really beaten the other fund house performance hence better for me to avoid them totally.

This post has been edited by Ramjade: May 2 2018, 12:36 AM

Agreed with you..that why i am planning to switch to Eastspring and Kenanga..thanks

If you want to move into kenanga, or east spring, recommend you use FSM rather than open an account with each fund house. Cheaper. BTW the only good fund kenanga have is their kenanga growth fund. The rest sucks.

i have FSM account..yeah

yeah.. FSM all they way, easier to manage if want to invest in few different fund houses..

except if i want to buy Eastspring Investment funds, i have to buy from my wife 🤣😝

Ooo.. then easy, she can advise you on investment.. FOC

may i know why?

probably his wife is working in EI. haha

Thanks for sharing.. it is informative!

yalor..help her to achieve target..im the one who advised her to get license, she concentrate doing insurance..im more on UT..part time lah..

Is it possible to purchase index tracker (funds) in Malaysia?
Not just KLSE ones.

At these downtimes, Manulife dragon still holding strong.

Fund i am not sure, what pop out in my mind is ETF...

Oh yeah ETF works too, do you know where I can get access to them?

To trade ETF, it is same as trading stock, same procedure...

but Malaysia ETF is not that active...

try these old lyn threads?
https://www.google.com/search?q=etf+lowyat+...iw=1920&bih=963

They are found in the country exchange that they are listed like NYSE, NASDAQ, LSE, HKeX.
You can buy using local brokers. Super expensive. Not worth your time and money. ETF investing is about minimising cost.

Some cheap broker to think about
- 8 securities based on HK (zero commission)
- Exante broker based on EU
- Interactive broker based in US (have monthly fee if amount <USD100k)
- Standard chartered SG (hard to get as SG govt kind of weary with Malaysians)

Hey man thanks for responding!
I'm kinda just looking for something like this - http://www.hl.co.uk/funds/fund-discounts,-...-c-accumulation
Like an index tracker that's super low cost. Not sure if that's possible in Malaysia or what the closest alternative it?

This post has been edited by clatch: May 9 2018, 10:57 AM

Just buy your own ETF. No need to buy funds which track ETF. No you don't have such access in Malaysia.

There's no lock in. You need to wait like 3 days before the fund is shown in your holdings and about 1 week to get your money back. When buying a unit trust, the fund manager hae the responsiility to buy back from you when you sell. If he/she/they can't meet the cash payment, they have to sell their holdings to pay you. That's why during a crisis, as price of stocks plunge, investors panic, and demand to sell their holdings. The fund manager have no choice but to sell the fund at a loss to payback investors. Hence causing the price of stocks to drop further. Remember, unit trust is still basically a basket of stocks so normal stock rules apply to them as well.

This post has been edited by Ramjade: May 11 2018, 12:34 AM