Sukuk is islamic bond. It's a quoted/listed bond if I'm not mistaken, u can trade it on Bursa.

I read the prospectus in a glance. So I see that they give out fixed % of income every half a year. There's no holding period apparently eventhough it's a 15 year thing. Do normally people buy this type of bond just for diversity sake? I'm not sure if it's something that's interesting since it gives about 4.5% or so.

Normally retail investors like u and me buy bond funds rather than individual bonds to diversify/mitigate risk.

Bond issuers CAN default, when that happens, your bond is but a junk piece of paper (extreme case), or u could only recover part of your paper value.

Oh, thanks for this info!

wah, u so free go meet geneva consultant ka

My ex-colig, what to do

what happen to geneva now? I didnt follow their thread in lyn so long already

I only know it KABOOM-ed

Few of the top executives were charged for various financial crimes/frauds if I'm not mistaken.

RHB Malaysia DIVA

i think you guys know that EPF revised the basic savings that can be withdraw for investment starting in Jan 2014 so those that can withdraw the max for this 2 months can do it

Maybank Global Bond Fund

The Maybank Global Bond Fund is an income type feeder fund that aims to maximise investment returns by investing in the Target Fund – the Templeton Global Bond Fund which provides total investment returns through interest income, capital appreciation and currency gains.

Fund Category/Type:
Feeder Fund/Income

URL: http://www.maybank2u.com.my/mbb_info/m2u/p.../INV-Investment

hi noob question here....lets say im am interested to buy a certain trust fund either under Public mutual or CIMB, but i understand the upfront charges is quite expensive around 5.5-6.5%....can i get a discount on this by not purchasing through agent but just direct purchase through the counter?

you can try go directly through the counter....they "MAY" give you some...but i doubted much.
else try this?
While the sales charge of traditional agencies can be as high as 5%, Fundsupermart.com only charges you 2% or even lower.
http://www.fundsupermart.com.my/main/resea...l?articleNo=592

People invest in unit trust because they don't have the
time to study the markets and companies, and these
are what things unit trust agents spend time and helping us do
all the work if you'r good and patient, you will study the
companies and analyse the market urself
There's no 100% win rate return, everything has it's risk

This post has been edited by KeroroQ: Nov 18 2013, 04:23 PM

hi bro...i understand how u feel.....u invest during the very2 peak market and global economic downturn in 2008 looms just around the corner....

that time i was a freelance public mutual agent too and my mom invest 5k with me in nov 2007... she lost a lot during the 2008 crisis as stock market come down tumbling...but guess what she nvr panic n withdrew the money...not topping up either....as of today i calculated her fund eventhough she lose a lot in 2008...her total return frm nov 2007 until nov 2013 is 58.97%... long term she still earn a respectable 9-10% average return per annum....make it 8% roughly deducting all the mgmt charges p.a....

however i dare not inform her had she invested her 5k a year later in november 2008 during the economic downturn...her return by today would be 117%++..but oh well we humans are not perfect n we cant predict 100% accuracy if not all of us are long time millionaires.. in the long run some fund do generally gives you profit....you just need to have good holding power n go in and out at the right time...

Bolded item - sure boh bro/sis?

hm.. most (not all) unit trust agents dont know kaka when i poke them for:
a. details (sharpe ratio, CAGR of moving 3/5/10 years & why such drastic differences)
b. and methodologies (especially DCA vs others in different scenarios / environment vs lump sum asset allocation - heck even the concept of asset allocation)

Well, he's not entirely wrong that investors that have no time leave all to the UT agents to manage on their behalf.

But if you invest in UT yourself that's a different story

+100

IMHO - it's the concept or WHY that is not too right

One's $ hard earned sweat (unless stolen lar ), give to someone else to totally manage is DANGEROUS to say the least, unless they have earned one's trust. At the very least - outsource the running about to agents but do the decisions / asset allocations oneself.

Unless of course one wants to have a scapegoat to blame lar
Just a thought