all banks have it except bank rakyat i think. get both.

All abnk have it. Make sure to specify free basic savings account. There basic savings account which cost like RM8.00/year.

Up to you. If you want acesss to ATM everywhere go Maybank. If you want old fashion bank, go with public bank.

this free basic saving account also avaiable for saving account open online? how to check?

not basic account but alliance bank saveplus can open online through app. can opt without debit card when apply so no annual fee.

if im not mistaken it's a current account. any half yearly charge?

So far the only bank that I tried and completed successfully for online account opening is OCBC with their Flex account, everything done seamlessly via app and card mailed to me directly, no hassle at all. This is the kind of bank that I'm confident to keep my money in.

HSBC on the other hand, after experiencing all the dilly dallying, never again.

I opened OCBC 360 but it wasn't fully online. Must go branch validate, sign, and then go counter queue, thumbprint, deposit money, then get debit card.

If I'm not wrong, they promote Flex as a fully digital account, their app even has a special section for it for opening an account.

For 360, I think they did mention that you have to fill in the application form online and visit the branch for verification process, probably because both accounts cater to different needs?

But at least they are straightforward about it.

I have never open online. I always go to branch. Yes I use free BSA as my salary crediting account and also my savings account. But for me I only keep RM0.10 inside. The rest I dump into KDI save.

All banks have to offer because BNM regulations

OCBC by far experience and the process update is considered golden standard in a Malaysia

Old Maybank account is it?

Wait till you got emergency during weekends then you will know 🤦‍♀️

No. Is islamic account. Use credit card la. Or TnG wallet or bigpay.

So far i just opened a CIMB Octo account using their CIMB app which is fully online verify using the app and deposit (transfer rm20) to the account and debit card post to my address which technically is easy but for the verification of my identity card take some time...

same thing with ambank, affin a1addin. the easiest online acc opening so far rize by al rajhi, ocbc flex and be u by bimb.

can ocbc flex opt out debit card? also does be u come with debit card? any charges?

Just curious, is there annual fee for Rize and what's the interest rate for keeping some money in the account? So far can't find any info regarding this from their website.

If I'm not wrong, there's no option to opt out from debit card for Flex.

Personally I think the annual fee is acceptable since it offers decent interest rate with a low threshold for minimum deposit, but of course it would've been better if annual fee can be waived.

as far as i know cannot op out for ocbc flex debit

for now be u doesnt have the debit card-future enhancemnt

rize acc only pay 0.75% per annum quite lowwwwwwwwwwww.
source rize cs

i already have debit card from ocbc 360

Get it waived once you got Flex 🤦‍♀️

Mine be waived both automatically since I got the Frank which was Flex predecessor

OCBC is easy to waive the fees subject to their minimum transactions

I see that can open a HLB basic savings account online. Is it completely online from end to end or eventually still must go to branch?

How about annual fees for the account (or debit card), is it completely zero or will be charged on anniversary date?