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 Savings Account in Malaysia

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syaaron
post Mar 4 2018, 04:44 AM

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Hi may i ask is there any savings account for Public Bank which is without annual fee?
syaaron
post Mar 6 2018, 03:52 PM

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QUOTE(Ramjade @ Mar 4 2018, 05:28 AM)
Yes.  Public bank free basic saving account.  All Malaysians banks will have this.
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QUOTE(nexona88 @ Mar 4 2018, 04:25 PM)
Basic saving account..
Must ask the bank staff specifically... If not, they open up the normal one with yearly fee..
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Thanks. whats the difference if they charge us compared to the basic saving account? Is it the board rate higher ?

How is the procedure changing from the normal one to basic saving account ? Planning to do it soon thanks


syaaron
post Mar 7 2018, 10:50 AM

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QUOTE(Ramjade @ Mar 6 2018, 04:25 PM)
Only difference is paid one have free unlimited atm withdrawal while the free one is limited to 8x/month.  Free ones also have limited counter visits.

Some banks let you convert on the spot. Some banks ask you to close and open  new account. All depending on the banks.
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QUOTE(nexona88 @ Mar 6 2018, 06:04 PM)
well the differences is the one with fee has unlimited ATM withdrawals.. even u withdraw each time rm50 also no issues  rclxms.gif  devil.gif  100x per month also No problems

as for changing the account. u must visit the home branch & "convert" it..
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Thanks thanks .
Is there a way we can know when the banks will charge the annual fee?
I'm currently having Public Bank (charged RM8), CIMB (charged RM15), Maybank and Ambank (not charged yet). Price exclude GST

CIMB is so exp cry.gif cry.gif cry.gif
syaaron
post Mar 7 2018, 05:07 PM

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QUOTE(Ramjade @ Mar 7 2018, 02:35 PM)
See your statement
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means can only know after kena charge ?
syaaron
post Mar 7 2018, 09:03 PM

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QUOTE(Ramjade @ Mar 7 2018, 07:08 PM)
Well you can call them up or go to branch and enquire. Usually it's charge in the anniversary of your opening account date.
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ok thanks smile.gif
syaaron
post Apr 9 2018, 07:17 PM

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QUOTE(55665566 @ Apr 9 2018, 04:13 PM)
thats very sad to hear... sad.gif
but how do i know my acc is imteen ?
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Cant see it from M2U. If you had subscribed the service of monthly savings account email statement , then you will see it there



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syaaron
post Apr 9 2018, 07:18 PM

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I'm still asking Maybank about the conversion to Personal Saver account having any annual fees ..
Anyone know can advice ?

 

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