Hi guys, any suggestion for alternative to HLB Mach's dream jar?

https://www.machbyhongleongbank.com/dream-jar

Basically it is a saving plan initiate by myself with some interest .I use it because it is very convenient to allocate my spending and save up funds for different things

Any alternative? (Beside keeping track of the fund manually)

Yes, saw your story,
Will try to request change/convert to BSA after a year later

So for the UOB eAccount,

I will get 3.60% p.a , interest debited monthly , if I have at least more than RM50k in the account? Does RM50,000.10 counts ?

And for the Waiver of MEPS , I will have to maintain my monthly balance at RM10k, am I right?

Hi may i ask is there any savings account for Public Bank which is without annual fee?

Yes. Public bank free basic saving account. All Malaysians banks will have this.

Basic saving account..
Must ask the bank staff specifically... If not, they open up the normal one with yearly fee..

Guys, thinking of switching from Public Bank to other banks, can give any recommendations? Fyi, it's a savings account.

My priorities are:

- Mobile app can use instant transfer without any charges (PBe sucks which you only can check your balance)
- More ATM machines (usually can be found in cities, PB is seriously inconvenient)

Thanks.

This post has been edited by xperiaDROID: Mar 6 2018, 03:08 PM

Thanks. whats the difference if they charge us compared to the basic saving account? Is it the board rate higher ?

How is the procedure changing from the normal one to basic saving account ? Planning to do it soon thanks

Only difference is paid one have free unlimited atm withdrawal while the free one is limited to 8x/month. Free ones also have limited counter visits.

Some banks let you convert on the spot. Some banks ask you to close and open new account. All depending on the banks.

well the differences is the one with fee has unlimited ATM withdrawals.. even u withdraw each time rm50 also no issues 100x per month also No problems

as for changing the account. u must visit the home branch & "convert" it..

well if u want more ATM machines.. then Maybank & CIMB your choice.. every mall or Petrol station has one

CASA Top Up & Drive Campaign [ MBB | T&Cs ]
Campaign Period: 15 February 2018 - 31 July 2018

We are committed to help you save even more and win exciting rewards with our CASA Top Up & Drive Campaign.

Save NOW and you could be driving away a brand new Honda Jazz 1.5L S!

Participating Products
Kawanku Savings Account
Basic Saving Account
Personal Savers Account
Golden Savers Account
Maybank2u.Premier Account

Campaign Rewards

Exciting Prices


Bonus interest rate
Effective date: 1 March - 31 July 2018

Bonus interest rate of 0.50% above Prevailing Board Rate (BDR).

Criteria
The bonus interest of 0.50% p.a. is calculated based on monthly Incremental Average Daily Balance (ADB) from minimum RM5,000 to maximum RM100,000 for participating products.
Based on 5 Months campaign period (153 days).

Qualifying Entries

Grand Prize
The selection of entries is based on multiple of minimum ADB of RM10,000 for 2 entries.
e.g. ADB RM20,000 - number of entries :4
The entries will be automatically tracked by the Bank's system. No Campaign entry forms or registration is required.
Winners will be randomly selected after the Campaign ends.

Monthly Prizes
The selection of entries is based on multiple of ADB RM5,000 for 1 entry.
e.g. ADB RM10,000 - number of entries :2
The entries will be automatically tracked by the Bank's system. No Campaign entry forms or registration is required.
Winners will be randomly selected after every Campaign month.

Terms and Conditions
The Campaign is opened to eligible new and existing Maybank Current Account and Savings Account holders (who may consist of individuals and joint account holders) of the following products:-

Kawanku Savings Account
Basic Saving Account
Personal Savers Account
Golden Savers Account
Maybank2u.Premier Account

An Eligible Participant who closes his/her account(s) before the selection of winners is completed and announced shall not be entitled to receive any prizes under the Campaign.
Only active participating accounts shall be eligible. Dormant accounts shall not be considered.
The Bank's decision on all matters relating to the Campaign shall be final, conclusive and binding. No further correspondence, appeals, protests or attempts to dispute the same would be entertained in any event.
The Bank reserves the right to change the prize due to circumstances beyond its control and to offer an alternative of similar value.

Yeah, just switched to Maybank earlier today.

Thanks a lot for the recommendation!

Thanks thanks .
Is there a way we can know when the banks will charge the annual fee?
I'm currently having Public Bank (charged RM8), CIMB (charged RM15), Maybank and Ambank (not charged yet). Price exclude GST

CIMB is so exp

See your statement

means can only know after kena charge ?

Well you can call them up or go to branch and enquire. Usually it's charge in the anniversary of your opening account date.

ok thanks

Revision of eAccount (effective 12 March 2018)

Please be informed that eAccount will be revised respectively to the following:



Other features of eAccount remain unchanged.

Eligible for protection by PIDM

Terms and Conditions: ENG | BM

PB UnionPay Savings Account

Please be informed that with effect from 17 April 2018, customers who open a PB UnionPay Savings Account have the option to open the account with passbook or monthly e-Statement which is available via PBe.

Customers who have opened a PB UnionPay Savings Account prior to 17 April 2018 are not allowed to convert their e-Statement Savings Account to a Passbook Savings Account.

The revised Terms & Conditions governing Savings Account will be available in the Bank’s website by 17 April 2018.

- 23 March 2018