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Credit Cards Standard Chartered Bank Credit Cards V2, Let's talk about SCB's credit card here
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cempedaklife
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 Dec 13 2012, 01:25 PM
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QUOTE(j-insigh @ Dec 12 2012, 06:07 PM) on Nov 25th, i applied for business visa platinum, ended up they give me GOLD business visa. so, ok fine. secondly, they changed the cashback rm300/250 free gifts to stupid smart tag, cash back rm55 and 15% cash back on petrol! i didnt ask for that, but they simply give. I had called up CS and gave them a piece of my mind, and mr Edward from CS has helped me to launch a report for this. As far as i know, SCB didnt come out with the new choices of gifts until 1st dec. So my application may had falled into the new choices but they should hv phoned and asked me which of the gifts i wanted, instead of sending my application for the smart tag choice! just to tell u guys, that this new choices of gifts exist. the link is as below. SCas far as i remember, becoz this is my concern as well, i've called up CS right after my card is approved (via sms notification) to clarify.. he said if i apply online, automatically, it will choose rm300 cashback instead. how did u apply? This post has been edited by cempedaklife: Dec 13 2012, 01:26 PM |
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Titan_Gunners
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Dec 13 2012, 02:05 PM
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QUOTE(cempedaklife @ Dec 13 2012, 01:25 PM) as far as i remember, becoz this is my concern as well, i've called up CS right after my card is approved (via sms notification) to clarify.. he said if i apply online, automatically, it will choose rm300 cashback instead. how did u apply? Last time only having 1 option only: RM300 only. Right now, you can have 3 options, RM300 cashback, TnG + rm55 cashback+ 15% cashback on petrol, another 1 forgot redy.. |
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solsekuin44
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Dec 13 2012, 02:56 PM
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I've activated my card.. Got RM300 cashback. RM250 usable after minus the govt. tax  And the combined credit limit is my CL though I only have 1 Stanchart CC. |
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bodybuilder
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Dec 13 2012, 04:28 PM
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guys if we apply and we use the rm250 cash back then cancel it after 6months ntg 1 rite?
btw so many type to choose...whc 1 shd i choose?
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alantoi
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Dec 13 2012, 04:33 PM
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Getting Started
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Why so difficult to found 0% instalment plan for SCB credit card? Flexi pay charge to high 4.99% for 12month
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solsekuin44
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Dec 13 2012, 04:34 PM
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QUOTE(bodybuilder @ Dec 13 2012, 04:28 PM) guys if we apply and we use the rm250 cash back then cancel it after 6months ntg 1 rite? btw so many type to choose...whc 1 shd i choose? I got Business Gold Visa. Planning to cancel it too after 6 months. Just got to know about Maybank2 Cards with more benefits. BTW guys, annual fee is free for first 2 years right? |
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solsekuin44
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Dec 13 2012, 04:34 PM
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QUOTE(alantoi @ Dec 13 2012, 04:33 PM) Why so difficult to found 0% instalment plan for SCB credit card? Flexi pay charge to high 4.99% for 12month Maybank is the best for installment |
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scpt
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Dec 13 2012, 04:53 PM
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QUOTE(solsekuin44 @ Dec 13 2012, 04:34 PM) I got Business Gold Visa. Planning to cancel it too after 6 months. Just got to know about Maybank2 Cards with more benefits. BTW guys, annual fee is free for first 2 years right? I got billed RM200 for annual fee  It should be waived right? I haven't call up CS |
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solsekuin44
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Dec 13 2012, 05:00 PM
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QUOTE(scpt @ Dec 13 2012, 04:53 PM) I got billed RM200 for annual fee It should be waived right? I haven't call up CS I don't know.. Will check my statement later. |
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sg999
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Dec 13 2012, 05:53 PM
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QUOTE(solsekuin44 @ Dec 13 2012, 05:34 PM) I got Business Gold Visa. Planning to cancel it too after 6 months. Just got to know about Maybank2 Cards with more benefits. BTW guys, annual fee is free for first 2 years right? pump fuel 15% cash back wor y cut? |
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j-insigh
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Dec 13 2012, 06:04 PM
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QUOTE(cempedaklife @ Dec 13 2012, 01:25 PM) as far as i remember, becoz this is my concern as well, i've called up CS right after my card is approved (via sms notification) to clarify.. he said if i apply online, automatically, it will choose rm300 cashback instead. how did u apply? i applied through online. everything online. called up CS yday and he say wil file an investigation for me. if no cashback for me im gonna bomb them til i get. |
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solsekuin44
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Dec 13 2012, 06:25 PM
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QUOTE(sg999 @ Dec 13 2012, 05:53 PM) pump fuel 15% cash back wor y cut? Coz not using CC to pay for fuel.. I thought they'll give me higher CL. Maybank's higher  So, I'm keeping my Maybank card, and will cancel Stanchart. Do I have to pay for annual fee if I cancel my card say next week? I still have RM250 cashback untouched. |
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cempedaklife
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Dec 13 2012, 07:27 PM
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QUOTE(Titan_Gunners @ Dec 13 2012, 02:05 PM) Last time only having 1 option only: RM300 only. Right now, you can have 3 options, RM300 cashback, TnG + rm55 cashback+ 15% cashback on petrol, another 1 forgot redy.. by 25th nov, when u apply, they already have that option |
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ericwen
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Dec 13 2012, 07:50 PM
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standard chartered really giving high credit limit! but there's a fee to it, like rm250 per year? hmm? really have to pay?
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Titan_Gunners
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Dec 13 2012, 08:33 PM
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QUOTE(ericwen @ Dec 13 2012, 07:50 PM) standard chartered really giving high credit limit! but there's a fee to it, like rm250 per year? hmm? really have to pay? That is annual fee, each credit card need to pay. Only those free annual fee card no need to pay. |
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Human Nature
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Dec 13 2012, 10:21 PM
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QUOTE(solsekuin44 @ Dec 13 2012, 06:25 PM) Coz not using CC to pay for fuel.. I thought they'll give me higher CL. Maybank's higher So, I'm keeping my Maybank card, and will cancel Stanchart. Do I have to pay for annual fee if I cancel my card say next week? I still have RM250 cashback untouched. just use the rm250 and terminate it after several months. annual fee is waived for the first 2 years for new cc aplications, this is stated at the website. |
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solsekuin44
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Dec 13 2012, 11:20 PM
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QUOTE(Human Nature @ Dec 13 2012, 10:21 PM) just use the rm250 and terminate it after several months. annual fee is waived for the first 2 years for new cc aplications, this is stated at the website. Is this ok? Feels like a bad consumer. Makan free  |
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TSronnie
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Dec 13 2012, 11:21 PM
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QUOTE(solsekuin44 @ Dec 13 2012, 11:20 PM) Is this ok? Feels like a bad consumer. Makan free If you feel bad, don't use and cancel it immediately.... Better yet, buy vouchers and give it TO ME..... |
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WhitE LighteR
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Dec 14 2012, 01:09 AM
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QUOTE(solsekuin44 @ Dec 13 2012, 11:20 PM) Is this ok? Feels like a bad consumer. Makan free They dumb enough to use this strategy to attract new applicant, its their own fault. |
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kitkit88
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Dec 14 2012, 08:34 AM
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Getting Started
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btw guys, is the 15% cash rebate on the fuel is applicable to all petrol station? and there is any cap limit on monthly and period of offer?
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