must be new procedure to save cost

well dont worry then, it should be within the couple of days.

what is "35-CEMS CREDIT BALANCE TRANSFER" ,i got free money MYR104.31, i thought is the balance RM100 portion of the RM300 cash back,

and then i received another RM100...WEIRD

This post has been edited by Petro-Canada: Dec 11 2012, 02:11 PM

good to know about this Standard Chartered Bank Credit Cards - V1. I like their latest promo especially the extra mile for a better time travel with family. Hope to find more from them.

got my temporary password trough sms.
waiting for my card + cash back

When newly received the card, when will I get the cash back? Do I need to spend on something first to get it?

You get the full cash back upon card approval...

I haven't make a call to activate the card.. Will check later.

I applied 2 SCB platinum cards (Business Plat Visa + Plat Master) on 17/11, Approved on 4/12 and get the cards 11/12 today. My account only has cash back RM 55 per cards before minus GST 50/cards. I called CS, they replied saying have to swipe 3 times/card in 45 days and only get back the remaining cash-back RM250 after that. Is it true?

This post has been edited by codeiki: Dec 11 2012, 07:51 PM

weird, why the odd number RM55?

Really? Hm, BTW do you know what it means by combine credit limit?
I got 1 Maybank Visa card. So, let's just say 5k combine CL, I can only use 5k from this Stanchart card or what?

Most likely you have opted for RM55 + smart tag/touch n go + 15% petrol cash back instead of RM300 cash back.

because it's petrol + tng/smartag + rm55

combine credit limit is, at any one time, sum of your total card outstanding is less or equal to maximum credit limit. (or else, you will face charge for overlimit)

No, Combine Credit Limits similiar like....You have 3 SCB Credit Cards Credit Limit Combine together (total up) was 10k then...
the 10k Credit Limit will share among your 3 SCB Credit Card (same Bank)...
If You Max up 10k credit limit of card A then you x have credit to spend in Card B & Card C of same bank...

This post has been edited by fly126: Dec 11 2012, 08:21 PM

Maybank + Stanchart outstanding = combined CL = overcharge if I exceed it?
What's my credit limit for Stanchart card?

SCB usually give High Credit Limit to Customer....maybe 6-8k & above

CC from bank A will not share credit limit with bank B. Independent.

If you have 2 cards from SCB, they will share the credit limit (combined).

You can check the credit limit for your SCB card from online banking system or the letter that your CC was delivered with (the one where your CC is 'glued' to).

This post has been edited by Human Nature: Dec 11 2012, 08:32 PM

Thanks.. I will call them tomorrow to activate the card.

I have only 1 SC card.. This is my first.
On the letter, it shows only Combined CL. Not CL.

I specifically mention it during the application when they called me. Anyone encounter the similar issue? I called the CS said it's normal to cashback the RM55 first.

10/12/2012 30 Cash Back MYR 100.00 CR
got this today, still owe me RM50 for the living social cash back rebate

well, SCB is like that they are very optimistic that you will get your second SCb card soon