there is no annual commitment for prs, you can put in any amount or zero in the year.

if you have fundsupermart account, u can do it through fundsupermart, 0 fees charged by fundsupermart.

I'm agent from HwangIM.

So far Hwang's PRS is performing well, and going to give out dividend soon.

The most attractive from Hwang PRS is with 0% sales charge.

Initial Investment min: RM100
Subsequent Investment min: RM50

If you are interested to know more information, please call 088-252881.

This post has been edited by fui87yen: Jul 18 2013, 05:13 PM

why i cannot call ur number?

Haha...

You agent rite, with zero sales charge, how you earn a living ar?

Xuzen

Seriously, the only benefit I see from PRS is the 3K tax relief, nothing more. The sales charges are still high, some is the management fee.

i got basic salary

Yeah, if only for the tax relief, we must make sure we dont lose our capital or part of it. must buy the PRS that guarantees the capital. HWang DBS that one is Unit trust right? End return can be more but also can be less than your capital.?

I found one the Great Eastern PRS, not that great but at least can get back your capital, only on condition you don't die early, that's funny.

Pay RM3000 per year for 10 years, after that can get back all. But if die before paying up all the 10 years, you get back less than what you have paid .

PRS is mutual fund, no guarantee getting back capital.

I don't think GE is a PRS

...and u call that a great "investment"

lol

Maybe GE agent..

GE agent also wont promote this product la. No money to make!!! Insurance agent will promote other product with higher comission- Just go try ask and see.

That GE PRS IS entitled for RM3000 tax relief. Check it out first guys.

And for those who think there is insurance protection from this GE PRS- the answer is - No protection what so ever. Pay premium RM3000, when die you expect to get back more than RM3000? None of that sort.

It iis clearly in response that IT is for TAX RELIEF. If wanna do investment go buy other products.

Put RM3000 there, if you are at top tax bracket, you save RM780 of tax money legally. That is 26%! End of the period collect back capital, along the way collect tax relief cukup.

But if your tax bracket is low then not worth buying this.......

Thr r alternatives to PRS scheme which is basically a unit trust investment. HLA has Everlove annuity programme which is also tax deductible under annuity 3k p.a..

PM me if interested. thanks

1K more to go for my this year PRS... yea!

withdrawal from prs got any charges? lets say hwang prs growth fund

haha

read page 3, 4, 13
http://www.fundsupermart.com.my/main/admin...nceMYHPRSGF.pdf

Anyone here from pm and hwang? Kindly pm me.... want to start for 2013