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 Private Retirement Scheme Started?

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SUSyklooi
post Oct 6 2013, 10:48 AM

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QUOTE(wenching87 @ Oct 6 2013, 07:27 AM)
withdrawal from prs got any charges? lets say hwang prs growth fund
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read page 3, 4, 13
http://www.fundsupermart.com.my/main/admin...nceMYHPRSGF.pdf
SUSyklooi
post Oct 12 2013, 06:15 AM

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QUOTE(ruben7389 @ Oct 12 2013, 05:35 AM)
Anyone here from pm and hwang?  Kindly pm me.... want to start for 2013
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hmm.gif Hwang 0% sales charge...think they will pm you?

SUSyklooi
post Oct 12 2013, 11:23 AM

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QUOTE(nxtpg @ Oct 12 2013, 10:45 AM)
i also want to get the hwang prs too but cannot find any agent

if go to their office, is there anyone to do the prs for us?
or we will be just ignored?
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i did mine at their office. (call them first,....just in case person in charge of PRS is not in)
good service and got a cup of nice coffee. or you can try this
Private Retirement Scheme (PRS) Promotion
http://www.fundsupermart.com.my/main/resea...?articleNo=3953

This post has been edited by yklooi: Oct 12 2013, 11:26 AM
SUSyklooi
post Oct 13 2013, 11:30 AM

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QUOTE(MNet @ Oct 13 2013, 08:38 AM)
wat kopi they treat u?
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hmm.gif biggrin.gif looks like 3 in 1 from the pantry but it is good thumbup.gif
SUSyklooi
post Oct 13 2013, 11:35 AM

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QUOTE(nxtpg @ Oct 13 2013, 11:14 AM)
fundsupermarket looks complicated with all the forms needed to be filled. Prefer sales person do all while minum the free kopi.
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rclxms.gif
SUSyklooi
post Dec 9 2013, 05:09 PM

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Hwang AIIMAN PRS Shariah Growth Fund as of 31 Oct 13
invested in 95% in Hwang AIIMAN Growth fund ------Malaysia focused fund. YTD return 19%

Hwang PRS Growth Fund as of 31 Oct 13
invested in Hwang Select Opportunity, Hwang Select Bond, Hwang Select Asia Opportunity and Hwang Asia Quantum fund ------ Malaysia 37.9% + Asean exposed funds. YTD returns 7.58%

would you try to diversify your investments instead of putting all eggs in 1 basket?. up to you to decide-lor

This post has been edited by yklooi: Dec 9 2013, 05:12 PM
SUSyklooi
post Dec 9 2013, 11:30 PM

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QUOTE(David83 @ Dec 9 2013, 11:22 PM)
One day, Malaysia may become like Greece.
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hmm.gif one economist blogger said this on FAQ
Q1. Government debt is like household debt – if we spend more than we earn, we’ll go bankrupt

A. That’s the common sense view, and its one that’s commonly held. The problem is that it’s also mostly wrong.

Q12. In ten years time, we’ll be like Greece

A. Greece has a 2000 year history of defaulting on its external debt. Malaysia has never defaulted on its debt.


A FAQ On Malaysian Government Debt
http://econsmalaysia.blogspot.com/p/faq-on...nment-debt.html

too bad I am noob in economics...just managed to pass the basic....
SUSyklooi
post Dec 9 2013, 11:45 PM

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QUOTE(dreamer101 @ Dec 9 2013, 11:42 PM)
yklooi,

Stop spreading LIES...

<<too bad I am noob in economics...just managed to pass the basic....>>

If you are TOO LAZY to THINK, do not spread stuff that you DO NOT UNDERSTAND.

Even at a SIMPLE level, if a person's debt and expenditure is GROWING faster than their income, a person is in danger of bankruptcy.

Please note that the blog is using 40 years average to hide the fact that the debt is growing at 10% per year for the last 5 to 10 years.  Is Malaysia's economy growing at 10% per year for the last 5 to 10 years??

Dreamer
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there you go again,,..... doh.gif
SUSyklooi
post Dec 9 2013, 11:53 PM

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QUOTE(dreamer101 @ Dec 9 2013, 11:50 PM)
yklooi,

Do not cut and paste something if you are not willing to THINK and AUDIT the facts.

It is VERY SIMPLE.

If you are DUMB enough to believe this government, so be it.  I don't.

Dreamer
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now that is better...so be it.
each has its own.
SUSyklooi
post Nov 14 2014, 03:23 PM

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QUOTE(Wilson Teoh @ Nov 14 2014, 03:06 PM)
I saw a brochure from AIA they mention we only have to open an account for RM1K then gov will add on RM500 to our account. so is it stil valid? and is it worth to open an account for PRS? How much is the handling fees and also how much interests? anyone mind to share your experience?
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read this link for more info and on the T&C...

http://www.ppa.my/prs/prs-youth/youth_faq/
SUSyklooi
post Dec 17 2014, 09:05 PM

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What Should I Consider when joining PRS?

When making your PRS contribution, you need to take into account various factors such as your age, personal and household income, risk tolerance, retirement objective as well as the suitability of the different funds under the various Schemes to meet your retirement needs. It is important to bear in mind the cost of living and inflation in setting your retirement goal as well as to think long-term; do not be overly concerned about short-term market fluctuations. Our needs change through different stages of our lives. You should review your PRS portfolio regularly to ensure that it matches your retirement objectives.

Retirement investment objective:
Retirement life-stage:
Personal risk profile:

read more....

http://www.ppa.my/prs/joining-prs/what-should-i-consider/

 

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