Yeah, if only for the tax relief, we must make sure we dont lose our capital or part of it. must buy the PRS that guarantees the capital. HWang DBS that one is Unit trust right? End return can be more but also can be less than your capital.?

I found one the Great Eastern PRS, not that great but at least can get back your capital, only on condition you don't die early, that's funny.

Pay RM3000 per year for 10 years, after that can get back all. But if die before paying up all the 10 years, you get back less than what you have paid .

GE agent also wont promote this product la. No money to make!!! Insurance agent will promote other product with higher comission- Just go try ask and see.

That GE PRS IS entitled for RM3000 tax relief. Check it out first guys.

And for those who think there is insurance protection from this GE PRS- the answer is - No protection what so ever. Pay premium RM3000, when die you expect to get back more than RM3000? None of that sort.

It iis clearly in response that IT is for TAX RELIEF. If wanna do investment go buy other products.

Put RM3000 there, if you are at top tax bracket, you save RM780 of tax money legally. That is 26%! End of the period collect back capital, along the way collect tax relief cukup.

But if your tax bracket is low then not worth buying this.......