where u stay now? infact the mrta premium will be refunded part upon u have sold yr house / refinance.

yup..u r right... i now stay kl lol..haha

hmm... never seen.. heard alot

This post has been edited by CKW008: Dec 19 2012, 12:12 AM

For this project I think BLR-2.4% is very good already, BLR-2.6% is for those over million loan I guess.

The banks are drafting the BLR -2.6% since August 2012.

last 2 years, everyone saying -2.4% is for loan more than rm400k only

but this year, i managed to secure a loan -2.4% for a amount less than rm270k

very competitive among banks to attract customer

If you realize, the lock in period are almost waived for all banks.

-2.6% is possible when 2011 and 2012 BLR have not even adjusted once.

If u recall, in year 2010, the BLR had adjusted twice by BNM.

Now the developer had not rush us for any SNP signing, better scout for better rate from any panel.

No harm to wait

This post has been edited by peri peri: Dec 19 2012, 08:35 AM

I heard there wont be any addition of bank already

those facing bhto already released ?

is the developer start chasing u for snp signing?

no one chase me for any thing. even the SA also malas to remind me to submit in the loan doc for application.

I dont think the site will start any work before CNY.

SA told me next mth shld able to secure AP

lolx... they only keep delaying from this month till next month
actual date , i guess he himself also do not know

is a good idea direct complaint to SA
now can apply PBB alrd，today i received a call from PBB banker，want me to prepare latest docs...

Hi all,ms k told my MRTA for 40 yrs is rm17k. And she said cant shorten the period, except write in letter to reduce to 20 yrs, is that true? Can advise me? Thanks.

Pls advise hows PBB condition for the MRTA. I am sure a lot of us are interested to know.

good .....i wonder when PBB will call me. nowonder Ms. K is chasing me to sign already

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Added on December 19, 2012, 9:31 pmdamn bore with this policy. i think PBB will offer more flexible MRTA package to us.

This post has been edited by wlchong79: Dec 19 2012, 09:31 PM

i f got RHB,,, it will be the best ..haha ,,, i work in RHB.. that y i know...lol

BNM no longer set BLR. BNM only set the OPR based on economic situation. Banks set their BLR based on OPR that determined their COF. however most local banks and foreign banks that are active in consumer lending at 6.6%

This post has been edited by CKW008: Dec 20 2012, 02:27 AM

Still or no, thats their internal affair, we loan slaves still concerns on BLR or BFR to survive. BNM = loan slave master

my 2cents

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Added on December 20, 2012, 8:49 amDid the SA tell u why the AP delay and delay again? Any reason behind?

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Added on December 20, 2012, 8:50 amWah Seh bro, any insider news on BLR? 15 months bonus sudah dapat?

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Added on December 20, 2012, 8:53 amWhy dump in big lump of monies to insure for 40 or 20 years? No body will no what happen in future. Better ask for 5 or 8 years. MRTA not tie to any home loan, just a gimmick for the agent to earn more commission.

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Added on December 20, 2012, 8:54 amu can PM this neighbor to know more about that

This post has been edited by peri peri: Dec 20 2012, 08:54 AM

[QUOTE][quote=rainmay,Dec 19 2012, 06:55 PM]
is a good idea direct complaint to SA
now can apply PBB alrd，today i received a call from PBB banker，want me to prepare latest docs...

[/quote]

would you mind share with us what is the rate that PBB is offering ?

This post has been edited by kanghui819: Dec 20 2012, 08:56 AM

i think PBB more than 300k loan can give -2.4

[QUOTE][quote=wlchong79,Dec 20 2012, 09:13 AM]
i think PBB more than 300k loan can give -2.4

[/quote]


-2.4 with 90% or 80% loan ?

if is 90% loan. better take this offer as i have not signed snp yet