BLR -2.3% still too low, im still waiting RHB to get in as panel and try to apply for -2.6%

The banks are drafting the BLR -2.6% since August 2012.

last 2 years, everyone saying -2.4% is for loan more than rm400k only

but this year, i managed to secure a loan -2.4% for a amount less than rm270k

very competitive among banks to attract customer

If you realize, the lock in period are almost waived for all banks.

-2.6% is possible when 2011 and 2012 BLR have not even adjusted once.

If u recall, in year 2010, the BLR had adjusted twice by BNM.

Now the developer had not rush us for any SNP signing, better scout for better rate from any panel.

No harm to wait