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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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PoisonSoul
post May 15 2024, 06:56 AM

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QUOTE(coolguy99 @ May 14 2024, 08:32 PM)
May I ask if kiplepay can get 8x TBP?
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Yes.
kembayang
post May 16 2024, 03:02 PM

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Received an SMS said credited RM100 CB. Best of Both Worlds Campaign.

Didn't aware such campaign exist.
soonwai
post May 16 2024, 03:09 PM


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QUOTE(kembayang @ May 16 2024, 03:02 PM)
Received an SMS said credited RM100 CB. Best of Both Worlds Campaign.

Didn't aware such campaign exist.
*
This one looks like.
https://www.alliancebank.com.my/Alliance/me...-Conditions.pdf
victorian
post May 16 2024, 04:12 PM

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I applied for Visa Infinite immediately after the news of capping of 8x points for online broke out.

3 cards currently with Alliance:

Alliance VS- 3000 get 55.50
VCC- 3k ewallet, 3k online
VI- 3k ewallet, 3k online

And my combined limit is only 8k, very tedious to keep making repayments just to free up my credit limit

This post has been edited by victorian: May 16 2024, 04:12 PM
Barricade
post May 16 2024, 04:57 PM

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QUOTE(victorian @ May 16 2024, 04:12 PM)
I applied for Visa Infinite immediately after the news of capping of 8x points for online broke out.

3 cards currently with Alliance:

Alliance VS- 3000 get 55.50
VCC- 3k ewallet, 3k online
VI- 3k ewallet, 3k online

And my combined limit is only 8k, very tedious to keep making repayments just to free up my credit limit
*
I just keep VS and Gold for RM55.50 and RM42 cashback. VI not attractive. Need to spend RM7.5k to redeem RM100 shopee voucher.
victorian
post May 16 2024, 05:34 PM

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QUOTE(Barricade @ May 16 2024, 04:57 PM)
I just keep VS and Gold for RM55.50 and RM42 cashback. VI not attractive. Need to spend RM7.5k to redeem RM100 shopee voucher.
*
RM42/3000= 1.4%
Visa Infinite is 1.33% with 6k spending.

not very far off.

and you get lounge access.
shawnme
post May 16 2024, 06:19 PM

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QUOTE(Barricade @ May 16 2024, 04:57 PM)
I just keep VS and Gold for RM55.50 and RM42 cashback. VI not attractive. Need to spend RM7.5k to redeem RM100 shopee voucher.
*
Hi, when you mention Gold, is it this card that you're referring to?

VI used to be my "unlimited" card, but after the announcement, I've been considering another to supplement my VI.

user posted image

This post has been edited by shawnme: May 16 2024, 06:22 PM
Barricade
post May 16 2024, 07:47 PM

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QUOTE(shawnme @ May 16 2024, 06:19 PM)
Hi, when you mention Gold, is it this card that you're referring to?

VI used to be my "unlimited" card, but after the announcement, I've been considering another to supplement my VI.

user posted image
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Yes that's the one. Formerly known as Younique card.
MasBoleh!
post May 21 2024, 02:47 PM

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QUOTE(khai0412 @ May 13 2024, 07:01 AM)
user posted image
Haha, end game
Btw
3000 + 3000 or just total 3000?😅
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I am getting tired of all these non stop revision. I wish to have a 1 card that fit it all thing. sad.gif
theberry
post May 22 2024, 09:27 AM

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QUOTE(MasBoleh! @ May 21 2024, 02:47 PM)
I am getting tired of all these non stop revision. I wish to have a 1 card that fit it all thing. sad.gif
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amex platinum charges card whistling.gif
MasBoleh!
post May 22 2024, 12:42 PM

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QUOTE(theberry @ May 22 2024, 09:27 AM)
amex platinum charges card  whistling.gif
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Many places don't accept Amex . That is why I am really tired with all these

This post has been edited by MasBoleh!: May 22 2024, 12:42 PM
PoisonSoul
post May 22 2024, 11:33 PM

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QUOTE(MasBoleh! @ May 21 2024, 02:47 PM)
I am getting tired of all these non stop revision. I wish to have a 1 card that fit it all thing. sad.gif
*
Debit card. Hahaha.

GX card has 1% cashback for now.
Well, you can always go for any of the bank’s low tier cards as they are usually giving RM1:1 point for almost every transactions.
MasBoleh!
post May 23 2024, 03:23 PM

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QUOTE(PoisonSoul @ May 22 2024, 11:33 PM)
Debit card. Hahaha.

GX card has 1% cashback for now.
Well, you can always go for any of the bank’s low tier cards as they are usually giving RM1:1 point for almost every transactions.
*
Alliance Bank attracted me due to the evergreen, so i no need to keep track on the points expiration.
coolguy99
post May 23 2024, 06:17 PM

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QUOTE(MasBoleh! @ May 23 2024, 03:23 PM)
Alliance Bank attracted me due to the evergreen, so i no need to keep track on the points expiration.
*
Yes their evergreen points is really good. Too bad they devalued their points just when I started using the card.
MasBoleh!
post May 23 2024, 07:03 PM

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QUOTE(coolguy99 @ May 23 2024, 06:17 PM)
Yes their evergreen points is really good. Too bad they devalued their points just when I started using the card.
*
I having M2P and faced similar situation too. So I can resonate. I am thinking of going back to cashback card but then if rugi if i purchase expensive item, so the unlimited 1% cashback suddenly seems to be enticing.
rko0504
post May 24 2024, 01:10 PM

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QUOTE(victorian @ May 16 2024, 04:12 PM)
I applied for Visa Infinite immediately after the news of capping of 8x points for online broke out.

3 cards currently with Alliance:

Alliance VS- 3000 get 55.50
VCC- 3k ewallet, 3k online
VI- 3k ewallet, 3k online

And my combined limit is only 8k, very tedious to keep making repayments just to free up my credit limit
*
Why VS 3000 get 55.5? Isn't 5%?
victorian
post May 24 2024, 01:18 PM

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QUOTE(rko0504 @ May 24 2024, 01:10 PM)
Why VS 3000 get 55.5? Isn't 5%?
*
what do you think?
rko0504
post May 24 2024, 01:37 PM

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QUOTE(victorian @ May 24 2024, 01:18 PM)
what do you think?
*
Ok now i understand how the cashback works mega_shok.gif
MasBoleh!
post May 24 2024, 05:29 PM

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QUOTE(rko0504 @ May 24 2024, 01:10 PM)
Why VS 3000 get 55.5? Isn't 5%?
*
Online Shopping, Groceries, Dining, Petrol, Utilities & Other Retail Spends 0.05% uncapped from RM1up to RM1,000 monthly
Online Shopping, Groceries, Dining, Petrol, Utilities & Other Retail Spends 0.5% uncapped from RM1,001up to RM2,000 monthly
Online Shopping, Groceries, Dining, Petrol, Utilities & Other Retail Spends 5% uncapped from RM2,001up to RM3,000 monthly

I calculated is 50.50, maybe i failed my math.


By the way, does Alliance Bank Card eligible for Samsung Pay and Apple Pay? I remember last time someone mentioned it is ineligible, i wonder is it still the same?

This post has been edited by MasBoleh!: May 24 2024, 05:32 PM
victorian
post May 24 2024, 05:54 PM

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QUOTE(MasBoleh! @ May 24 2024, 05:29 PM)
Online Shopping, Groceries, Dining, Petrol, Utilities & Other Retail Spends 0.05% uncapped from RM1up to RM1,000 monthly
Online Shopping, Groceries, Dining, Petrol, Utilities & Other Retail Spends 0.5% uncapped from RM1,001up to RM2,000 monthly
Online Shopping, Groceries, Dining, Petrol, Utilities & Other Retail Spends 5% uncapped from RM2,001up to RM3,000 monthly

I calculated is 50.50, maybe i failed my math.
By the way, does Alliance Bank Card eligible for Samsung Pay and Apple Pay? I remember last time someone mentioned it is ineligible, i wonder is it still the same?
*
50+5+5.50 not 55.50?

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