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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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PoisonSoul
post Sep 1 2022, 01:15 PM

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QUOTE(froggi3 @ Sep 1 2022, 10:52 AM)
Sorry, a beginner question.

Do anyone having both Visa Infinite + Visa Platinum together? is this allowed? If yes, wonder how TBP for eWallet top up will be?

Visa Infinite  ->RM 3K - 24K TBP
Visa Platinum -> RM 3k - 24K TBP

Added total up for 48K TBP or just can get 24k TBP ?
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One bank you want to hold all their cards also can. Gov very happy as u are paying RM25 per card.

While waiting for value added response, in general, your CL/limitations is shared across all of their (in general, banks) CCs unless stated. So, for me, I will say no.
VI spend 3k = 24k TBP, VP spend 3k = 3k TBP.
PoisonSoul
post Sep 20 2023, 11:35 PM

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Applied through a certain website.

13/9/23 (Wed): Submit application and docs
15/2/23 (Fri): Banker submit
19/2/23 (Tues): Meet me personally @ my office because admin din pick up phone. So come verify with me.
20/2/23 (Wed): Approved.

Not bad tho. Looking forward to use it. biggrin.gif
PoisonSoul
post Sep 27 2023, 03:07 PM

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can i double triple confirm that a saved card in T@G dompet will still give me TBP upon manual reload?
PoisonSoul
post Oct 14 2023, 09:40 PM

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QUOTE(tlc7 @ Oct 13 2023, 11:27 PM)
Anyone sees their statement there's always some timeless points being redeemed ?
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Just got off the call with CS.

"for points we do manual counting. so we sum up all of ur ewallet spending and x8 first. Then we remove 3k from the sum and then claw back the remainder x7 points from ur remaining ewallet spending"

Quite shit for them to do so as it causes some unnecessary stress to the customers.

And not sure if it's been reported here before or not but apparently Zcity (pay with CC, not FPX->CC) is also x1 point. Correct me if I'm wrong.
PoisonSoul
post Oct 25 2023, 09:30 PM

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QUOTE(T09 @ Oct 25 2023, 09:02 PM)
Do you guys activate the VCC? Received sms i will get RM25.90 if i activate and spend, I like the idea of it but the yearly SST is holding me back. Too many cards.
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If you see VCC as more of a burden than an add on, then just don't activate it. Easy.
PoisonSoul
post Oct 26 2023, 06:58 PM

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QUOTE(T09 @ Oct 26 2023, 03:47 PM)
Will it affects or appears in my ccris whatsoever if i just leave it there w/o activating? Need to call CS to remove the card?
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IINM, 3 months no activate = bank will auto activate it for u. So just call to cancel.
PoisonSoul
post Nov 24 2023, 07:09 PM

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QUOTE(zstan @ Nov 23 2023, 09:39 AM)
For VI users do you get 5x points when you pay for dining using wave? or need to use pin baru can get the 5x points
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Never try pin. All wave for me. Staffs now know to let u wave even over RM250. So far, my waves all for dining gotten 5x
PoisonSoul
post Dec 2 2023, 11:08 AM

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QUOTE(contestchris @ Dec 2 2023, 10:38 AM)
Hi guys, for Alliance Balance Transfer, is the repayment made to BT account or CC account?
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BT
PoisonSoul
post Jan 17 2024, 11:14 AM

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QUOTE(fruitie @ Jan 16 2024, 10:51 PM)
If pay directly to Grab, Foodpanda and Fave, are they entitled for 8xTBP with VI?
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Tested Fave, yes.
Tested FavePay as well, yes.
PoisonSoul
post Jan 17 2024, 10:59 PM

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QUOTE(zstan @ Jan 17 2024, 04:39 PM)
hmm. then this is classified under e-commerce payment? does this work for grab now pay later payments as well?

interesting tactic  flex.gif
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FavePay: 5964
Grab PayLater link to Fave: no idea, never try.

But if u pay directly from CC -> Grab PayLater @ the end of the billing cycle, based on my test 2 months ago, payment is labeled as 6540.
PoisonSoul
post Jan 25 2024, 03:47 PM

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QUOTE(T09 @ Jan 25 2024, 02:42 PM)
if i top up ewallet rm300 now, entitle for the cashback? or must be retail spend?
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user posted image
Good chance allocation exhausted already.


idk how u gonna "retail spend" a virtual card.
Based on the T&C, there's no mention what constitutes a retail spend.
TnC PDF
PoisonSoul
post Feb 22 2024, 02:51 PM

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Points in with 20%. Labelled as KUALA LUMPUR
PoisonSoul
post Feb 22 2024, 11:59 PM

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QUOTE(cucikaki @ Feb 22 2024, 07:36 PM)
Which day u guys redeem? 15, 16 or 17?
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15 night when the form is suddenly available.
16 i called to double confirm if it’s captured by the system.
PoisonSoul
post Apr 26 2024, 05:42 PM

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QUOTE(jas029 @ Apr 26 2024, 04:56 PM)
been offered the physical VI card while i actually wanted just the VCC..

wonder those who's holding the physical VI card, does it have the feature to create numerous virtual cards like the VCC?
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no
PoisonSoul
post Apr 28 2024, 07:35 PM

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QUOTE(turtle_onrage @ Apr 28 2024, 06:36 PM)
Hi all. For the Alliance Bank Visa Infinite, online shopping transactions entitled for 8 points for every RM1 spend. Is this online shopping included all transactions that I paid online? To all local and foreign company? Or only for marketplace like Shopee/Lazada?
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AVI is very vague for their "online transactions". Usually what I realised is that as long your transaction is done online and not in any of their exclusion list, then there's a good chance it's 8x.
PoisonSoul
post May 13 2024, 08:38 AM

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QUOTE(dimgai @ May 13 2024, 08:16 AM)
called customer service:

RM3000 ecommerce and RM3000 ewallet reload are separated (for the time being)

and all cards are independent (for the time being)
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Interesting. In the notice they clumped VP and VCC in the same section. Gives me a thinking that they share the same 3k e-commerce quota.
PoisonSoul
post May 15 2024, 06:56 AM

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QUOTE(coolguy99 @ May 14 2024, 08:32 PM)
May I ask if kiplepay can get 8x TBP?
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Yes.
PoisonSoul
post May 22 2024, 11:33 PM

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QUOTE(MasBoleh! @ May 21 2024, 02:47 PM)
I am getting tired of all these non stop revision. I wish to have a 1 card that fit it all thing. sad.gif
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Debit card. Hahaha.

GX card has 1% cashback for now.
Well, you can always go for any of the bank’s low tier cards as they are usually giving RM1:1 point for almost every transactions.
PoisonSoul
post Jun 9 2024, 01:00 AM

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QUOTE(iqlas @ Jun 8 2024, 05:32 PM)
Is it allowed to have visa infinite+platinum together for one person?
Yes. Many forumers and me are the living proof that it's possible.

Does the rm3k cap for 8x reward are 3k for infinite+3k for plat?
yes. Infinite has it's own 3k cap and Plat has it's own 3k cap.

Or is it both infinite and plat will share the cap of rm3k?
Nope. As above.

Bigpay top still give 8 points right?
Din try. Since BigPay is MCC 6540, it SHOULD be giving you 8x TBP from the eWallet category. Please proceed with caution unless someone tried it recently.
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PoisonSoul
post Jun 24 2024, 09:29 PM

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QUOTE(peja5081 @ Jun 24 2024, 12:41 PM)
What is rounded down point? They always deduct point by 3-7k every month as rounded down point
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Well, I suspect (eWallet reload) quota has been fulfilled by you of 3k.

Any subsequent reloads will be 1:1.

Alliance’s logic is, credit you with x8 then claw back X - 3k worth of points.

i.e. You’ve spent 10k on eWallet.
The first 3k is only eligible for 8x.
Hence, Alliance did was
10k x 8TBP = 80k TBP (shown as total earned)
3k x 8TBP = 24k TBP
(10-3)k x 8TBP = 7k x 8 = 56k TBP (shown as deducted)


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