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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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cybpsych
post Aug 7 2023, 11:27 AM

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QUOTE(13th @ Aug 7 2023, 11:23 AM)
i have reported to them already took me 30-40minutes to explain this to them. seems like no issue based on the feedback i received lol
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L1 dont care hahhaa

try escalate to BNM, as this is a serious security exposure

i dont have the full screenshot (not ALBB customer anyway), else would've get relevant parties to take note of this bad implementation
13th
post Aug 7 2023, 11:29 AM

rakshaha
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QUOTE(cybpsych @ Aug 7 2023, 11:27 AM)
L1 dont care hahhaa

try escalate to BNM, as this is a serious security exposure

i dont have the full screenshot (not ALBB customer anyway), else would've get relevant parties to take note of this bad implementation
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can guide me how to do that shocking.gif ?
cybpsych
post Aug 7 2023, 12:21 PM

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QUOTE(13th @ Aug 7 2023, 11:29 AM)
can guide me how to do that  shocking.gif ?
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https://bnmlink.bnm.gov.my/
Natsukashii
post Aug 7 2023, 12:26 PM

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QUOTE(13th @ Aug 6 2023, 01:15 PM)
use a desktop or laptop, login to see your account, in the url https://xxxx (in the bottom of your browser, the hyperlink or some sort) will have your full credit card number. to confirm your credit card number, duitnow transfer rm1 to that credit card number, and it will reflected as soon as possible in the vcc app. that's how i paid it after 3days got the access

edit: add proof

user posted image
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If you click on that xxxx card number, the next page should have the full card number right? Still no?

13th
post Aug 7 2023, 12:36 PM

rakshaha
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QUOTE(Natsukashii @ Aug 7 2023, 12:26 PM)
If you click on that xxxx card number, the next page should have the full card number right? Still no?
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still no, it will filtered XXXX and only shows ending number. the only official way to see the VCC number is the credit card statement currently
Natsukashii
post Aug 7 2023, 12:39 PM

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QUOTE(13th @ Aug 7 2023, 12:36 PM)
still no, it will filtered XXXX and only shows ending number. the only official way to see the VCC number is the credit card statement currently
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Noted, thanks.
13th
post Aug 7 2023, 12:42 PM

rakshaha
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QUOTE(cybpsych @ Aug 7 2023, 12:21 PM)
wait, does that mean if i am connected to public wifi or internet, since the url is plain text if attacked by packet sniffer will be able to see the credit card number? I thought https is already encrypted, can explain more if you know?
cybpsych
post Aug 7 2023, 12:54 PM

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QUOTE(13th @ Aug 7 2023, 12:42 PM)
wait, does that mean if i am connected to public wifi or internet, since the url is plain text if attacked by packet sniffer will be able to see the credit card number? I thought https is already encrypted, can explain more if you know?
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so plainly visible, no need sniffer also can copy la

take phone, take photo on your screen. kaotim.

it doesn't matter the method of leakage, the implementation is the problem.
voyage23
post Aug 7 2023, 10:39 PM

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Hi. I couldn’t find this info on the website. Does top up to Shopee Pay and Lazada wallet qualify for 8x TBP for the Visa Infinite card?

Thanks.
greddym3
post Aug 8 2023, 10:19 AM

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Is the freeze / unfreeze function in the app only applicable for Visa Virtual Credit Card? Does physical cards such as Visa Platinum Credit Card can also freeze / unfreeze in the app?

This post has been edited by greddym3: Aug 8 2023, 10:20 AM
weiseang72
post Aug 13 2023, 11:33 AM

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if we tied our card in TnG as Quick payment, will the payment still consider e-wallet top up that entitled 8x point ?
iXora.ix
post Aug 15 2023, 07:46 AM

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QUOTE(weiseang72 @ Aug 13 2023, 11:33 AM)
if we tied our card in TnG as Quick payment, will the payment still consider e-wallet top up that entitled 8x point ?
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yes, as long posted as TNG-EWALLET ECOM 2-EC KUALA LUMPUR MYS
khai0412
post Aug 15 2023, 10:24 AM

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Anyone able to use their virtual card?? Mine can't use since yesterday🙃🫠
contestchris
post Aug 15 2023, 10:37 AM

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QUOTE(iXora.ix @ Aug 15 2023, 07:46 AM)
yes, as long posted as TNG-EWALLET ECOM 2-EC KUALA LUMPUR MYS
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TNG-EWALLET ECOM 3-EC KUALA LUMPUR MY
TNG-EWALLET E-COMM 3 KUALA LUMPUR MY
TNG-EWALLET ECOM 2-EC KUALA LUMPUR MY
TNG-EWALLET ECOM-EC KUALA LUMPUR MY

What's the difference between all these?
dimgai
post Aug 15 2023, 11:50 AM

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user posted image

I just received my estatement for this month and the TBP gained is not parallel to my spending. This is my first statement since I activated my visa infinite on 2nd August 2023.

According to my spending record:
bigpay top up (ewallet top up) = 1000 x 8
bigpay top up (ewallet top up) = 1000 x 8
lazada 1st purchase (ecommerce) = 2000 x 8
AND I save my card details in the lazada after this purchase
lazada 2nd purchase (ecommerce) = 2000 x 8 [but i believe system only register 2000 x 1]
lazada 3rd purchase (ecommerce) = 1000 x 8 [but again, system register 1000 x 1]
lazada 4th purchase (ecommerce) = 1000 x 8 [another 1000 x 1]
TNG ewallet top up (ewallet top up, capped at 3k) = 1000 x8

so I get 8000+8000+8000x2+1000x4+8000 = 44,000 TBP instead of 72,000 TBP.

is this how they calculate TBP on lazada's pin purchase (on a saved card)? or there TBP gained is not fully reflected during the statement date? I emailed and called CS but they said they need time to process these numbers.
MrB9
post Aug 15 2023, 12:50 PM

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Hi all,

Visa infinite and platinum will share the 3k ewallet spending if I topup seperately?

Infinite 3k*8 as 24k points
Platinum 3k*8 as 24k points

Or only 24k + 3k points
guanteik
post Aug 15 2023, 02:08 PM

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QUOTE(dimgai @ Aug 15 2023, 11:50 AM)
user posted image

I just received my estatement for this month and the TBP gained is not parallel to my spending. This is my first statement since I activated my visa infinite on 2nd August 2023.

According to my spending record:
bigpay top up (ewallet top up) = 1000 x 8
bigpay top up (ewallet top up) = 1000 x 8
lazada 1st purchase (ecommerce) = 2000 x 8
AND I save my card details in the lazada after this purchase
lazada 2nd purchase (ecommerce) = 2000 x 8 [but i believe system only register 2000 x 1]
lazada 3rd purchase (ecommerce) = 1000 x 8 [but again, system register 1000 x 1]
lazada 4th purchase (ecommerce) = 1000 x 8 [another 1000 x 1]
TNG ewallet top up (ewallet top up, capped at 3k) = 1000 x8

so I get 8000+8000+8000x2+1000x4+8000 = 44,000 TBP instead of 72,000 TBP.

is this how they calculate TBP on lazada's pin purchase (on a saved card)? or there TBP gained is not fully reflected during the statement date? I emailed and called CS but they said they need time to process these numbers.
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The extra will be given in the next 2 months statement. Until now, I don't think any of us knew how all these were calculated. U may check the older post about this.
dimgai
post Aug 15 2023, 02:56 PM

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QUOTE(guanteik @ Aug 15 2023, 02:08 PM)
The extra will be given in the next 2 months statement. Until now, I don't think any of us knew how all these were calculated. U may check the older post about this.
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I see. I guess we can never track that from our parts.

and this is nothing to do with "make purchase at lazada using saved card" right?

I should key in my card everytime I make the purchase or just one shot 8k pin in the first week of the month to ensure that my points are listed perfectly in my statement next month.

thanks for the quick response!
guanteik
post Aug 15 2023, 04:05 PM

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dimgai I can confirm the saved card in Lazada entitled 8X the TBP.
siaowei111
post Aug 15 2023, 06:04 PM

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QUOTE(guanteik @ Aug 15 2023, 04:05 PM)
dimgai I can confirm the saved card in Lazada entitled 8X the TBP.
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Mind to share direct charge to alliance card considered as ewallet or online? Am I right there is no capping for online 8x.

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