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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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fruitie
post May 27 2022, 01:19 PM

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QUOTE(no6 @ May 27 2022, 12:56 PM)
Alliance sop is give me what i asked for else  rclxs0.gif
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Yeah, this is also how I feel about it. laugh.gif
Barricade
post May 27 2022, 01:22 PM

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QUOTE(no6 @ May 27 2022, 12:56 PM)
Alliance sop is give me what i asked for else  rclxs0.gif
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WTF are you saying? My brain hurts trying to understand your English.
adele123
post May 27 2022, 01:32 PM

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QUOTE(victorian @ May 17 2022, 06:40 PM)
Statement balance is 3,200, which is the full amount that I advanced.
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This is abit old but you should know the tnc of credit card usage.

While maybe alliancr IPP works differently, the problem is that banks always say to pay off the statement balance. If you dont, they can charge interest that are super high.
@@@@@@@@@@
post May 27 2022, 07:08 PM

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QUOTE(leootan @ May 27 2022, 09:52 AM)
user posted image

Any idea what is this campaign? I didnt recall I got reply any sms for participation though😅. Or maybe it is auto enrollment?🤔
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Hey, i got something similar. And I'm not aware of whatever promo / campaign back then when i activated the card in nov 2021.

Suddenly, found out RM500 free money today while checking my transactions.

23-May-2022 CASHBACK NOV21-JAN22 VISA CC CAMPAIGN - 500.00

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This post has been edited by @@@@@@@@@@: May 27 2022, 07:08 PM
fruitie
post May 27 2022, 07:12 PM

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I can see the application recorded in eCCRIS already; it was done yesterday. Let's see how long it takes to know the result.
Papertank
post May 27 2022, 10:13 PM

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QUOTE(fruitie @ May 26 2022, 09:52 PM)
I submitted my interest via RP and someone from Alliance called me yesterday. Subsequently she sent me the forms and asked for required documents.

I screenshot to her that as MNC salaried employee, I’m only required to submit NRIC and latest payslip. She WhatsApp-ed me this morning and told me I’m still required to submit detailed EPF statement for 2021 and 2022. Fine, I gave in and downloaded for her.

Then, she noticed my April EPF (to be reflected in May) hasn’t been reflected, she asked for my April payslip. OK, I gave in as well. Then, she asked for bank statement to prove my April salary was credited. I was like what?! Maybank only gives 3 months statement and I only have until 31st March, obviously my April salary is not in this statement.

At this point, I already told her I want to cancel my application as I haven’t seen such troublesome bank before. The lady is polite and apologized to me for the inconvenience. She also agreed with what I said as her other customers told her the same thing. Finally, I found credit advice for my salary and I gave to her. I really hope that’s the final last thing they will ask from me.

If they ever call to my office for employment check, then good job because we are still working from home. sweat.gif
My nightmare to be continued…
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I feel you. I have applied VI via ringgit plus and the sales manager they assigned to handle my application is very good and pro-active in everything. If anyone need his contact in the future, please pm me.

11/05 - Submitted my docs
19/05 - Approved with 25k CL

Might be a silly question: Can any sifu enlighten me if we can stack Infinite 3k ewallet reload monthly and Platinum 3k ewallet reload monthly; 48k TBP monthly? TIA

This post has been edited by Papertank: May 27 2022, 10:14 PM
mamamia
post May 27 2022, 10:26 PM

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QUOTE(fruitie @ May 27 2022, 07:12 PM)
I can see the application recorded in eCCRIS already; it was done yesterday. Let's see how long it takes to know the result.
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Any sign up bonus now?
fruitie
post May 27 2022, 11:08 PM

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QUOTE(mamamia @ May 27 2022, 10:26 PM)
Any sign up bonus now?
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Just RM 200 Shopee voucher or luggage.
wjleong15
post May 27 2022, 11:42 PM

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QUOTE(Papertank @ May 27 2022, 10:13 PM)
I feel you. I have applied VI via ringgit plus and the sales manager they assigned to handle my application is very good and pro-active in everything. If anyone need his contact in the future, please pm me.

11/05 - Submitted my docs
19/05 - Approved with 25k CL

Might be a silly question: Can any sifu enlighten me if we can stack Infinite 3k ewallet reload monthly and Platinum 3k ewallet reload monthly; 48k TBP monthly? TIA
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Can have both vi and plat together?
joshuaa85
post May 28 2022, 12:09 AM

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QUOTE(mamamia @ May 27 2022, 10:26 PM)
Any sign up bonus now?
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z city app promo gives RM 750 cash back
fruitie
post May 28 2022, 12:13 AM

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QUOTE(joshuaa85 @ May 28 2022, 12:09 AM)
z city app promo gives RM 750 cash back
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Wah, I missed out this!
Papertank
post May 28 2022, 11:13 AM

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QUOTE(wjleong15 @ May 27 2022, 11:42 PM)
Can have both vi and plat together?
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It's a question. I am not sure if they (TBP) are stackable though.

If you're asking whether a person can have vi and plat at the same time, I think it should be fine because I have 6 cc with Public Bank at the moment.
mamamia
post May 28 2022, 08:00 PM

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QUOTE(joshuaa85 @ May 28 2022, 12:09 AM)
z city app promo gives RM 750 cash back
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But seem like not guarantee.. stand a chance to win only. N need to spend at Zcity
fruitie
post May 30 2022, 10:21 AM

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As expected, my nightmare continues. laugh.gif

The officer contacted me again today and told me my company is listed under a high-risk industry, and I'm required to send in a bank statement. I really laugh.gif when I saw such a comment. I'm in the telco industry, and I guess the whole world knows it is one of the most flourishing industries during the pandemic. laugh.gif

Anyway, she taught me how to "print" the statement for her. I did, and I hope I won't be requested with nonsense stuff again. After having cards from numerous banks and different cards, from lowest to highest tier cards, it's the first time I'm receiving such feedback.
Barricade
post May 30 2022, 10:39 AM

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QUOTE(fruitie @ May 30 2022, 10:21 AM)
As expected, my nightmare continues. laugh.gif

The officer contacted me again today and told me my company is listed under a high-risk industry, and I'm required to send in a bank statement. I really laugh.gif when I saw such a comment. I'm in the telco industry, and I guess the whole world knows it is one of the most flourishing industries during the pandemic. laugh.gif

Anyway, she taught me how to "print" the statement for her. I did, and I hope I won't be requested with nonsense stuff again. After having cards from numerous banks and different cards, from lowest to highest tier cards, it's the first time I'm receiving such feedback.
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LOL. I'm in Tobacco industry and I didn't receive such request. Just one EPF statement kautim. No more hassle. tongue.gif

fruitie
post May 30 2022, 10:55 AM

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QUOTE(Barricade @ May 30 2022, 10:39 AM)
LOL. I'm in Tobacco industry and I didn't receive such request. Just one EPF statement kautim. No more hassle.  tongue.gif
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The problem with my EPF statement is my April contribution (shown as May) hasn't been reflected on EPF yet. So now they are asking all sorts of crazy stuff from me. As if I can control when EPF will update the information.
Barricade
post May 30 2022, 11:07 AM

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QUOTE(fruitie @ May 30 2022, 10:55 AM)
The problem with my EPF statement is my April contribution (shown as May) hasn't been reflected on EPF yet. So now they are asking all sorts of crazy stuff from me. As if I can control when EPF will update the information.
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No choice lo have to be patient. nod.gif

After receive the card payback time.... milk them kau kau. drool.gif
fruitie
post May 30 2022, 11:26 AM

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QUOTE(Barricade @ May 30 2022, 11:07 AM)
No choice lo have to be patient.  nod.gif

After receive the card payback time.... milk them kau kau. drool.gif
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I sent in the so-called bank statement just now, but I applied blanko on my account balance and other transactions and only left the one showing my salary credited; they do not accept it. I said you would need to respect my privacy; why would I show you my bank account balance to you? Does this matter to you how much I have in the bank? I had already told her that I wanted to stop this application, and I didn't want to proceed anymore. She said she would try to appeal to waive my bank statement requirement.


My nightmare to be continued or halted...
Barricade
post May 30 2022, 02:05 PM

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QUOTE(fruitie @ May 30 2022, 11:26 AM)
I sent in the so-called bank statement just now, but I applied blanko on my account balance and other transactions and only left the one showing my salary credited; they do not accept it. I said you would need to respect my privacy; why would I show you my bank account balance to you? Does this matter to you how much I have in the bank? I had already told her that I wanted to stop this application, and I didn't want to proceed anymore. She said she would try to appeal to waive my bank statement requirement.
My nightmare to be continued or halted...
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LOL. You are so patience with them. If I'm you, I snap long time ago liao.
mamamia
post May 30 2022, 07:02 PM

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QUOTE(fruitie @ May 30 2022, 10:21 AM)
As expected, my nightmare continues. laugh.gif

The officer contacted me again today and told me my company is listed under a high-risk industry, and I'm required to send in a bank statement. I really laugh.gif when I saw such a comment. I'm in the telco industry, and I guess the whole world knows it is one of the most flourishing industries during the pandemic. laugh.gif

Anyway, she taught me how to "print" the statement for her. I did, and I hope I won't be requested with nonsense stuff again. After having cards from numerous banks and different cards, from lowest to highest tier cards, it's the first time I'm receiving such feedback.
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Maybe the telco industry is no longer famous or lesser share in the market now.. that’s y I treat it as high risk..

But, I rmb alliance bank is the only bank that rejected my application many years back, since then, I never bother to apply, moreover, the card benefits / sign up bonus doesn’t attract me..

 

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