huh? Heheh sorry bro - U didnt get my tongue-in-cheek earlier.
I'm already invested in MY stocks (normal +REITs) & EPF-approved mutual funds (70%+ MY focused and up to 30% foreign). That's one of my "massive" exposure to an emerging markets.

EPF approved funds i'm holding now:
PIX
PSSF
PAGF
EastSpring SmallCap (oooooold holdings - easy proof that dumb approach + time = average 10%pa+/-. used to be 25%pa+/- before 2008 kablooey & was called PRU SmallCap then)

This post has been edited by wongmunkeong: Nov 8 2012, 09:43 PM

I'm not really familiar with FSM.

1) May you all advise how does it work? As comments above, it is fully E-platform to be operated by investor.

2) Withdraw and deposit fund fast? Preferable which bank?

This post has been edited by ming2007: Nov 9 2012, 12:24 AM

God helps those who helps themselves, i just help point to the direction to run
http://forum.lowyat.net/topic/2179358/+1120

http://www.fundsupermart.com.my/main/home/index.svdo
http://www.fundsupermart.com.my/main/home/cis.tpl

AMB dividend trust fund drop for 5 days d , erm good time to top in?? and any1 kind enough to explain y it dropping?? sorry im new

Now is the time to invest!!!!!

Guess most funds also drop for this weeks...

I have PSmallCap and PFSF in my PM portfolio. I'm wondering whether i should consolidate into either one of these 2 funds or maintain them as of now.

any PM agents can comment the pros and cons of consolidating or maintain?

I don't know how to commen.. But just want to tell I also hold these 2 funds. Seems pfsf is doing better for now..

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Added on November 11, 2012, 12:22 amAnybody planning to Open Version 3 of Fund investment corner thread??

This post has been edited by Kaka23: Nov 11 2012, 12:22 AM

Thanks for the info, bro. It is very useful

interested about this Mutual Life Plus 2.....
any expert here to comment pro & con
and min unit to hold to get this Mutual Life Plus 2...TQ

I do buy Mutual Life Plus 2. As I know, this is open for PM Unit Trust Holder with RM5000 NAV of Unit trust to purchase the offered insurance. So far, the insurance fee is far cheaper than outside (please compare and confirm by yourself)

Currently, Great Eastern is the one PM offered but I received notification that PM is going to use AIA as the insurance replacement for Great Eastern in Nov onwards. For the amount and coverage of AIA, i think you need to refer to PM branches.

hi,
im new and i have been briefed by one of the agent that i met when they opened a booth nearby my uni area...
izzit worth to invest in unit trust in which i will start with 5k then every month top up rm100???
is there any annual fees etc fees annualy??
thanks

Yes, it is worth to invest in Unit Trust if you are not well verse to do investment on your own. Historically Some Unit Trust have been shown to beat inflation.

Typical annual fee is 1.5% or slightly more. Some may be as low as 1%. Bond fund can be as low as 0.5% p.a.

Some Mutual Fund from the US has annual fee as low as 0.1%, but that is US, not in Malaysia.

Typical question you should ask when investing are:

i) What is the historical return over 10 years, 5 years or 3 years. They should be preferably above 5% because the typical inflation in Malaysia is around 4% p.a. So the investment must work harder than 4% p.a. (I use 5% to put in some buffer)

ii) How volatile or how much is the standard deviation of the fund? The larger the standard deviation the more volatile the fun i.e., more chances of the fund not hitting its objective.

iii) What are the charges? The lower the better i.e., common sense.

So now, go lar... quickly make your money work harder for you and not you work hard for the money. Good luck.

Xuzen

P/S: Practice dollar cost averaging i.e., put in little by little and and not one lump sum to minimize the risk.

thanks...=)
i will double check again when im buying that time....
the one showed by the agent is giving dividend around 6%+- p.a....
i put some money then top up every month......
before this i did plan to invest in REIT as well bt then did not invest....
i can choose not to take the dividend rite??
so that i can have accumulative fund for investment??



This post has been edited by juudai1990: Nov 16 2012, 10:32 PM

For PM, if I can recall correctly.. When you fill in the form for buying a fund, you can tick on the dividend being re invested or not. Most agent will advice to re invest.

okay...thanks..=)

It is wise to choose the auto reinvest dividend option simply because the dividend reinvested is free from the initial sales charge.

Xuzen

alright...thanks...

Hi all,

Started invest in PM few weeks ago, PRSF, PISEF and PISBF(bond fund) are under my portfolio now. Any comment from this 3 funds by all gurus out there? I am still a beginner in investment so I not that sure what "homework" I need to do so I just rely on my UTC.

But I also interested in further study in this also. Any gurus out there have some tips for beginner? For the homework after you invested I mean.

Thanks in advance !

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