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 Public Mutual v4, Public/PB series funds

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Kaka23
post Aug 11 2012, 08:43 PM

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yay... new thread!!

My PM portfolio funds have not been doing any topping up for 4-5 months already..
Kaka23
post Aug 12 2012, 09:30 AM

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QUOTE(peachmonkey @ Aug 12 2012, 10:15 AM)
Hi.

If I missed a Standing Instruction for my Public Mutual funds would the system cancel the SI? Or would it just suspend the SI until there are funds in the account that I'm drawing from?

Reason I'm asking is coz due to some banking errors I did not have any funds in the account that was paying the SI for my PM funds. Only realized after the 8th. So there is no SI this month. Can I still resume the SI?
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No worries.. SI will continue next month if you hv funds in your account..
Kaka23
post Aug 12 2012, 09:44 PM

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QUOTE(techie.opinion @ Aug 12 2012, 09:55 PM)
What fund bro?
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I got 6 funds with PM.. Also also not topping up at the moment!
Kaka23
post Aug 13 2012, 09:12 PM

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PM funds are good as well. FMS also offers good funds..

If dont want much headache to monitor ownself, get UTC to manage for you (if you manage to get a good and commited one la).

If wanting to learn and want to manage own $$, go for FSM..


Kaka23
post Aug 15 2012, 05:56 PM

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QUOTE(wongmunkeong @ Aug 15 2012, 09:49 AM)
Ahem ahem.. pls allow me to serong a bit with an idea ar.

Since DDI doesn't stop if there's not enough $ in the funding a/c, just skipped for that month:
1. When U want to get in (ie. during low or "normal range" NAV of the fund), have enough in your funding a/c to DDI

2. When U don't want to get in (ie. during abnormally high NAV of the fund), remove your $ from the a/c for those few days - eg. if your DDI = 8th, then perhaps 7th till 9th, have less than DDI amount in your funding a/c, thus DDI does not happen for that month

Yar yar - snakey a bit but what to do, have to "play the game" based on their rules right? Creative a bit lor.
Please note your mileage may vary  notworthy.gif  notworthy.gif
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Bit regret didn't do DDI for psmallcap..
Kaka23
post Aug 16 2012, 05:51 PM

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I predict will be nov the cycle.. Hehe
Kaka23
post Aug 16 2012, 08:33 PM

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I am just starting to see my pittikal out of the red zone this week. Pain lesson chasing the high ride almost 2 yrs ago.
Kaka23
post Aug 23 2012, 09:25 AM

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Does PM agent get some cut if their clients do switching? As far as I know, switching cost RM25 or RM50, depending on circumstances..
Kaka23
post Sep 1 2012, 10:46 AM

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QUOTE(kparam77 @ Sep 1 2012, 12:56 AM)
Public Mutual declares distribution for 8 funds.

http://www.publicmutual.com.my/LinkClick.a...dpA%3d&tabid=87
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Thanks for the info...
Kaka23
post Sep 1 2012, 01:59 PM

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QUOTE(kparam77 @ Sep 1 2012, 02:11 PM)
Err. Bro, what you want to show us with the link?
Kaka23
post Sep 18 2012, 08:28 PM

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QUOTE(frost99 @ Sep 18 2012, 09:09 PM)
kparam, thanks. Looking at most newer PM funds launched within the past 5 years, most are underperforming versus their benchmarks or providing somewhat poor returns especially considering the service charges.

I asked about PDSF because it is one of the few funds that shows a decent track record. I have mutual gold status but the PM fund performance is not making me impressed or confident to keep investing.

I wonder if you or anyone else has comments about this. Please do share!
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Which funds you investing in? Lump sum? Since when?
Kaka23
post Sep 20 2012, 09:39 PM

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QUOTE(rahuldave @ Sep 20 2012, 09:54 PM)
I have 3 years cooling period ie the construction period where I do not need to pay anything to the bank.
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Bro.. Can ask what is your expected capital you plan to invest? To achieve 300k in 3 yrs will need a big sum of capital. Or your meaning is to achieve 300k in 5 or 10 yrs?
Kaka23
post Oct 2 2012, 09:06 PM

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Looks like Mutual gold benefits are more exciting and better than fundsupermart Gold status customer... Well done
Kaka23
post Oct 2 2012, 09:50 PM

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QUOTE(kparam77 @ Oct 2 2012, 10:08 PM)
waht is the diff? any link for fsm gold status ?
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http://www.fundsupermart.com.my/main/faq/faq.svdo?id=8873

They only give discounts when buying in funds... No insurance, will writing, etc..
Kaka23
post Oct 2 2012, 10:31 PM

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QUOTE(Pink Spider @ Oct 2 2012, 11:20 PM)
Gold/Silver member maybe get priority invites to FSM events, priority service from Client Investment Specialists? hmm.gif
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Haha.. Events hopefully la. Their cis seems giving top class service to everyone.

I like the insurance given by mutual gold customers...
Kaka23
post Oct 3 2012, 04:26 PM

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QUOTE(frankzane @ Oct 3 2012, 04:15 PM)
Are there agents out there? i would like to change my PM agent.
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kparam... where are you!!!??


Added on October 3, 2012, 4:27 pm
QUOTE(wongmunkeong @ Oct 3 2012, 11:10 AM)
Since i've the Will, insurance, etc from PM already... i've gotta get off my ass & become a FSM gold as well (i like discounts/lowered costs too) tongue.gif
Balance? Ohm....  laugh.gif
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why la you so much bullets!!!!

This post has been edited by Kaka23: Oct 3 2012, 04:27 PM
Kaka23
post Oct 7 2012, 05:15 PM

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QUOTE(Forex Copy Trader @ Oct 7 2012, 06:13 PM)
Dear All,

The performance chart in Public Mutual http://www.publicmutual.com.my/application...formancenw.aspx

If I click for 5 years or 10 years, is this performance chart total return percentage minus of all the annual management fee (1.5% of NAV) and also the annual trustee fee of 0.06%? This 1.56% is a big percentage.

Please advise me, if anyone know. Appreciated with thanks.
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All factor into already... Just no factor sales charge
Kaka23
post Oct 11 2012, 05:46 PM

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QUOTE(hafiez @ Oct 11 2012, 12:06 PM)
There are many consultants work because of commission rather than helping people.

Both have hugeeee differences.

Been there done that.
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Agree! Sell and get commission first by pushing lump sum EPF/Cash, if not successful just push for monthly
Kaka23
post Oct 22 2012, 09:22 AM

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QUOTE(DarReNz @ Oct 18 2012, 12:30 PM)
2-3 years ago I just cut my losses and move to another fund house. I still got one UOB-OSK stuck for 3 years with the bank that not generating any $$$ will just get back the principal  vmad.gif
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Bro... mind to share which OSKUOB fund you are referring to?
Kaka23
post Oct 22 2012, 11:04 AM

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QUOTE(DarReNz @ Oct 22 2012, 10:24 AM)
it's the one advantange fund
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Oh.. it is a close ended fund and give capital protection. If there is capital protection, my opinion you may not gain much from it. If lucky slightly higher than FD only.

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