now i am waiting for malaysia market to perform badly..
kakakaa

i don't care about Mutual Gold benefit..

i still rather WANT lower charges (currently,0.75%) for less than 90 days switching of funds..
Just imagine switching 100k funds...!!!

i have stop investing eversince the blooody ruling.

Excuse me...
It our money...right?
and they also allow switching online...right??

Tell me...which agent of yours advise you to switch to better fund...??
Mostly ask you to invest and let it grow only..
Get commision and contact you again in few month time to invest further.


Everytime there is a new share selling at 0.25 cents...ask you to buy but when listed always drop below Rm0.25 MOSt of the time.
AND you call this investing????

tell me...what the purpose of investing in mutual fund then?
it also a form of speculating as well.

how sure are you that my fund isn't performing much better eversince i take charge of switching IN and OUt all by myself?


I only complaint about the switching fee coz it eat into my "earning"!!

This post has been edited by MakNok: Oct 5 2012, 10:31 AM

My latest switching:[SIZE=1]




If i didn't do switching then;


(4/10/2012)
PUBLIC SELECT BOND FUND
(PSBF)

[COLOR=red]1.0185

164,186.82 x 1.0185 = RM 167,222.27


Switch to Public Equity Fund

(3/10/2012 )
PUBLIC EQUITY FUND
(PEF)

0.2759

622,206.25 x 0.2759 = RM171,666.70


See the difference!![SIZE=1][COLOR=blue]

---

Added on October 5, 2012, 10:56 amSo..care to tell me what the brokerage fee..clearing fee and stamp duty??



This post has been edited by MakNok: Oct 5 2012, 10:56 AM

thx for the info
but i just want to maximise my mutual funds portfolio.

what i am trying to point out here is, there is still "money" to be make if active movement in the market.
i base my switching base on KLCI index movement and also looming Budget announcement at that time.


I switch on 24 Sep which happen to the dropping to 1,612.38.
(Public Select Bond Fund to Public Equity Fund)

At that time, i have 164k units of PSBF which generate me RM167k approx.

As from yesterday Public Mutual Fund Prices (04/10/12);

(a) 164,186.82 x 1.0185 = RM 167,222.27 <---- If i didn't do switching.

Switching to PEF ;
(a) 622,206.25 x 0.2785 = RM173,284.44.

The difference is Rm6k estd[SIZE=1][COLOR=blue].

This post has been edited by MakNok: Oct 5 2012, 01:45 PM

ETF much better?

elaborate bro....

i believe many people "sweet talk" by agent which is why majority investor are unhappy when funds dip.

Just like my previous agent, only interested in getting commission.
So i took the liberty to do switching online by myself.

i also understand that the agent have to take care of his many "investor".

So...we must Help ourself to achieve our Goal of buying UT.

---

Added on October 11, 2012, 11:01 amYa...couldn;t agree with the BOLDED RED!!!!


This post has been edited by MakNok: Oct 11 2012, 11:01 AM

Now is the time to invest!!!!!

I switch out from PRSF and switch in to PIMMF today.
(Parliment bubar)
but gonna get hit 0.75%(transaction less than 90 days)

means RM1,381.41 deduction..

Betting that the market will go sideways or go down until almost election time.
Then come back and switch back in again.

Wah...like that i better swicth back to EPF just before i reach 55

Aiyoo,
he just pointed out that all EPF investment from account One will be converted to Cash Investment once THe investor turn 55 years old lah.

actually i am still trying to figure out my PRSF fund if i have not done any switching?


Can help to calculate ar?
i see my fund until i blur liao

hi felix,
you see,
i divide my total monies and spilt equally to PRSF & PAGF
My AIM at that time was to cash in "Income TAX rebate" from above equity.

Year 2012, both equity declared 4.5cents/unit
but it seem PRSF gives better "Income Tax Rebate" percentage as compared to PAGF.

My MAIN question now is if i have not switch that PRSF on 15/05/2012.
What will be the nett worth of that PRSF portion using my repurchase price on 28/03/2013 which is 0.6746?



This post has been edited by MakNok: Apr 6 2013, 12:43 PM

Thanks

Thanks

much appreciated

The market have to dip somehow SOON
GE13 is around the corner.

If "malaysia spring" become reality...
Then it will be FUN market

This post has been edited by MakNok: Apr 22 2013, 04:57 PM