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 Public Mutual v4, Public/PB series funds

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cutepet
post Aug 12 2014, 10:25 AM

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QUOTE(Jordy @ Aug 11 2014, 07:57 PM)
cutepet,

Hoe did you come out with the 4% return figure?
Have you included the distribution reinvestments into the calculation?
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I request agent to send me the calculation lo... to be exact, is 4.08%

I think its 2014 bad performance eat up its previous year profit... PUblic focus select fund..

PUblic focus vs public dividend select ? Which is better ? (actually, I switch fr Public dividend to Public focus previously)
transit
post Aug 13 2014, 05:20 PM

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PSSCF, POGF and many more...
purplebutterfly23
post Aug 13 2014, 05:34 PM

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Hi, I just bought a unit trust fund from PBB.

Since I will always be busy with work, is it advisable to just leave my units as it? without buying and selling units?

Will it still give favourable return?

I only hope for returns slightly higher than FD rate
purplebutterfly23
post Aug 13 2014, 06:01 PM

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QUOTE(prudence18 @ Aug 13 2014, 05:43 PM)
What fund u bought? I guess it boils down to luck as well.
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Pb islamic equity funds
transit
post Aug 13 2014, 06:07 PM

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ok.

PBIEF 05/09/2005 132.2517 10.0196 14.2822 0.5416 0.9161 0.9513 PSX 120.7715 9.3864 14.3695 0.4858

For Past Record in this PBIEF, if u do nothing for 10 years, you still manage to potentially having > 100% of return...Much better than FD% la...
g00glesYYl
post Aug 13 2014, 06:38 PM

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I just bought PSSCF & PISGIF, good deal?
purplebutterfly23
post Aug 13 2014, 06:42 PM

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QUOTE(transit @ Aug 13 2014, 06:07 PM)
ok.

PBIEF 05/09/2005 132.2517 10.0196 14.2822 0.5416 0.9161 0.9513 PSX 120.7715 9.3864 14.3695 0.4858

For Past Record in this PBIEF, if u do nothing for 10 years, you still manage to potentially having > 100% of return...Much better than FD% la...
*
Sounds good. Cos the funds is more towards capital preservation.

I intend to just keep it till more than 10 years la

As I am still quite new to investing, just wondering where do you guys normally read up for investing information?
smile.gif
Kaka23
post Aug 13 2014, 10:17 PM

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Nobody starting version 5???
Arvinaaaaa
post Aug 17 2014, 01:12 PM

Peace :D
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QUOTE(David83 @ Aug 12 2014, 09:22 AM)
Dear Unitholder, We are pleased to attach the market wrap and bond market review for the week/fortnight ended 1 August 2014 for your information. Regards Customer Service
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U got pm
cutepet
post Aug 19 2014, 11:25 PM

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QUOTE(cutepet @ Aug 11 2014, 09:58 AM)
I invested PUblic Focus select fund a few years ago. The fund perform terribly...

Any fund advice to switch ? I accept moderate to high risk, but expect reasonable good return (15+% annually, not 4+% after a few years rclxub.gif)

Thanks notworthy.gif
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UPDATE !

After seeing the actual figures.

Actually, the 4% RETURN is illusional... without taking into account the 5.5%+ (about 6%) management fees.

If include that, is -2%.
kyox85
post Aug 20 2014, 10:19 AM

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in long term, piof and psscf both good choice
SUSwankongyew
post Aug 20 2014, 10:59 AM

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QUOTE(cutepet @ Aug 19 2014, 11:25 PM)
UPDATE !

After seeing the actual figures.

Actually, the 4% RETURN is illusional... without taking into account the 5.5%+ (about 6%) management fees.

If include that, is -2%.
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Should probably just give up on Public Mutual and move to another platform I think. Public Mutual's performance can't really match the performance of the other fund houses these days and the sales charges are only 2%. 1% if on discount.
gengster
post Aug 20 2014, 02:54 PM

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Hi guys,i have a question...im previously pb unit trust agent but my membership already expired since 2012 due to not active. Can i still renew it as i plan to start again? If yes can I change my upline?hope someone can help me smile.gif
night
post Aug 20 2014, 04:39 PM

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QUOTE(kyox85 @ Aug 20 2014, 10:19 AM)
in long term, piof and psscf both good choice
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How do you come to this conclusion?
transit
post Aug 20 2014, 05:31 PM

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QUOTE(gengster @ Aug 20 2014, 02:54 PM)
Hi guys,i have a question...im previously pb unit trust agent but my membership already expired since 2012 due to not active. Can i still renew it as i plan to start again? If yes can I change my upline?hope someone can help me smile.gif
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Yes, you can change the upline after 12 months of termination.

Your FIMM CUTE allow to re-contract within 36 months of termination without re-sit CUTE (Exam). After 36 months, then you are required to re-sit the CUTE before re-contract as UTC.

Ping me if you are based in Penang.

cutepet
post Aug 20 2014, 05:44 PM

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QUOTE(wankongyew @ Aug 20 2014, 10:59 AM)
Should probably just give up on Public Mutual and move to another platform I think. Public Mutual's performance can't really match the performance of the other fund houses these days and the sales charges are only 2%. 1% if on discount.
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Already pay the 5.5% sales charge lo... hold on and see lo...

Why public mutual so underperformed these few years ??
patricklau1123
post Aug 21 2014, 03:03 PM

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QUOTE(cutepet @ Aug 20 2014, 05:44 PM)
Already pay the 5.5% sales charge lo... hold on and see lo...

Why public mutual so underperformed these few years ??
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PSF, Public Islamic Saving and Public Ittikal Sequel doing quite good for me..
iamoracle
post Aug 22 2014, 09:04 AM

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QUOTE(cutepet @ Aug 20 2014, 05:44 PM)
Already pay the 5.5% sales charge lo... hold on and see lo...

Why public mutual so underperformed these few years ??
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My guess. Too many funds. Lost focus. Fund managers' works overloaded. A manager has to manage many funds under his/her scope; one leg kick. unsure.gif
materazi
post Aug 22 2014, 09:48 AM

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its hard to invest via EPF right now. Government seems to tighten the condition for EPF withdrawal.
felixmask
post Aug 22 2014, 09:52 AM

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QUOTE(iamoracle @ Aug 22 2014, 09:04 AM)
My guess. Too many funds. Lost focus. Fund managers' works overloaded. A manager has to manage many funds under his/her scope; one leg kick.  unsure.gif
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if you see the stock breakdown..fund under the same manager holding the same stock.

except Public Bank. all the fund has Public Bank

This post has been edited by felixmask: Aug 22 2014, 09:52 AM

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