Remember REIT acts like bond/fd during good times but when the economy crash or during bad times it will act like a stock.

So wouldn't it be better to just buy dividend stocks that pay as good a dividend as REITs?

So wouldn't it be better to just buy dividend stocks that pay as good a dividend as REITs?

If the stock market index drop to 1000 point, will it affect the price for REITS ?

Remember REIT acts like bond/fd during good times but when the economy crash or during bad times it will act like a stock. REIT in SG dropped over 70% during the last financial crisis, although continuous dividend is still being paid with yield >15%-20%. MY REITs does better, dropping to 30%-40% during the time, with yield reaching 10%. The yield is more or less following the interest rate movements and being a leveraged investment, will have even higher swing. There is a risk factor to everything and no free lunch. 

Basically during meltdown, people put their brain in their ass. You must have enough holding power and do not panic.   

REITs in Malaysia have not been tested by such severe market crash, thus no precedent to qoute. There wasn't  any REIT during the stock market meltdown in 1998 if I'm not mistaken. I'm sure panic selling will definitely put on downside pressure to the prices of REITs. But the lower the price the higher the yield as mentioned by Bro gark above. Which REIT bargain hunter wouldn't jump in to buy IGB (MV & Garden Mall) and Pavillion REITs when the divident yield above 10% ?

Good point. Reits are more price resistance as their business is relatively more stable compare with other companies.

On the other side of the coin, the same can be said when the market rise from 1200 to 1600, the price of Reits should lag behind ?

I think REITs can lose money too, when it leverage to highly to acquire real-estates and the falling rental income during a crisis cannot match the loan interest and other expenses.

Does anyone have experience opening a Malaysia bank account as a foreigner? Can I submit the forms through email/post or do I have to be there at the branch physically?

If you go to the branch, and you have relevant documents, don't see any reason why you cannot open a bank account.

Thanks for your reply.

What I mean is, do they accept applications by means of post or email? (For non residents)

Which city in Malaysia you are currently residing in ? I may have some info you needed.

Bro, click here to FD V2 Thread and do a search on MBSB and you can read our previous comments on MBSB.

To All, posted below at CC section, maybe some of you here can also benefit from my story 

I wanted to open a Maybank Basic Savings Account which earns nominal interest rates but was recommended against doing so. Instead the Maybank Exec recommended that I opened a Normal Savings Account for my purpose of linking all my Maybank Credit Cards to it in order for me to make payments online via Maybank2U. It seems that the Maybank Basic Savings Account cannot be linked to my Maybank Credit Cards at M2U

For those of you who uses Maybank2U to pay your credit card bills, utilities bills, Local Council Assessments/Taxes and etc, you should look into getting the Maybank2U Savers Account (if you have not) because it earns you interest daily and credited into the account monthly.

Click below link to read my story of My New Maybankard Platinum MasterCard Debit Card and Maybank2U Savers. And maybe you can earn some extra money after reading it

My Maybankard Platinum Debit Card for My Maybank Credit Cards and Maybank2U Savers

I'm not residing in Malaysia..

Just want to open a bank acc to lock in some FDs..

One question. Why Savers and not Savers-i? Since I saw Savers-i can still earn 0.4% when funds is below 2k.

Because I not as smart as you Bro. Yah, go for Savers-i better 

i cant tell you're being sarcastic or not

Bro, I'm not being sarcastic lah, it is a fact, as you pointed out, the Saver-i earns you interest even if you balance is RM1 versus nothing for Savers until it hits RM2K. So, come to think of it, I should have sign up for Saver-i since I know it does pay interest when our deposit is less than RM2K but somehow failed to do so and as such was a fool 

In that case it is not possible to do that. The bank needs original identity documents and to witness your signature in person.