Yes. Brain hurts here too. But er... if I have <RM50k for this musical chair is it worth it? Or I'll go for HSBC 3 months 5%

So wouldn't it be better to just buy dividend stocks that pay as good a dividend as REITs?

This one i manage to get Nov 7, but no more umbrella as free gift. The Advanced i current account that they force u to open, can do GIRO foc to other banks twice a month

Alliance bank got step-up FD promo. 3.1% on first few months, 6% on the sixth month deposit. Need to open savings account with cash that's 10% of FD deposit.

Just for the record, doubt its really attractive

Ah... I manage to get 4.55% by 3.1+6 then divide by 2, which was most likely what he calculated too... mystery solved

This post has been edited by Medufsaid: Nov 30 2012, 05:34 PM

Am at the risk of going off-topic here but here goes

Are you sure any UT will give >30%? There are ppl who haven't break even from the last recession.

(I manage to get decent profits from PCSF bcos I micromanage and switch between PCSF/PMMF, but how many % of UT investors are aware of the need to educate themselves?)

--End of discussion (I hope)--

This post has been edited by Medufsaid: Dec 10 2012, 03:23 PM