Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsMaybankard 2 Gold & Platinum Cards V5, Please read page#1 FAQ before posting :)
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 Jul 29 2012, 09:04 PM
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Junior Member
506 posts Joined: May 2010 
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QUOTE(fruitie @ Jul 29 2012, 09:01 PM) Maybankard2 Gold Card as birthday gift? the fellow just said that no need to apply n just verbally confirm if i wan it then they will put in application (but still subject to approval from Maybank). The thing i fell weird is that he can see all my transactions in the saving account. What kind of birthday gift is this?  Except your GST is waived or free treat points.  |
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Jul 29 2012, 09:07 PM
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All Stars
26,528 posts Joined: Jan 2003
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QUOTE(marcus_bread @ Jul 29 2012, 09:04 PM) the fellow just said that no need to apply n just verbally confirm if i wan it then they will put in application (but still subject to approval from Maybank). The thing i fell weird is that he can see all my transactions in the saving account. not so difficult, just get hold of your account statement can see dy. missing mails?anyway, you may call up maybank to check whether it is legit or not. This post has been edited by Human Nature: Jul 29 2012, 09:08 PM |
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Jul 29 2012, 09:09 PM
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Staff
72,820 posts Joined: Sep 2005 From: KUL 
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QUOTE(marcus_bread @ Jul 29 2012, 09:04 PM) the fellow just said that no need to apply n just verbally confirm if i wan it then they will put in application (but still subject to approval from Maybank). The thing i fell weird is that he can see all my transactions in the saving account. The fellow used what no. to call you?Mine also pre-approved using this method except mine wasn't a birthday gift la. It was legit for my case.  |
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Jul 29 2012, 09:17 PM
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Junior Member
506 posts Joined: May 2010
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QUOTE(fruitie @ Jul 29 2012, 09:09 PM) The fellow used what no. to call you? just call up the credit card department n get confirm that it is from Maybank tele sales dept. it is just a pre-approved application through phone call... anyway thx for u guys info.Mine also pre-approved using this method except mine wasn't a birthday gift la. It was legit for my case. |
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Jul 29 2012, 09:19 PM
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Senior Member
1,401 posts Joined: Feb 2006
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QUOTE(marcus_bread @ Jul 29 2012, 09:17 PM) just call up the credit card department n get confirm that it is from Maybank tele sales dept. it is just a pre-approved application through phone call... anyway thx for u guys info. Good job on making sure before simply accepting weird calls like that  |
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Jul 29 2012, 09:21 PM
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Senior Member
4,352 posts Joined: Oct 2010 From: KL 
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QUOTE(marcus_bread @ Jul 29 2012, 08:58 PM) Hi, just wanna ask that last week is my birthday n on last friday one fellow call me said that there is this Maybank 2 Gold for me as birthday gift from Maybank. I don accept it on the spot cause i afraid that it is those call from fraud syndicate. However, the fellow said he is from Maybank and prove to me by stated out all the transactions in my saving account (even when my salary being credited into my Maybank saving acc. I dunno whether it's legit, but it sound fishy, trying to overly convince u that he's from maybank by telling u ur transactions and date ur salary go in. I dun think that is the way a bank shud work?So, i am doubt whether should i accept the offer and is it a Fraud syndicate? Anyway, whats the gift for bday anyway? U can just apply urself. |
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Jul 29 2012, 09:31 PM
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Senior Member
1,191 posts Joined: Sep 2004
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Oh
Maybe I think the CS try to be funny. Try new method to close sales |
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Jul 29 2012, 09:39 PM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(GymBoi @ Jul 29 2012, 08:26 PM) 10 bucks per person okay what. I'm after the x5 treat points If it is only up to RM400, then you don't really get anything really... visa or MasterCard only have x1 right? |
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Jul 29 2012, 09:42 PM
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Senior Member
1,401 posts Joined: Feb 2006
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QUOTE(MilesAndMore @ Jul 29 2012, 09:39 PM) If it is only up to RM400, then you don't really get anything really... What you mean? I don't understand ... you mean if the air ticket is only RM400 .. then i only get like 2000 points which is nothing ? Anyway I'm getting like 7 tickets so that should be some amount ? |
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Jul 29 2012, 09:43 PM
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Elite
8,601 posts Joined: Jan 2003 From: KL 
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QUOTE(marcus_bread @ Jul 29 2012, 09:04 PM) the fellow just said that no need to apply n just verbally confirm if i wan it then they will put in application (but still subject to approval from Maybank). The thing i fell weird is that he can see all my transactions in the saving account. if you don't have to disclose your personal info and simply accepting the card by sayig YES, I guess it should be genuine. And it is not weird for a bank staff to see our banking records in the bank's system if they are authorised to access to it. Go to any bank, give them your NRIC and everything about your account(s) can be seen on the monitor. |
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Jul 29 2012, 09:45 PM
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Junior Member
348 posts Joined: Oct 2011
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the gst for amex card is waived right? so if i cancel the mc, means no need to pay for gst now?
This post has been edited by raulxiver: Jul 29 2012, 09:47 PM |
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Jul 29 2012, 09:49 PM
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All Stars
26,528 posts Joined: Jan 2003
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QUOTE(raulxiver @ Jul 29 2012, 09:45 PM) the gst for amex card is waived right? so if i cancel the mc, means no need to pay for gst now? both cards come together. a combo. you cannot cancel one and keep the other. |
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Jul 29 2012, 10:04 PM
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Staff
72,820 posts Joined: Sep 2005 From: KUL
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QUOTE(raulxiver @ Jul 29 2012, 09:45 PM) the gst for amex card is waived right? so if i cancel the mc, means no need to pay for gst now? Cannot la. Combo card, must have two. If like this, I think none of us wants to keep our VISA/MasterCard. |
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Jul 29 2012, 11:09 PM
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Elite
8,601 posts Joined: Jan 2003 From: KL
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QUOTE(fruitie @ Jul 29 2012, 10:04 PM) Cannot la. Combo card, must have two. The Visa/MC card does have it own benefits. For example 6% discount with Agoda and 0% Ezp Pay at many merchants. If like this, I think none of us wants to keep our VISA/MasterCard. For MC, free gift at selected shopping malls during festive seasons too (T&C applies). |
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Jul 29 2012, 11:11 PM
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All Stars
26,528 posts Joined: Jan 2003
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and among the lowest foreign tran fee
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Jul 29 2012, 11:12 PM
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Staff
72,820 posts Joined: Sep 2005 From: KUL
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QUOTE(Gen-X @ Jul 29 2012, 11:09 PM) The Visa/MC card does have it own benefits. For example 6% discount with Agoda and 0% Ezp Pay at many merchants. Yeah, you are right. The only thing that I find it attractive (for me la) is the Agoda's 6% discount. For MC, free gift at selected shopping malls during festive seasons too (T&C applies).  Gonna use it again for my Hanoi trip and probably Singapore trip next month.  |
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Jul 29 2012, 11:21 PM
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Elite
8,601 posts Joined: Jan 2003 From: KL
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QUOTE(fruitie @ Jul 29 2012, 11:12 PM) Yeah, you are right. The only thing that I find it attractive (for me la) is the Agoda's 6% discount. and as Human Nature pointed out , the Visa/MC may benefit you overseas with the lower overseas conversion rate lower compared to AMEX (but if you consider the AMEX 5XTP and as shown by jchong, the AMEX does beat the Visa/MC]. You just have to decide you want to pay less upfront or pay more and redeem the points later.Gonna use it again for my Hanoi trip and probably Singapore trip next month. and maybe in Hanoi not many places accept AMEX? oh forgot to add, the Visa/MC also comes in handy when on the highways and need to pump petrol at Petronas where the AMEX may not be welcome This post has been edited by Gen-X: Jul 29 2012, 11:22 PM |
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Jul 29 2012, 11:24 PM
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Staff
72,820 posts Joined: Sep 2005 From: KUL
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QUOTE(Gen-X @ Jul 29 2012, 11:21 PM) and as Human Nature pointed out , the Visa/MC may benefit you overseas with the lower overseas conversion rate lower compared to AMEX (but if you consider the AMEX 5XTP and as shown by jchong, the AMEX does beat the Visa/MC]. You just have to decide you want to pay less upfront or pay more and redeem the points later. What I meant was to use my VISA to book my hotel using Agoda, not using the cards in overseas. and maybe in Hanoi not many places accept AMEX? oh forgot to add, the Visa/MC also comes in handy when on the highways and need to pump petrol at Petronas where the AMEX may not be welcome I seldom use CC in overseas unless emergency, try to control my expenses within my budget. Now that I have the OCBC Ti, I have not swiped/used my MBB VISA anymore. Always combo OCBC Ti with MBB AmEx. This post has been edited by fruitie: Jul 29 2012, 11:25 PM |
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Jul 29 2012, 11:32 PM
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Elite
8,601 posts Joined: Jan 2003 From: KL
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QUOTE(fruitie @ Jul 29 2012, 11:24 PM) What I meant was to use my VISA to book my hotel using Agoda, not using the cards in overseas. Wait till you hit the OCBC monthly cap one day, then you may find your Visa useful, hahaI seldom use CC in overseas unless emergency, try to control my expenses within my budget. Now that I have the OCBC Ti, I have not swiped/used my MBB VISA anymore. Always combo OCBC Ti with MBB AmEx. |
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Jul 30 2012, 12:36 AM
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Senior Member
535 posts Joined: Jan 2003
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QUOTE(fruitie @ Jul 29 2012, 11:12 PM) Yeah, you are right. The only thing that I find it attractive (for me la) is the Agoda's 6% discount. next time try using hotelcombined Gonna use it again for my Hanoi trip and probably Singapore trip next month.  maybe u willl feel that maybank-agoda   service/govrn tax does matter |
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