Congraz. Did you add any additional category? The dining category is just the same as Wise. So watch out for Starbucks, Six Inch and other drinking places. First page has the list of places that are not under dining.

Lol. I forgot I posted that. cybpsych your timing was just nice. My statement is just out and it seems that HLB already abolished the way they calculate the rebate as I mentioned.

In August I spent:
RM59.70 at Watami (Dining)
RM50.10 at Johnny's Restaurant (Dining)
RM45.90 at Hinz Mama in Menjalara (Retail..seriously??) fruitie for your info.

So my rebate will be either A.[(RM59.70 + RM50.10) x 5%] or B.[(RM59.70 + RM50.10) x 4.8%].
For A, it is RM5.49 while for B it is RM5.27.

Guess what, I got RM6. So I think it is most probably A.

I beg to differ. For Savvy package your maximum rebate is RM100 per quarter. Any add-on category will also get RM100 max per quarter. They are separated.

Think of it as this way. If I bought all the categories, that will be RM5 x 9 categories on top of my selected package. So by paying RM45, it will be super unfair if I can only earn up to RM100 rebate for all the 12 categories in a quarter.

T&C already stated very clear, only Uniqlo, Cotton On, Forever 21, Zara, Topshop/Topman, Charles & Keith, G2000, Gap, Converse, and Esprit will entitled 2% rebate.


I am surprised that even halal restaurants like Gravy Factory is not under dining category

I thought it is under dining, if not then you might need to ask sushix to refer CS to check for the MCC.

Just walk-in one of their outlets and apply, they open 7 days a week and you will get your card on the spot if you are their new-to-bank customer.

Count as other expenses 0.2%. If you spend frequently I would suggest you to add dining category.

Did RM68 include spending from Feb?

Any retail cashback? I posted last year regarding all cashback inclusive of 0.2% cashback, so your 2% is split into 1.8% and 0.2%. If your 0.2% cashback is less than RM1 then it will be burned.

Maybe you should call and ask CS. I even got rounded up for RMX.40.

Yeah I also believe it has been fixed. Let me check and update which months I got the rounded up rebate tonight or tomorrow.

Ok I found it, though it is not exactly 40 cents on the dot. Total spending is RM109.90, 5% is RM5.495, which got rounded up to RM6, as compared to trojant case, he should get RM9.

Go Mach branch apply, it's easier and faster. Just bring IC will do.

1. If you have mobile category only, 3%. If you choose online + mobile categories, 1+3%. Only Maxis, Digi & Celcom.

2. The merchants in Health & Fitness are fixed. In Trendsetter, Style and Travel are fixed as well. Only Dining is not. You may refer to the first page for the merchants we have tested so far.

3. Yes.

If you opt for Savvy pacakge, you do not need to pay as Mobile is included in the package. Unless you chose other package, then the add-on Mobile category will cost you RM5 per quarter.

If you took Trendsetter, your selected categories include Dining, Travel and Style. If you want Mobile or Movies you will need to add on which cost you RM5 per quarter per category.

Under Dining: Feng Zhung Restaurant, Kota Damansara

Retail: Little Bally Cafe, SS2

Yes, minimum rebate is RM1.

It's ok, we will post here just for the convenience of others to search

Lol, like fruitie said, the maximum rebate is RM50, equivalent to RM1000 spending on petrol and groceries on Fri & Sat. Did you spend more than RM1000?