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Credit Cards MACH by Hong Leong Bank Credit Card, The card that reflects your Lifestyle
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fruitie
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Jun 2 2017, 04:31 PM
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Rise and Shine
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QUOTE(slave4life @ Jun 2 2017, 03:55 PM) hmmm, just checked. ctos score is weak. maybe due to ptptn tunggakan, but i cleared off the tunggakan on march and i requested the surat pengesahan of clearing off tunggakan from ptptn. can i appeal with sending my surat pengesahan to the bank? If there is tunggakan previously, yes, chances to be rejected are high. Gotta wait till everything is OK and try again. Mine already cleared more 8 months ago with advanced payments of 18 months, I tried to apply PBB cards and got rejected. Luckily I have other cards to cover.
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fruitie
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Jun 11 2017, 09:23 AM
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Rise and Shine
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QUOTE(kharizmisg @ Jun 11 2017, 12:14 AM) i tot mastercard when u go abroad no extra charges except currencies ? visa got charge ... u dont use also no problem **mastercard** correct me if im wrong btw just apply this card and got aprrove , collect this monday All cards have charges in overseas when you use them.
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fruitie
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Jun 28 2017, 11:01 AM
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Rise and Shine
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HLB allows payment amount after deducting cash back with no interest. However, I find it difficult as I have to manually calculate it. Since I will continue using next month, let it flow naturally then.
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fruitie
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Jun 28 2017, 11:12 AM
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Rise and Shine
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QUOTE(realitec @ Jun 28 2017, 11:11 AM) Hi fruitie, thank you for your input. I have paid the amount before cashback. It's my first time using MACH, thank you for assisting on my query above. Our statement date is the same by the way.  Why pay so early when you can pay in mid of the month? In this way, you are not fully enjoying 20-day free interest period.
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fruitie
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Jun 28 2017, 11:19 AM
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Rise and Shine
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QUOTE(realitec @ Jun 28 2017, 11:18 AM) Yes. I am afraid I busy and forget which end up pay late. As my PTPTN and Aeon installment is due like first week of the following month. So i pay all of them together by end of the month. After using some time, you will automatically remember the dates to pay for your cards.  I use Microsoft Outlook in office to remind me.
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fruitie
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Jun 28 2017, 11:35 AM
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Rise and Shine
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QUOTE(realitec @ Jun 28 2017, 11:23 AM) BTW from the quote above, does it means those classified as Dining and Travel will 100% get cash back? It depends what's your chosen category. If TrendSetter yes, you will get cash back for those categories.
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fruitie
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Jul 2 2017, 04:11 PM
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Rise and Shine
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QUOTE(extinct_83 @ Jul 2 2017, 03:39 PM) Wow!! This is good to know - I can now swipe for hotel reservation and get higher cashback than my platinum PBB card. Thanks!!! Only 1%. Might as well use cards which give cash back for online transactions and earn 5-6% depending on cards.
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fruitie
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Jul 3 2017, 08:26 AM
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Rise and Shine
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QUOTE(realitec @ Jul 3 2017, 08:06 AM) Meanwhile, want to ask if HLB allows temepory increase credit limit? As my limit is low, but I am going to buy something more my limit. Temporary credit limit increase is up to the bank's discretion. It is subject to management's approval. Usually it will increase for emergency cases like hospitalization, stuck in overseas and etc.
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fruitie
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Jul 3 2017, 09:11 AM
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Rise and Shine
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QUOTE(realitec @ Jul 3 2017, 08:57 AM) Noted. Do you think it is highly like chance to get approval for apply for credit limit increase without any increment on my salary? Just for a month, to purchase maybe electronic device to get the cash back 1% Online and 2% Tech. Hoping to get an iPhone 8 in coming October/November if it released in Malaysia. I have never tried that way before. I always try when I have salary increment. For new cards, better apply 6 months later and let's say if your spending in between is high, just tell them you have high spending and hope they could consider to increase your limit.
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fruitie
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Jul 4 2017, 02:02 PM
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Rise and Shine
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QUOTE(mamamia @ Jul 4 2017, 01:36 PM) Both of the transaction below not eligible as Dining transaction, classified as Retail Txn: NAM HEONG KOPITIAM-PVL KUALA LUMPUR MYS NAUGHTY NURI'S KUALA LUMPUR MYS Nam Heong was already updated earlier for USJ branch for no eligibility, looks like it is using the same terminal for all branches...
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fruitie
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Aug 9 2017, 02:06 PM
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Rise and Shine
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QUOTE(Bahnhofstrasse @ Aug 9 2017, 01:57 PM) overseas dining also entitle 5% cash rebate? is there a better card than this for overseas spend on dining? Yes, overseas also entitled for 5% cash back.
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fruitie
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Aug 14 2017, 10:51 PM
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Rise and Shine
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QUOTE(sj0217 @ Aug 14 2017, 10:49 PM) RM0.00 :U R selected to get 10% cashback when u pay via Visa payWave wt HLB Visa payWave CrCd. Start to WAVE now! Ends 31Oct17. T&Cs apply www.hlb.com.my/10visa Why no such thing for me?  I use PayWave all the time for my MACH.
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fruitie
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Aug 14 2017, 11:10 PM
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Rise and Shine
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QUOTE(sj0217 @ Aug 14 2017, 10:54 PM) Same goes to me too, use Paywave most of the time Seem like this promo is starting today onward, here is the T&COnly for selected customers.
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fruitie
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Aug 15 2017, 12:07 PM
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Rise and Shine
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QUOTE(laymank @ Aug 15 2017, 08:16 AM) if your last paywave was before 7 August 2017 (11:59PM MYT), then you are eligible. No wonder, I just used it last week.
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fruitie
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Aug 28 2017, 08:52 PM
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Rise and Shine
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QUOTE(wyen @ Aug 28 2017, 06:26 PM) Can someone update this Mach card dining cashback. These outlets entitle HANSANG KOREAN RESTAURANT PAVILION SIMPLE LIFE PAVILION QUOTE(wyen @ Aug 28 2017, 06:27 PM) In addition to this Hansang restaurant has 10 % discount using HLB card Sorry, I will only update for non dining merchants as per post #1. Maybe future TS can do it.
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fruitie
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Aug 31 2017, 10:57 PM
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Rise and Shine
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QUOTE(MilesAndMore @ Aug 31 2017, 10:37 PM) Now hopefully they will retain the Mach by Hong Leong VISA credit card as the 5% cash back on dining is very good. Yes, my pure dining card...
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fruitie
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Sep 7 2017, 01:21 AM
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Rise and Shine
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QUOTE(extinct_83 @ Sep 6 2017, 09:58 PM) Justo add - I did paywave transaction at McDonald's several time and received cashback. Paywave or normal swipe doesn't affect MCC. I use Paywave most of the time for this card, convenient but of course with my presence.
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fruitie
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Oct 1 2017, 12:50 PM
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Rise and Shine
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QUOTE(WiLeKiyO @ Oct 1 2017, 12:45 PM)  I just used my card for the 1st time 3 days ago. Why there is no due date on my account?  Just wait for a while lo, you will see it in your first statement. You can also call CS to check on your statement date and +20 days will be the due date.
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fruitie
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Oct 15 2017, 06:57 PM
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Rise and Shine
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QUOTE(jay2you @ Oct 15 2017, 06:22 PM) Do we have to call up to enable international transaction when travel in overseas? Also do overseas dining application for rebate as well? Yes, for both questions.
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fruitie
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Oct 23 2017, 10:10 PM
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Rise and Shine
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Since MACH centres will be closed soon, just pray hard they still retain this card.
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