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Credit Cards MACH by Hong Leong Bank Credit Card, The card that reflects your Lifestyle

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fruitie
post Mar 12 2016, 02:54 PM

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QUOTE(saitong09 @ Mar 12 2016, 02:45 PM)
Today just swiped Mach card at McD MV, no pin required and free a sundae cone. Waiting for the cb smile.gif
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Only for PayWave or all types of cards?
I'm heading there now and plan to have my meal in McD's.
fruitie
post Mar 12 2016, 03:34 PM

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QUOTE(motoyawata @ Mar 12 2016, 02:59 PM)
All cards
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QUOTE(saitong09 @ Mar 12 2016, 03:04 PM)
I think all types of card, only 1 terminal each counter in front of the customer.
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Thanks and I just had my free cone. I used my MACH and only remembered I should have used my AmEx instead!
fruitie
post Mar 13 2016, 06:39 PM

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QUOTE(sms2u @ Mar 13 2016, 05:53 PM)
Can pay with AmEx? also can entitle with cone if pay with AmEx?
manage to find more info fter google. But, no mention can accept Amex. also, 1u no listed.
McDonald’s Malaysia are having their Sundae Cone Giveaway now. Enjoy and Simply pay with your credit card or debit card with amount above RM10, and you are entitled for a FREE Sundae Cone and many more.

This promotion is valid for a limited time only, at selected McDonald’s Restaurants. Terms and conditions apply. Available while stock last

Date: 29th February 2016 onward

Available at: Sunway Pyramid, Mid Valley Megmall, Bukit Bintang, Taman Tun Dr Ismail, Titiwangsa, Seksyen 3 Shah Alam and Batu Caves
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It's a Maybank terminal and yes AmEx is accepted.

1U has.

Refer here: http://www.moretify.com/2016/03/%e5%a5%bd%...-cone%ef%bc%81/

Though this article is misleading and only mentions Maybank cards, actually all cards are accepted.

This post has been edited by fruitie: Mar 13 2016, 06:47 PM
fruitie
post Mar 13 2016, 08:16 PM

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QUOTE(sms2u @ Mar 13 2016, 08:10 PM)
I manage to find the relevant poster as below. i can see amex logo.

http://lobanghub.com/wp-content/themes/cou...ee-sundae-1.png
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Told you.

Well, at least on other days I know I can use my MACH card there. biggrin.gif
fruitie
post Mar 16 2016, 08:45 PM

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QUOTE(WhitE LighteR @ Mar 16 2016, 07:57 PM)
how about the old mach cards? do they have paywave as well or only the newer ones? i've had my card for about almost 4 years now.
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No need. I just used mine over the weekend in MV. Mine is just slot in. So fast and so easy.
Mine is not a PayWave card too.
fruitie
post Mar 16 2016, 08:56 PM

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QUOTE(WhitE LighteR @ Mar 16 2016, 08:53 PM)
IC. So slot in can d. The instruction don't even require u to sign.

Does it wait for the bank reply to process the transaction or is it like paywave n straight approve without authorization?

The slow part is always while waiting for authorization. U know la. Msia internet sometimes can missbehave one.
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Nope, no authorization. Straight approved. Before I slot in, the cashier asked me if it's a debit or credit card, then I told him credit card. I remembered he punched something on his register, then he asked me to slot in. Loaded a while, screen will appear to ask to remove card. Lastly, cashier will receive it and print out bill. That's all. No signature is required.

All done in less than 1 minute.

This post has been edited by fruitie: Mar 16 2016, 08:57 PM
fruitie
post Mar 18 2016, 02:17 PM

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QUOTE(aiba_maki @ Mar 18 2016, 12:06 PM)
HLB rejected my application. I only have 3 cc though. M2card, Citibank cb and CIMB CR.
Shall i try again?
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You can appeal but it is still up to their discretion. Since you hold three cards, I supposed your annual salary is above RM 36k?
You may want to check out your other commitments as well.
fruitie
post Mar 18 2016, 02:29 PM

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QUOTE(saitong09 @ Mar 18 2016, 02:29 PM)
What was the reason they rejected you? clarify it and re-apply
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Banks don't share rejection reason.
fruitie
post Mar 18 2016, 02:46 PM

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QUOTE(saitong09 @ Mar 18 2016, 02:45 PM)
Last time  I applied Citibank and rejected. I called Citibank and they said due to incomplete application detail (left out the house contact only). I re-applied and and finally got the card within 3 days.
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Most of the time, they won't. Maybe incomplete application details, they will share but not other reasons they seldom share.
fruitie
post Mar 18 2016, 08:10 PM

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QUOTE(aiba_maki @ Mar 18 2016, 06:16 PM)
Yea, above 36k. Commitment i have only 1 car loan. Hmmm
Can it due to CL?
Citibank 3x of my salary, m2card 1x, cimb 1.5x
Sifus pls advise, how to appeal
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CL could be one reason as well but not really a strong point.
Just tell CS, you want to appeal.

QUOTE(aiba_maki @ Mar 18 2016, 07:51 PM)
How to check ccris rating?
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Via Bank Negara Malaysia.
fruitie
post Mar 18 2016, 09:00 PM

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QUOTE(aiba_maki @ Mar 18 2016, 08:35 PM)
They ask if i have extra supporting document. But i afraid i do not hav.
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If you don't have then gotta be honest with them. Else, just move on and re-apply again after few months later.
fruitie
post Mar 18 2016, 09:24 PM

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QUOTE(wyen @ Mar 18 2016, 09:21 PM)
Currently im holding mach card for dining and another Savvy category and thinking want to change to Trendsetter and abolish quarter fees for dining. Changed in hong leong connect but how do i confirm it already changed?
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I thought HL Connect will show the package?
I haven't changed any package before.
fruitie
post Mar 18 2016, 09:47 PM

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QUOTE(aiba_maki @ Mar 18 2016, 09:44 PM)
After go through some article, i guess i get rejected due to apply few credit cards in short period of time.
What is the safe timeframe to apply multiple card?
Recently only i follow lowyat forum then i found out few nice card, Mach, Vox, cimb cr. So i applied them in a short period of time. Too desperate is it?
How to get my credit score up back???
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I'm not too sure but I did apply few credit cards at once too and fortunately all approved.
If you feel that's the problem, then just stop applying for a while.
Also, if you think your Citibank CL is too high then just ask for reduction.
fruitie
post Mar 24 2016, 02:46 PM

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QUOTE(kyle_kl @ Mar 24 2016, 01:27 PM)
Question:
If i use the card mostly on non-Aeon transaction, i should get Aeon gold instead of NEW Aeon gold, right?
Based on my understanding, NEW Aeon gold can only earn Aeon member points, and it cannot redeem cash back.
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Are you in the correct thread?
fruitie
post Mar 25 2016, 11:26 AM

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QUOTE(BreakYourLimit @ Mar 25 2016, 11:20 AM)
For the Min number of swipes per annum, 12 times.

Is it possible to waive the AF, when I only use this CC for petrol?
Like 4 times a month.

Thank you.
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12 times a year, minimum only once per month.
Which category gives you cash back for petrol? I suggest you to look for other alternative for petrol.

This post has been edited by fruitie: Mar 25 2016, 11:27 AM
fruitie
post Mar 25 2016, 11:39 AM

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QUOTE(BreakYourLimit @ Mar 25 2016, 11:31 AM)
Sorry that's just an assumption, I read wrongly for the category.
And I looking for a cc to apply, but I heard HLB customer service not very good.

So every month I use the CC to buy movies ticket, will that waive the AF?
Does this CC requires fixed/waive AF if I supplementary for my mom to use and with different category?

Thank you.
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I don't have issue with HLB CS.

Yes, waive, any transactions.

No, your mum cannot have different category. It will be the same category for you.
fruitie
post Mar 29 2016, 04:43 PM

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QUOTE(laymank @ Mar 29 2016, 03:03 PM)
You are right!

They have more categories to add on now.

jonjack88, can you update post #1?
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Erm, no changes on the categories. So no update. smile.gif
fruitie
post Apr 1 2016, 01:51 PM

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QUOTE(shadowmania @ Apr 1 2016, 01:16 PM)
Really? if it not in CCRIS or CTOS. should not have any effect at all. I remember PTPTN was not in ccris last time when I get a copy of ccris report from  bank Negara. anyone can confirm this?
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Already started to appear from March onward.
Get your latest copy as soon as possible. I will go and print mine when I'm free. smile.gif
fruitie
post Apr 1 2016, 01:56 PM

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QUOTE(shadowmania @ Apr 1 2016, 01:53 PM)
BAD NEWS! cry.gif  ....yea I will go and print too next week. i got a bad bad feeling bout this.
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Well, luckily I don't have anymore cards to apply. biggrin.gif
Now just worried about my future house loan. laugh.gif
fruitie
post Apr 1 2016, 02:04 PM

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QUOTE(shadowmania @ Apr 1 2016, 01:59 PM)
lucky you have got the card that you wanted up to date  thumbup.gif . i heard even card application is much harder to apply this year eventhough you have good ccris.  dry.gif
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Yeah, already more than 10 cards now. Enough already. laugh.gif
Start building your credit history, banks will approve you. smile.gif

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