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Credit Cards MACH by Hong Leong Bank Credit Card, The card that reflects your Lifestyle

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fruitie
post Jan 20 2016, 09:04 AM

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QUOTE(maxomeara @ Jan 20 2016, 09:03 AM)
Does anyone know how long does it take for an application to be approved?
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If you apply from Gardens, Paradigm Mall or Pavilion branch, it could be on the spot.
fruitie
post Jan 23 2016, 10:27 AM

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QUOTE(edwardccg @ Jan 23 2016, 10:15 AM)
Mach is consider different entity with hong leong?
I wonder those hong leong merchant promotion in restaurant is valid for mach?
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Different entity, I doubt so because MACH also has its own promo.
However, you can try and some shops may accept it as it's written on the card "by Hong Leong". laugh.gif

Anyway, internally if you have other HLB cards then they share the same limit with MACH. biggrin.gif
fruitie
post Jan 23 2016, 10:45 AM

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QUOTE(edwardccg @ Jan 23 2016, 10:44 AM)
Mach credit card promo seems lesser and not so attractive.
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Yes, very less actually.
fruitie
post Jan 23 2016, 10:06 PM

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QUOTE(shiroikun @ Jan 23 2016, 06:14 PM)
so far i think it's a good card, went to BBQ plaza, Seoul garden, get 15% discount + 5% cash back
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It's a good card and it's my pure dining card. thumbup.gif
fruitie
post Jan 23 2016, 11:00 PM

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QUOTE(intrepidity85 @ Jan 23 2016, 10:24 PM)
i choose savvy.. might switch for dining too

dining apply to mcd kfc pizza hut etc etc...?
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The MCC for dining are 5811, 5812 and 5814. 5813 is excluded which is those night clubs.
If they fall under these three MCCs and they are covered.
fruitie
post Jan 25 2016, 03:07 PM

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QUOTE(intrepidity85 @ Jan 25 2016, 03:01 PM)
if i swipe using mach for furniture, there is no cb, right?

plan to swipe 5.2k for my new mattress now
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You don't have better general card? Or other cards that give very little cash back for retail spending?
fruitie
post Jan 25 2016, 04:14 PM

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QUOTE(mamamia @ Jan 25 2016, 03:45 PM)
MACH will give 0.2% cashback for other expenses capped at RM50 per month, right?
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Ah I forgot about this. laugh.gif
fruitie
post Jan 25 2016, 04:14 PM

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QUOTE(mamamia @ Jan 25 2016, 03:45 PM)
MACH will give 0.2% cashback for other expenses capped at RM50 per month, right?
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Ah I forgot about this. laugh.gif
fruitie
post Jan 25 2016, 06:25 PM

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QUOTE(sj0217 @ Jan 25 2016, 05:42 PM)
Applies the Mach card just now at Paradigm Mall, get to know that there is no card can be collected on the spot but will delivery to branch or office...

System down at the moment, submitted by manually and process time within few working days

I tot it is available card on the spot otherwise I will apply it at other branch sad.gif
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Maybe they have changed it. hmm.gif Earlier Pavilion and Gardens have this.
fruitie
post Jan 25 2016, 07:52 PM

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QUOTE(sj0217 @ Jan 25 2016, 07:05 PM)
Last time they have provide on the spot ??

The staff said now IOI mall and MV got on the spot to collect the card service
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Yes, they have.
fruitie
post Jan 25 2016, 08:35 PM

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QUOTE(sj0217 @ Jan 25 2016, 08:10 PM)
oh, mean that even I go MV, they also may not able to issued card on the spot ??

Was thinking go apply again at MV branch on next the day since it can be collected card on the spot, but seem like this is not a good way to do so right ??
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Have you applied in Paradigm or not? If yes, then wait for it. If not, then try at MV. Maybe they still allow.
Last time when I applied in Pavilion, I also didn't get it on the spot, pending for approval from their HQ, I only got it the next working day. Supposedly if nothing happened that time, I will get it on the spot.
fruitie
post Jan 26 2016, 12:06 PM

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QUOTE(saitong09 @ Jan 26 2016, 11:54 AM)
Didn't asked for CL increased, he told me existing HLB card user will not get the MACH card on the spot smile.gif
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This is not true actually, at least I know cybpsych got his on the spot and he is already an existing HLB customer.

When I got my MACH that time, I wasn't a HLB customer yet but in another word, it means I tend to be a high exposure customer in HLB's eyes. laugh.gif So, they took another day to assess me. laugh.gif
fruitie
post Jan 27 2016, 04:49 PM

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QUOTE(cybpsych @ Jan 27 2016, 04:45 PM)
EPF statement was printed on the spot.

didnt bring anything. even during registration, staff noted my other card, HLB Wise.

nothing special. staff just processed on the spot.
again, policy could've changed since Aug 2015.
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Yes, I also brought my IC only. laugh.gif
Anyway, things could have changed over the months. At least it is still faster approval compared to other banks. smile.gif
fruitie
post Feb 1 2016, 01:01 AM

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QUOTE(victorywp @ Feb 1 2016, 12:58 AM)
i mana layak... itu fruitie lah lord of credit card gen z.
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Gen Z? Are you sure I'm that young? laugh.gif
Anyway, I have no knowledge for MACH. I only use it to pay for my dining and every month get 5%. laugh.gif
fruitie
post Feb 1 2016, 09:25 PM

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QUOTE(saitong09 @ Feb 1 2016, 09:18 PM)
Yeah, you are very active in lowyat forum and quite free also tongue.gif
within 2 months already posted more than 600 post  rclxms.gif
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Stop spamming around. I have been seeing some of your posts are not useful.
fruitie
post Feb 2 2016, 09:44 AM

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QUOTE(intrepidity85 @ Feb 2 2016, 09:04 AM)
the rebate -retail tranx - meaning for 0.2% other transactions?
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Yes.
fruitie
post Feb 2 2016, 11:38 PM

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QUOTE(sj0217 @ Feb 2 2016, 11:22 PM)
Cash advance ?? Not related to authorised PIN which replace signature ??
If this is the case, I will not bother to change the PIN since no interested on cash advance feature
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I didn't bother with anything related to HLB pin. laugh.gif Never change it until today. laugh.gif
fruitie
post Feb 4 2016, 01:10 PM

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QUOTE(intrepidity85 @ Feb 4 2016, 12:57 PM)
you mean their merchant upgraded already for you to enter PIN? or you received the new upgrade card?
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Actually all terminals can accept PIN, some of the overseas cards have PIN enabled and they can swipe here and enter PIN.
I have seen it many times when my China friends swiped with their UnionPay cards here.

This post has been edited by fruitie: Feb 4 2016, 01:11 PM
fruitie
post Feb 8 2016, 11:46 AM

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QUOTE(ronnie @ Feb 8 2016, 11:39 AM)
The 1st Quarter spend (January-March) rebate is credited when ?
I assume April, but which date
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Rebate is given on monthly basis, every month's 1st.
fruitie
post Feb 8 2016, 09:55 PM

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QUOTE(ronnie @ Feb 8 2016, 09:51 PM)
You mean credit into our Mach CC every month on the 1st of next month ? I thought it's calculated based on quarterly limit (like AEON CC)
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Yes, credited on monthly basis but limit is based on quarterly. Not like Aeon which pays once every quarter.

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