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Credit Cards MACH by Hong Leong Bank Credit Card, The card that reflects your Lifestyle
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fruitie
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Sep 22 2015, 09:01 PM
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Rise and Shine
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QUOTE(cCyyCc @ Sep 22 2015, 08:51 PM) Just got my first statement. The earned cash rebate for Sept will only be credited on Oct 2015 eh? The infographic diagram on the statement shows the total transaction for my dining but at the top at state total cash back as RM0.00? Many Thanks.  Yea, the cash back is based on calendar month, so the cash back for Sept will be credited on 1st-2nd Oct.
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fruitie
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Sep 22 2015, 09:32 PM
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Rise and Shine
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QUOTE(cCyyCc @ Sep 22 2015, 09:24 PM) Many Thanks Ms. Fruitie For me, I take the Savvy package and add on Dining category. So for the Dining category rebate is also the shared RM100 rebate per quarter as well? Or it's a separate rebate cap by itself? Kindly advise. Many Thanks.  It's shared, RM 100 per quarter.
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fruitie
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Sep 24 2015, 04:18 PM
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Rise and Shine
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QUOTE(kelvinlzy @ Sep 24 2015, 01:03 PM) I beg to differ. For Savvy package your maximum rebate is RM100 per quarter. Any add-on category will also get RM100 max per quarter. They are separated. Think of it as this way. If I bought all the categories, that will be RM5 x 9 categories on top of my selected package. So by paying RM45, it will be super unfair if I can only earn up to RM100 rebate for all the 12 categories in a quarter.  I missed out the part he mentioned about "Savvy package". Yes, you are right and have the point.
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fruitie
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Sep 27 2015, 05:26 PM
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Rise and Shine
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QUOTE(mamamia @ Sep 27 2015, 04:34 PM) The quarter basis is based on calendar month n not approval date like aeon watami right? Yes, calendar month. I got my card in March and I got to spend RM 2k for RM 100 cash rebate which I didn't manage to eventually.
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fruitie
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Sep 28 2015, 02:05 PM
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Rise and Shine
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Received my Sept statement via email.
All transactions recorded as dining except for Heli Lounge Bar at Menara KH is retail transaction. I guess it is using MCC 5813 though it serves dinner as well.
This post has been edited by fruitie: Sep 28 2015, 02:05 PM
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fruitie
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Oct 14 2015, 02:59 PM
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Rise and Shine
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QUOTE(cfc @ Oct 14 2015, 02:52 PM) Sarkies Corner - E&O Penang buffet dining is not considered as dining It is under MCC 7011 , hotel do take note guys hope someone can compile a list of suppose-dining but-not-dining It's on the first post.  Will update this.
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fruitie
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Oct 22 2015, 09:01 PM
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Rise and Shine
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QUOTE(cCyyCc @ Oct 22 2015, 08:56 PM) Franco @ One Utama is considered Dining BUT Franco @ Avenue K KLCC is considered Retail  As per first post, even Franco, Mid Valley is also not dining.
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fruitie
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Oct 24 2015, 07:17 PM
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Rise and Shine
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QUOTE(mamamia @ Oct 24 2015, 05:46 PM) Cash back is quarterly credited. QUOTE(red_scorpion @ Oct 24 2015, 06:57 PM) I thought Mach cash back is monthly credited? Yes, credited in monthly basis and cash back is calculated on quarterly basis.
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fruitie
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Nov 14 2015, 11:17 AM
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Rise and Shine
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QUOTE(cybpsych @ Nov 14 2015, 10:15 AM) donno about first statement. as i wrote earlier, my Mach follows my Wise's statement date automatically  Yes, mine is Wise follows my MACH statement date.  I usually lazy to call banks to change my statement date, let it be.  I don't know how to decide because I still need to pay eventually.
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fruitie
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Nov 17 2015, 11:14 AM
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Rise and Shine
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QUOTE(zamnrul @ Nov 17 2015, 10:26 AM) Yes, it is there all the time. Near to Padini.
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fruitie
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Nov 19 2015, 01:22 AM
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Rise and Shine
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QUOTE(zamnrul @ Nov 19 2015, 12:59 AM) try apply this card at pavilion yesterday but rejected. i dont have any outstanding bill...have to card wise and gold ...but plan to terminate the gold card and change to mach card.can i try reapply again maybe nex week... MACH and HLB Wise seem to be two entities despite sharing the same limit.
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fruitie
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Nov 21 2015, 09:34 AM
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Rise and Shine
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QUOTE(wyen @ Nov 21 2015, 08:55 AM) I just got my mach hlb card but they gave me additional I'm card and gsc which I don't want but they insist to. So I'm going to cancel these 2crds but how can I cancel thru hlb connect? You have to call CS to cancel.
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fruitie
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Nov 21 2015, 01:22 PM
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Rise and Shine
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QUOTE(horror2015 @ Nov 21 2015, 12:26 PM) LOL I think it's without any problem. I got many cards now. UOB got 2 cards, Citibank 2 cards, Aeon 2 cards, Hong Leong Bank 2 cards, HSBC 2 cards, CIMB 2 cards. LOL 12 in total. Don't see any problem there. Probably coz i always pay 1 week before due date No la. Every bank has different assessments. I also have 12 cards, no issue so far.  I pay my card promptly, on due date via IBG.
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fruitie
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Dec 1 2015, 01:54 PM
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Rise and Shine
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QUOTE(Sky.Live @ Dec 1 2015, 11:54 AM) hmm.. over here https://www.machbyhongleongbank.com/fee-dis...ach-credit-cardIt mentioned that the credit card annual fee is 160, but when I applied my impression is that the card is free. Anyone can clarify? when I login to HLBB portal, it says mind is a Mach Credit card and not signature. As well when I receive my first statement, kinda surprise Walnut Cafe and Bar, Bullseys cafe and bistro, uncle tetsu cheese cake are all categeorised under retail TXN.. therefore there is only 0.2% cash back. Correct me if I am wrong. I am opting for trendsetter as I dine a lot with my card. Thanks Yes, it has annual fees but waived with just 12 swipes in a year. Please refer to post #1. So far, all my dining transactions are considered as dining.
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fruitie
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Dec 1 2015, 11:36 PM
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Rise and Shine
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QUOTE(HJebat @ Dec 1 2015, 11:34 PM) You ada contact ka? One that you deem as reliable la  Just walk in to Gardens, Pavilion or Paradigm and you may get your card within an hour.
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fruitie
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Dec 5 2015, 09:50 PM
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Rise and Shine
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QUOTE(saitong09 @ Dec 5 2015, 09:49 PM) Weekend also can get the card within an hour? I supposed so. Though mine was a Friday. You can try.
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fruitie
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Dec 6 2015, 08:00 PM
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Rise and Shine
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QUOTE(saitong09 @ Dec 6 2015, 07:14 PM) The MV Mach officer told me for new card customer should be within an hour. If you holding any existing bank card, might need 1 or 2 days for verification. I was a new customer but somehow mine didn't manage to be verified on thr spot. My card was only approved on the second working day.
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fruitie
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Dec 7 2015, 05:05 PM
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Rise and Shine
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QUOTE(laymank @ Dec 7 2015, 08:38 AM) I had the same experience. Applied together with my sister, hers was approved on the spot while mine pending approval. However, the card was not given on the spot there and then. We both received the card about a week later. Mine was supposed to be approved on the spot and issued half an hour later. Anyway, it didn't happen.  Still happy I got it at the end.
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fruitie
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Dec 15 2015, 09:36 PM
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Rise and Shine
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QUOTE(babienn @ Dec 15 2015, 09:31 PM) Wow I didn't came across to this card. A little googling shows it's quite attractive, first year AF waived and require low annual income. Any hidden catches?  It is more appropriate to post on this thread. No hidden agenda.  RM 100 cash back per quarter.
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