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Credit Cards MACH by Hong Leong Bank Credit Card, The card that reflects your Lifestyle

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fruitie
post Dec 15 2015, 10:14 PM

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QUOTE(babienn @ Dec 15 2015, 10:09 PM)
Thanks @fruitie!

Correct me if I've mistaken:
5% dining weekdays and weekends(trendsetter) unlike Amex;
No minimum spending;
Capped to RM100 per quarter(3 months);
RM5 per extra category (for the first quarter only?);
AF waived for 1st year, easily waived for subsequent years.

This card is quite good apparently, except for petrol.
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Yes, that's right. I didn't register for extra category. Only trendsetter and it is my pure dining card. biggrin.gif

Subsequent year only needs 12x swipes per year. smile.gif
fruitie
post Dec 15 2015, 10:34 PM

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QUOTE(babienn @ Dec 15 2015, 10:32 PM)
Thanks for introducing this card, might apply for it soon, currently already holding HSBC(mpower gold), UOB(One, Vox and Preferred Platinum) and Maybank2c.

Annual income 45K, any thoughts on the probability being approved?
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Shouldn't have any issue.
Suggest you go to Pavillion, MV or Paradigm Mall for 1-hour approval.
Good luck! I got mine from Pavillion. smile.gif

This post has been edited by fruitie: Dec 15 2015, 10:37 PM
fruitie
post Dec 17 2015, 11:36 PM

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QUOTE(Human Nature @ Dec 17 2015, 11:34 PM)
Interesting. Ventured back to this thread and see that it is well alive. Scouting for back up card for dining just in case PBB VS features got truncated. So cashback is based on quarter, same as watami. They give the cashback after 1 month of after 1 quarter?

Will KIV this card.
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Cash back will be in after 1 month. smile.gif
fruitie
post Dec 17 2015, 11:39 PM

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QUOTE(Human Nature @ Dec 17 2015, 11:39 PM)
Thanks. Now i recall why I didn't apply this card previously. Unable to submit application only, but reading the few posts above, can walk in at the 3 outlets. Good info.
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Yes, it is very easy to apply this card. smile.gif
My pure dining card and get cash back every month. biggrin.gif

By the way, it follows calendar quarter, not approval date like Watami.

This post has been edited by fruitie: Dec 17 2015, 11:40 PM
fruitie
post Dec 17 2015, 11:43 PM

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QUOTE(Human Nature @ Dec 17 2015, 11:41 PM)
Yeah, glad I saw your post at MBB2 thread about dining. Totally forgotten about this card. Previously didn't bother cause OCBC was a champion for dining.
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I cannot even recall what was OCBC Ti's benefits. I only recalled groceries, the rest cannot remember. laugh.gif
Anyway, there are also some MCC which are not included in MACH's dining cash back. Refer to post 1 for more info.
fruitie
post Dec 18 2015, 09:07 AM

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QUOTE(babienn @ Dec 18 2015, 06:43 AM)
Is it possible to apply online only? Will it be more difficult to apply online rather than at the bank?
Cause I have a fixed working hour, can't go to counter during working hour.
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They are in malls la, obviously open everyday and until at night. I applied mine on a Friday's evening after work.
You can apply online but will be processed later.
fruitie
post Jan 5 2016, 12:18 PM

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QUOTE(cklimm @ Jan 5 2016, 12:00 PM)
eh guys, my mach card anniversary is coming February, when will be the best time for fee waiver call??
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You didn't swipe 12x?
fruitie
post Jan 5 2016, 01:36 PM

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QUOTE(cklimm @ Jan 5 2016, 12:42 PM)
I did, but i have no confidence on their auto waiver thingy
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It will la. No issue. smile.gif
fruitie
post Jan 7 2016, 12:07 AM

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QUOTE(victorywp @ Jan 7 2016, 12:02 AM)
when you already at old age and your children all grown up... takkan want to bring all money masuk kubur...
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I also maximized once, only both of us and for God's sake I maximized it in two months only. Imagine the amount of money spent for makan2 for two. laugh.gif
fruitie
post Jan 7 2016, 01:11 AM

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QUOTE(victorywp @ Jan 7 2016, 01:09 AM)
wah, paktor stage also eat so much/fine dining. but how come always you belanja the guy... laugh.gif
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sweat.gif Me and my friend only la. sweat.gif
fruitie
post Jan 7 2016, 01:35 AM

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QUOTE(victorywp @ Jan 7 2016, 01:16 AM)
so untung got you as friend. always you belanja makan. biggrin.gif

by the way, i remember someone said it's based on transaction date earlier, but now i can confirm it's based on posting date.
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I paid using my CC doesn't mean I treat ma. brows.gif

Anyway, I really thought it was based on transaction date. Glad that you brought this up. Looks like it works like HLB Wise which is also based on posting date.
fruitie
post Jan 7 2016, 06:39 PM

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QUOTE(jfarm86 @ Jan 7 2016, 06:08 PM)
Hi, what document did you bring when go apply in their outlet in the mall other than IC?
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Just I.C. because they have the EPF machine to print statement. biggrin.gif
fruitie
post Jan 13 2016, 09:07 AM

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QUOTE(saitong09 @ Jan 13 2016, 09:00 AM)
Haha, thought Mach was different from HLB tongue.gif
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They share the same credit limit.
fruitie
post Jan 13 2016, 03:54 PM

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Received 10% discount for Lazada, to be utilized by 31st Jan. Received via email. biggrin.gif
Anyway, payment must be made via MACH credit card. Too bad, else I can use my VOX. laugh.gif

This post has been edited by fruitie: Jan 13 2016, 03:55 PM
fruitie
post Jan 13 2016, 03:59 PM

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QUOTE(laymank @ Jan 13 2016, 03:56 PM)
Got mine, too.
Didn't see condition on minimum spending.
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Yes, only seen maximum cash back is RM 50. Not bad at all. rclxms.gif
Hopefully electronic stuff is not excluded...
fruitie
post Jan 13 2016, 06:30 PM

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QUOTE(victorywp @ Jan 13 2016, 06:28 PM)
why so happy? 10% only wor? just sign up as new member also can get 15% la? lol...
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Why need to sign up so many new accounts? smile.gif
fruitie
post Jan 19 2016, 09:58 AM

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QUOTE(victorywp @ Jan 19 2016, 03:32 AM)
i utilised the zalora rm40 code on the last day (15/1) of the expiry and received my item on 18/1. biggrin.gif
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laugh.gif I totally forgot about the free Zalora voucher. tongue.gif
K, wait for next free voucher then. biggrin.gif
fruitie
post Jan 19 2016, 07:36 PM

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QUOTE(edwardccg @ Jan 19 2016, 07:20 PM)
I just collect my mach credit card today. However my hong leong connect account still not shown up my credit card. Called CS but all CS is engaged, wonder is it because my card just activated and it require time to shown in the online banking?

PS: I am an existing mach money box account holder.
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It should be shown immediately.
In fact my Wise was shown on my HLB Connect even before I got the card.

My MACH was a bit complicated because I didn't get any pin code to activate my internet banking.
Anyway, got it fixed after the guy in branch helped me to create one savings account which is dummy that is 0. Then, immediately my MACH details appeared on HLB Connect.
fruitie
post Jan 19 2016, 09:51 PM

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QUOTE(edwardccg @ Jan 19 2016, 09:48 PM)
btw, my card design is different from the card shown on the website.
I would prefer the old design.
[attachmentid=5858076]
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Kinda ugly right? sweat.gif
I guess that's the new card with pin. Sooner or later, we will join you. laugh.gif
fruitie
post Jan 19 2016, 10:52 PM

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QUOTE(intrepidity85 @ Jan 19 2016, 10:41 PM)
what is that middle blue tape thing ?
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That's MACH identity. laugh.gif

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