Yup, you should call CS for your request.

Cool! Never knew got this thread exist! someone asked me this question, how long is this rebate gonna last.

forever. if there is no rebate then this card totally lost its purpose d. become a basic card liao, not a cashback card anymore...

i find this question very weird actually...

Until the day, OCBC do not want to renew the card anymore..

This post has been edited by ta5851: Dec 16 2012, 03:39 PM

I applied a week ago and today I just received a letter from OCBC mentioning that my application is not successful.

"We are unable to reveal to you the credit evaluation criteria used as they remain confidential to the bank"

What's the actual criteria? I don't have any loans except study loans and no bad records with my HSBC credit card for the past 6 years since I started working.

One need to earn more than 100k a year is it?

This post has been edited by jimbet1337: Dec 16 2012, 06:48 PM

Do you supply them enough information that they required??
My annual income lower the 36K also get approved d.

Lots of ppl get rejected by Ocbc while their income are more than 36k per annum.
You may appeal to the bank and pls refer the appeal letter at 1st page.

Applied during Big Bad Wolf books exhibition at The Mines. OCBC opens damn big booth there and so many agents are being deployed. They got some kind of EPF statement printing machine. I just need to provide thumbprint and they use my printed EPF statement. The agent said that they need just that. Other than their own forms.


Thanks. I will try to appeal.

Lol. OCBC is weird.

Btw is there any service like example when i bought something cost RM XXX, then the bank will send me SMS notify me.. Just like when we do online banking transfer...

Please check post #1 for details.... next time read or search before posting

Aiya, thanks for the advice

OCBC Request Form to change the SMS Transaction Alert Limit
http://www.ocbccards.com.my/pdf/sms_alert.pdf

Additional Info: http://ocbccards.com.my/overlay/FAQ.aspx

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Added on December 16, 2012, 10:00 pmSo, the default threshold limit is RM500.
This means that if I swipe below RM500, I will receive sms notification about I have using my CC but will not show the amount is it???

This post has been edited by patrickthissen: Dec 16 2012, 10:00 PM

Refer to first post:
http://forum.lowyat.net/topic/2195645

You can set the default value for SMS

ah yes.. actually this one is true.

but hopefully by then there would be better offers

i still have that RM100 monthly cashback in my wish list for cc

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Added on December 17, 2012, 11:30 amno credit history?

This post has been edited by WhitE LighteR: Dec 17 2012, 11:30 AM

I haven't made any car/home loans with any bank.

Only 1 HSBC credit card.

How you manage to get approved? Mine get rejected ler. No house loan/car loan/personal loan. Using MBB 2 cards now and make full payment before statement due date.

I applied through OCBC banker, she said that fresh grad requirement not so high... I also don have any loan & credit card before...
Just provide her IC, 3 months pay slip with HR verification, EPF statement and forms..
Lower than 36k per annum for basic salary, but if include allowance almost near to that amount.

anyone paid anything in USD thru PayPal recently? May I know the exchange rate?

a while back the TM Streamxy Bill can't be paid with CC via OCBC internet banking..

just woner if the unifi can be paid this way as i see that's available on the dropdown list of payee and whether its fall under the utility bill with 5% rebate?

This post has been edited by lamode: Dec 17 2012, 10:43 PM

Yes Unifi is under 5% if paid with OCBC internet banking