Just activated my OCBC Titanium Mcard.
Wonder if I wan to reduce my credit limit, is it call to service center ?
Credit Cards OCBC Titanium MasterCard Cash-Back v2, 5% or 1% Cash-back rebates ??
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 Dec 16 2012, 11:10 AM
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#1
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Junior Member
381 posts Joined: Feb 2012 
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Dec 16 2012, 08:01 PM
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#2
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Junior Member
381 posts Joined: Feb 2012
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QUOTE(jimbet1337 @ Dec 16 2012, 06:40 PM) I applied a week ago and today I just received a letter from OCBC mentioning that my application is not successful. Do you supply them enough information that they required??"We are unable to reveal to you the credit evaluation criteria used as they remain confidential to the bank" What's the actual criteria? I don't have any loans except study loans and no bad records with my HSBC credit card for the past 6 years since I started working. One need to earn more than 100k a year is it?  My annual income lower the 36K also get approved d. |
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Dec 16 2012, 09:26 PM
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#3
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381 posts Joined: Feb 2012
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Btw is there any service like example when i bought something cost RM XXX, then the bank will send me SMS notify me.. Just like when we do online banking transfer...
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Dec 16 2012, 09:31 PM
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#4
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381 posts Joined: Feb 2012
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QUOTE(ronnie @ Dec 16 2012, 09:28 PM) Please check post #1 for details.... next time read or search before posting Aiya, thanks for the advice  OCBC Request Form to change the SMS Transaction Alert Limit http://www.ocbccards.com.my/pdf/sms_alert.pdf Additional Info: http://ocbccards.com.my/overlay/FAQ.aspx Added on December 16, 2012, 10:00 pm QUOTE(ronnie @ Dec 16 2012, 09:28 PM) Please check post #1 for details.... next time read or search before posting So, the default threshold limit is RM500.This means that if I swipe below RM500, I will receive sms notification about I have using my CC but will not show the amount is it??? This post has been edited by patrickthissen: Dec 16 2012, 10:00 PM |
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Dec 17 2012, 01:13 PM
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#5
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Junior Member
381 posts Joined: Feb 2012
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QUOTE(JonnY @ Dec 17 2012, 12:16 PM) How you manage to get approved? Mine get rejected ler. No house loan/car loan/personal loan. Using MBB 2 cards now and make full payment before statement due date. I applied through OCBC banker, she said that fresh grad requirement not so high... I also don have any loan & credit card before...Just provide her IC, 3 months pay slip with HR verification, EPF statement and forms.. Lower than 36k per annum for basic salary, but if include allowance almost near to that amount.  |
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Dec 19 2012, 08:40 PM
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#6
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Junior Member
381 posts Joined: Feb 2012
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Just fill RM50 worth petrol using OCBC TMC
Got sms alert from OCBC as shown below: " RM0.00 OCBC: RM200.00 was charged to your card XXXX at Mobil XXXX on 7.30PM 19 DEC. Pls call the number behind your card for any queries" I called the bank and tell them I just fill RM50 not RM200. The CS replied bank will charge merchant RM200 1st then only become RM50 in statement. Has anyone of you get this sms alert when you fill petrol?? |
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Dec 19 2012, 09:26 PM
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#7
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381 posts Joined: Feb 2012
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QUOTE(hye @ Dec 19 2012, 09:12 PM) I think you need to Google the forum on how does credit card works when used @ any Petrol Stations. (This is the hint) I tried search but can't find the info.Please stop asking others for quick answers whereas this question/scenario has been answered many many times before. Perhaps I should find deeper. Added on December 19, 2012, 9:30 pm QUOTE(shenngau @ Dec 18 2012, 10:25 PM) Anyone got the card recently? I just got my card few days ago, the agent told me (for my case) I will get GST waive if I swipe my card for 3 times in 45 days.I got my card last month and today received the first statement. I got the RM50 cash rebate but there is no another RM50 waiver for Government Tax. Is this right? I thought the RM50 waiver should be separated from the cash rebate. Thanks. Then the 1st month statement will charge me GST RM50. After 3rd or 4th month statement only will waive the RM 50. This post has been edited by patrickthissen: Dec 19 2012, 09:30 PM |
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Dec 23 2012, 08:32 PM
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#8
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381 posts Joined: Feb 2012
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QUOTE(iVW @ Dec 22 2012, 08:52 AM) i would say negative for this. I called CS twice just to set the default value for each transaction performed on my Titanium but both of the operator/call assistance told me there is no way to set such thing but only a defaulted threshold limit of RM500 to receive a SMS for that .. I set my threshold limit to RM1, then when I use my CC, the bank will sms me once the cashier swipe my card. (Include amount I spent) The form: http://www.ocbccards.com.my/pdf/sms_alert.pdf This post has been edited by patrickthissen: Dec 23 2012, 08:33 PM |
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