Good job, Keep it up TS bro, but don't be "3 minutes of heat " LOL...

i won't if i am encouraged i feel i create value for LYN

nice stuff ts. keep up the good work.

tx bro for the encouragement


anyway, just updated something

1) added hong leong and affin bank
2) updated new items for <3% per year BT

Enjoy

Added Alliance Bank

Brotan, where is the link for Alliance 2% pa interest for 24 months BT?
I remember the deadline was 31st March but seems they have removed the plan much earlier.

And FYI, SCB 1.99% pa interest for 12 months BT is for new to bank customer.

This post has been edited by roy918: Apr 1 2012, 05:18 PM

i called them for that. it is not in their site

for scb new customer offer, when is the promo end date? any penalty for early settlement? min amount?

This post has been edited by brotan: Apr 1 2012, 05:20 PM

Hmmm... Alliance Bank ended one of its 0% installment plan (though not BT) earlier than the published date last year.
So, I'm not surprise if they did it again. But will check it out if they still have the BT plan.

I only know the SCB BT for new customer, and do not ask further since I'm not new customer.

hi all

new updates

Pbb BT extended till 30th Jun. No difference to current offering

I think HLB is not 6.99% one time interest, it is 6.99% p.a. but I'm not sure whether the way interest is calculated is fixed or reducing like the standard credit card interest (18% p.a.). because if only 6.99% one time and lifetime interest, I will be the first one to apply

Hi,

I actually called them to find out about this before I wrote on my first page

I also curious about this one time thing. The agent confirm it is really 6.99% one time cost and they don't force you to repay with a specific timeline

You can owe them forever. haha

anyway, best you called them to double confirm

oh thanks for the info

Np

Th customer service you talked to could be very misleading... which bank is going to let you owe them forever at one-time 6.99% ?
Langsung no logic

bro,

I double confirm by giving her different scenario & examples. All point to my understanding

But you are right, she may confused herself. haha

would appreciate a third party to call them and double confirm.

You can't really hutang them forever, you will need to pay 5% monthly, bank are not stupid...

true but if the 5% you pay covers normal retail spending, then really can hutang forever right?

eg if BT = 1000

you spend = 3000

total = 4000

5% = 800

if you pay 800, then they charge you interest on the 2200 (3k - 0.8k)

but they don't charge you on the 1000 BT

Possible?

are you sure the PBB 0% BT still valid? the form on their website shows til 31 March 2012...

Yes I called them

I used their bt plan heavily (loyal customer )

Thats why I need to find out asap

congrats TS for this thread
good info you give at the first post
keep up the good work