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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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asamalikum
post Apr 1 2012, 12:33 PM

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nice stuff ts. keep up the good work.
asamalikum
post Aug 14 2012, 12:19 AM

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All my bt will be clear by October. Just glad that it is finally over. Debts accumulated to six digits at one point. Phew.......will never get into this kind of situation again.
asamalikum
post Aug 14 2012, 09:37 AM

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QUOTE(ronnie @ Aug 14 2012, 09:22 AM)
Did you make much money from BT programs ?  drool.gif  drool.gif  drool.gif
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haha i could. but didn't. very very scare of getting in debts...it's a burden.
asamalikum
post Aug 14 2012, 10:11 AM

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QUOTE(brotan @ Aug 14 2012, 09:29 AM)
bro

i don't think he is blaming the bank lah

he is just relieved that he cleared it which is good
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exactly right. to be not in debts, the feeling is just awesome....couldn't explain more.
asamalikum
post Aug 14 2012, 10:15 AM

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QUOTE(JamesPond @ Aug 14 2012, 10:02 AM)
cool, 6 digits clearance is not simple
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really needs to cut down spending.
but then it's manageable after all. we are buying things fulfilling our desire more than our needs. once you get that under control, you'll be fine. Trust me, it can be done.
thank you CIMB for not offering further 0% BT (a lot of ppl probably gonna flame me on this).

This post has been edited by asamalikum: Aug 14 2012, 10:16 AM
asamalikum
post Aug 14 2012, 10:32 AM

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QUOTE(brotan @ Aug 14 2012, 10:23 AM)
bro (or are you sis?  blush.gif ),

I salute you can cut down 6 digit debt to 0 thumbup.gif

can know how long you need to clear?
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around 14 mths. and after 12 mths of poverty, i'm still here.
asamalikum
post Aug 14 2012, 11:43 AM

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QUOTE(arsenal @ Aug 14 2012, 11:27 AM)
Hi all sifus,

I am currently overseas and there is issue on UOB balance transfer programs. I transferred 3 balance transfer on same day, which is due this Sunday. I plan to pay 90% of the amount this Thursday night so that it can transfer to the bank on Friday. Remaining 10% will be paid by my sister through UOB ATM this Sunday to complete the payment. Question, will I be charged early settlement fees by UOB? thanks.
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as long as you don't call in and request for full settlement, you'll be fine. excess money paid will only shows an extra payment made. don't worry, i'm doing this myself. paying in advance and let it deduct by it's own every month.
asamalikum
post Aug 14 2012, 12:03 PM

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QUOTE(ronnie @ Aug 14 2012, 12:00 PM)
Is yours also BT program from UOB ?
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not exactly BT, but it's call easy payment plan from UOB. 0% interest for 6 mths with purchase over 1k.
asamalikum
post Aug 14 2012, 02:27 PM

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QUOTE(ronnie @ Aug 14 2012, 02:02 PM)
I guess different clause for UOB EasyPayment vs UOB Balance Transfer ... Does UOB EasyPayment has early settlement ?
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yes. but penalty RM50 per case.
asamalikum
post Aug 14 2012, 11:55 PM

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QUOTE(lamode @ Aug 14 2012, 11:34 PM)
Trying to get an AEON CC for BT.

10/8 Called CS to confirm they accept fax for CC application, was told OK and gave me fax number.
13/8 Faxed over all the docs, and called for acknowledgement, now they say not accept fax for CC application, must submit in branch.
14/8 Submitted to Jusco Taman Equine. Sales person keep on asking me to fill another copy of the exact same form, I guess they are after the commission. Lazy to fill again and rushing back to office, so insisted my original form and they took it at last.

Will update how it goes.
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Get public bank or bank simpanan nasional. I know u will probably pause on bsn, but they are surprisingly fast. Friendly staff as well.
asamalikum
post Aug 15 2012, 12:35 PM

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QUOTE(2die4 @ Aug 15 2012, 11:46 AM)
how long actually do BSN approved your CC... want to apply BSN CC for Balance Transfer also...

But still thinking... coz not all BSN branch got cash deposit... sweat.gif
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1. the good and fast service i'm referring to is for BT application. The CC application do indeed takes a bit of time, around 3 weeks for my case.
2. it' advisable to go with internet interbank transfer. RM0.50 - RM2.00 service charge. Security better and save time.

This post has been edited by asamalikum: Aug 15 2012, 12:35 PM

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