balance transfer from bank A to bank B

can't BT bank A to bank A even if 2 different cards

which bank offer better now ?

pls read post #1

opsss ..thank you!

ask if u can use EzyPay installment payment method, it's much better...0% interest if i'm not mistaken

BT to Public Bank. I transfered rm6400 to it for 24 months installment. Only 5% upfront charge is imposed. If u transfer 7k, total amount would be rm7350. Monthly installment would be rm291.66. Only For the first month, you have to pay rm291.66+ rm350 upfront charge. You can only transfer up to 80% of your public bank credit limit.

I think that's the lowest interest rate that you can get for 24 months. Bank Islam also offer 5%, but it is charged per annum, so interest would be 5%×7000×2years= rm700.

If you want to do 12 months BT, bank Islam would be the best, as it offer 1% interest per annum. Total interest for 7k would be merely rm70. The only caveat is they don't require you to make fixed monthly installment. You just need to pay minimum amount every month, and make sure you settle everything in exactly 12 months.

For 6 months BT, many banks offer 0%.

This post has been edited by Mr Gray: Oct 12 2013, 07:38 PM

is AEON experiencing slow processing due to raya haji is near?

I faxed on Thur monring, and haven't received call yet. Based on my exp about 10+ BTs with them, usually it should be same or latest next day.

Not sure this had been raise before:-

For AEON BT, other than fax, we can email to cc_cad@aeonmalaysia.com.my

PS: The email address is not stated in the BT application form.

Thanks for sharing, i always email to customer.service@aeonmalaysia.com.my and they will reply

Warmest greetings from AEON Credit.

We wish to inform you that we have forwarded your request to the department concerned for their further action.

I see. The email address I stated is given by the personnel who call me to verify my BT application as I left out one credit card statement. He asked me to sent my credit card statement to this email address. I double confirm with him is it I can just email to this address for future BT application and he say yes.

Exclusively for NEW Public Bank CC members




More info here Public Bank Promotion

You should post the complete image...



You must spend >RM1000 on the new Public Bank Credit Card to enjoy this offer
There's EARLY TERMINATION FEE (RM100 or 2%, whichever is higher)

Full T&C (.pdf)

This post has been edited by ronnie: Oct 22 2013, 07:38 AM

thanks ronnie and nawaler for posting.
too bad that im not entitle, as i cancelled my card just about 4 mths ago

BT MBB and OCBC to AEON.

16 OCT - Submitted BT form to AEON in the morning. Then received verification call + approval SMS in the afternoon.
17 OCT - Appear in AEON online banking
23 OCT - OCBC account updated with payment, but nothing in M2U, guess it's gonna take another day or two.

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This post has been edited by pookiefoof: Dec 19 2013, 10:31 AM

If your income is RM36,000 and BELOW, maximum can only have 2 credit cards. This is Bank Negara ruling. So you will continue to kena reject.

No house loan only car loan

This post has been edited by pookiefoof: Dec 19 2013, 10:30 AM

9) OCBC : 12 mths, 2.88% fee, 0% interest, Min - RM 1k per bank

for the above statement is it still valid?

i read this on their internet today : http://www.ocbc.com.my/personal-banking/Ca...e_transfer.html

it seems like one time 4% for 12-month tenure

thx for the feedback. i will call them tomorrow and find out

Alright.. Update us again after u confirmed..

Ocbc is stripping off their cc benefits!
Their famous Titanium mastercard also cease out, not sure when they end their cashback