Outline ·
[ Standard ] ·
Linear+
Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List
|
ronnie
|
Sep 25 2013, 10:16 AM
|
|
QUOTE(peri peri @ Sep 25 2013, 10:08 AM) i have to admit, CIMB BT is the Best. From submitting the form by Fax and money to appear in acc just only 3 working days! Amazing. Unlike SCB, apply to tele recorded and requires 10 working days which is almost 12 days for the money goes through. End up i have to clear those due payment first for healthy CCRIS AEON BT is just as slow to pay MBB  but charge to Unbilled very quick (same day as approval) Still no sign after 6 working days
|
|
|
|
|
|
namh
|
Sep 25 2013, 11:06 AM
|
|
QUOTE(ronnie @ Sep 25 2013, 10:16 AM) AEON BT is just as slow to pay MBB  but charge to Unbilled very quick (same day as approval) Still no sign after 6 working days  my last AEON BT for Maybank took 11 days.. approval on the same day of application, appear on the AEON online statement also on the same day, but 11 days after.......
|
|
|
|
|
|
ronnie
|
Sep 25 2013, 11:14 AM
|
|
QUOTE(ronnie @ Sep 25 2013, 10:16 AM) AEON BT is just as slow to pay MBB  but charge to Unbilled very quick (same day as approval) Still no sign after 6 working days  The cheque was send on 23-Sep-2013 by AEON Credit Service to MBB .... can't they just GIRO the funds much cheaper
|
|
|
|
|
|
sj0217
|
Sep 26 2013, 02:55 PM
|
|
QUOTE(peri peri @ Sep 25 2013, 10:08 AM) i have to admit, CIMB BT is the Best. From submitting the form by Fax and money to appear in acc just only 3 working days! Amazing. Unlike SCB, apply to tele recorded and requires 10 working days which is almost 12 days for the money goes through. End up i have to clear those due payment first for healthy CCRIS How is the charge for CIMB BT ?? Currently no information in the first page. Maybe can update detail in the first page??
|
|
|
|
|
|
TSbrotan
|
Sep 26 2013, 03:11 PM
|
|
QUOTE(sj0217 @ Sep 26 2013, 02:55 PM) How is the charge for CIMB BT ?? Currently no information in the first page. Maybe can update detail in the first page?? Cimb for new customer only
|
|
|
|
|
|
et67
|
Sep 26 2013, 07:22 PM
|
New Member
|
QUOTE(brotan @ Sep 26 2013, 03:11 PM) Cimb for new customer only Which means i need to apply cimb credit card first then apply for BT or i directly apply for BT without having cimb credit card? Sorry, still new with credit card things...
|
|
|
|
|
|
jeff_v2
|
Sep 26 2013, 08:32 PM
|
|
QUOTE(et67 @ Sep 26 2013, 07:22 PM) Which means i need to apply cimb credit card first then apply for BT or i directly apply for BT without having cimb credit card? Sorry, still new with credit card things...  this promo only applicable for new cimb cc customer.. so u need to apply for a cimb cc first to enjoy this promo..
|
|
|
|
|
|
ronnie
|
Sep 26 2013, 10:33 PM
|
|
QUOTE(et67 @ Sep 26 2013, 07:22 PM) Which means i need to apply cimb credit card first then apply for BT or i directly apply for BT without having cimb credit card? Sorry, still new with credit card things...  Balance Transfer(BT) is a feature of a Credit Card(CC).... how can you do BT without CC ????
|
|
|
|
|
|
gahpadu
|
Sep 27 2013, 07:59 AM
|
|
cimb BT quite high on interest..
i was purposely apply applied their card for BT from MBB..
find out that BSN offerred the cheapest...
for 1 year only 0.3% per month ( 0 % for first 6 months) , so going to apply BSN later on
This post has been edited by gahpadu: Sep 27 2013, 08:36 AM
|
|
|
|
|
|
peri peri
|
Sep 27 2013, 08:42 AM
|
|
QUOTE(sj0217 @ Sep 26 2013, 02:55 PM) How is the charge for CIMB BT ?? Currently no information in the first page. Maybe can update detail in the first page?? i currently utilizing their 0% BT for 6 months, then early next month will convert a purchase with minimum rm5000 for 12 months 0% installment. T&C applies
|
|
|
|
|
|
ronnie
|
Sep 27 2013, 09:07 AM
|
|
My 2nd Balance Transfer to AEON CC (from Maybankard 2 AMEX)
Submission : 17 Sep 2013, 8:52AM Payment : 26 Sep 2013 (via LOCAL PYMT,CHEQUE NO xxxxxx)
Total : 8 working days
This post has been edited by ronnie: Sep 27 2013, 11:20 AM
|
|
|
|
|
|
lamode
|
Sep 27 2013, 11:17 AM
|
|
QUOTE(ronnie @ Sep 27 2013, 09:07 AM) My 2nd Balance Transfer to AEON CC (from Maybankard 2 AMEX) Submission : 17 Sep 2013, 8:52AM Payment : 26 Sep 2013 Total : 8 working days Pretty much same for me, I did one for the same card from same bank n same date.
|
|
|
|
|
|
KTCY
|
Sep 27 2013, 08:37 PM
|
|
QUOTE(ronnie @ Sep 27 2013, 09:07 AM) My 2nd Balance Transfer to AEON CC (from Maybankard 2 AMEX) Submission : 17 Sep 2013, 8:52AM Payment : 26 Sep 2013 (via LOCAL PYMT,CHEQUE NO xxxxxx) Total : 8 working days is there a special rate going on or something ?
|
|
|
|
|
|
ronnie
|
Sep 27 2013, 10:20 PM
|
|
QUOTE(KTCY @ Sep 27 2013, 08:37 PM) is there a special rate going on or something ?  Please read first post ok
|
|
|
|
|
|
andylol
|
Sep 28 2013, 02:12 PM
|
New Member
|
Hi, I just received my public bank visa classic card, the credit limit only 6K, I knoe the new apply can apply the balance transfer in 0% fees and int, anybody agent can help me increase my credit limit b4 I apply the balance transfer?
|
|
|
|
|
|
TSbrotan
|
Sep 28 2013, 02:23 PM
|
|
QUOTE(andylol @ Sep 28 2013, 02:12 PM) Hi, I just received my public bank visa classic card, the credit limit only 6K, I knoe the new apply can apply the balance transfer in 0% fees and int, anybody agent can help me increase my credit limit b4 I apply the balance transfer? Normally need certain time period (normally 6 to 12 months) they will consider to increase your limit Also depends on your usage and payment pattern
|
|
|
|
|
|
andylol
|
Sep 28 2013, 05:40 PM
|
New Member
|
IC. Ok. Thks bro.
|
|
|
|
|
|
andylol
|
Sep 28 2013, 05:42 PM
|
New Member
|
So I have public bank, uob, and cimb. Any agent here can help me apply balance transfer in others bank. Pm me plz.
|
|
|
|
|
|
TSbrotan
|
Sep 28 2013, 05:55 PM
|
|
QUOTE(andylol @ Sep 28 2013, 05:42 PM) So I have public bank, uob, and cimb. Any agent here can help me apply balance transfer in others bank. Pm me plz. Why you need agent? The process is simple. Fill up form and fax over your application. Some banks require your cc statement to be faxed over also Btw to apply bt, you need to that bank cc first. No other way around it This post has been edited by brotan: Sep 28 2013, 05:56 PM
|
|
|
|
|
|
andylol
|
Sep 28 2013, 08:35 PM
|
New Member
|
QUOTE(brotan @ Sep 28 2013, 05:55 PM) Why you need agent? The process is simple. Fill up form and fax over your application. Some banks require your cc statement to be faxed over also Btw to apply bt, you need to that bank cc first. No other way around it I need money and lower interest.
|
|
|
|
|