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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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Mr Gray
post Oct 25 2013, 12:20 AM

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QUOTE(brotan @ Oct 24 2013, 01:03 AM)
thx for the feedback. i will call them tomorrow and find out
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why bother with ocbc. Bank Islam 1% fee only for 12month BT. Public Bank 0% for new CC holder.
lamode
post Oct 25 2013, 09:22 AM

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QUOTE(lamode @ Oct 23 2013, 09:54 AM)
BT MBB and OCBC to AEON.

16 OCT - Submitted BT form to AEON in the morning. Then received verification call + approval SMS in the afternoon.
17 OCT - Appear in AEON online banking
23 OCT - OCBC account updated with payment, but nothing in M2U, guess it's gonna take another day or two.
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MBB has been updated.

24-Oct-2013 24-Oct-2013 LOCAL PYMT,CHEQUE
red_scorpion
post Oct 25 2013, 11:52 AM

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QUOTE(pookiefoof @ Oct 23 2013, 07:04 PM)
My income RM70,000 above. No house loan only car loan
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I also rejected by HL bank last few month(first time being reject for CC application), after that my fren appeal and it approved.
I also have good spending pattern, never pay single cent for interest, have 2 house loan, 1 car loan.
I think it might be due to I am having too many credit cards, total credit limit is huge amount, that y reject or what.
I think maybe you try to lower down your credit limit in others credit card then it should be ok.

This post has been edited by red_scorpion: Oct 25 2013, 11:53 AM
pookiefoof
post Oct 25 2013, 01:33 PM

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-----------------

This post has been edited by pookiefoof: Dec 19 2013, 10:28 AM
epie
post Oct 25 2013, 03:31 PM

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public bank balance transfer 6months 0%
submitted form thru fax on friday
cleared on wednesday
fast as usual
v2_vehooi
post Oct 27 2013, 10:23 AM

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Hi, anyone possible to summarize which bank offer 0% balance transfer for existing cardholder???
ronnie
post Oct 27 2013, 11:17 AM

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QUOTE(v2_vehooi @ Oct 27 2013, 10:23 AM)
Hi, anyone possible to summarize which bank offer 0% balance transfer for existing cardholder???
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check the post #1 lah doh.gif doh.gif another spoon feeder detected
v2_vehooi
post Oct 27 2013, 03:27 PM

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You sure the post #1 is updated???
Pls refer to the Affin 0% Bt
TSbrotan
post Oct 27 2013, 03:59 PM

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QUOTE(v2_vehooi @ Oct 27 2013, 03:27 PM)
You sure the post #1 is updated???
Pls refer to the Affin 0% Bt
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bro

affin is 0% but min 5k. valid until 2014

why you doubt about affin comments?

anyway, i have said many times, the post #1 is a guideline and I don't call every single bank every week or month to check what's the latest

if i found out something is already outdated myself because i deal with that bank, i will update

however, i expect the community to contribute by pointing out certain offers are invalid, i will verified and update if that is true

you can check previous post, i always update when someone commented out of date and i verified
tifosi
post Oct 30 2013, 09:49 AM

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My MBB and OCBC Balance Transfer to AEON timeline.

17 Oct - Submitted BT form to AEON in the afternoon via email. Then received verification call in the evening.
18 Oct - Received approval SMS. Transaction appeared in AEON online banking.
25 Oct - OCBC account updated with payment from AEON by cheque.
29 Oct - MBB account updated with payment from AEON by cheque.
blahbleh
post Oct 30 2013, 09:50 AM

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RHB Islamic 0% for 6 months, 1% for 9 months. ONLY for RHB Islamic Credit Card holder, not conventional.

This post has been edited by blahbleh: Oct 30 2013, 11:26 AM
bearbear
post Oct 30 2013, 10:14 AM

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seem like MBB is slow?

my BT for Alliance CC

Submit 18/10
Verification / Confirmation 21/10
Payment appear on Alliance system 25/10
JamesPond
post Oct 30 2013, 10:44 AM

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7 days is very good
bearbear
post Oct 30 2013, 10:49 AM

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Sorry i need to re-phase, my Alliance CC was BT to Aeon.

Had done a few for Maybank CC BT to Aeon, the payment received can be 3-5 days more than other bank CC.

This post has been edited by bearbear: Oct 30 2013, 10:49 AM
JamesPond
post Oct 30 2013, 10:59 AM

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what is alliance running for their bt rate now?
blahbleh
post Oct 30 2013, 11:26 AM

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QUOTE(smsbusiness2u @ Oct 30 2013, 11:07 AM)
I only managed to find this application form which offer 0% balance transfer.
But, it did not stated valid until when.
Do you have the detail for ths 0% balance transfer promotion?

http://www.rhb.com.my/islamic_banking/card...rals-151013.pdf
still no change for this rate below. Have u call? or still have this promotion

9) OCBC : 12 mths, 2.88% fee, 0% interest, Min - RM 1k per bank
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According to RHB website, http://www.rhb.com.my/islamic_banking/cards/cc_main.html :

"Enjoy 0% for 6 months or 1% for 9 Months Instalment Payment for Balance Transfer (Smart Move) Program with RHB Islamic Credit Card-i. Limited time ONLY from 15 October 2013 to 15 January 2014"

So you get the promotion date there.

This post has been edited by blahbleh: Oct 30 2013, 01:32 PM
TSbrotan
post Oct 30 2013, 11:47 AM

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QUOTE(smsbusiness2u @ Oct 28 2013, 09:49 AM)
3) Standard Charted : 1 yr, 0% fee, 1.99%/yr, Min - 1k per bank, Valid Until : NA

New Update
Enjoy 2.99% Balance Transfer PLUS for 12 months tenure for a limited time

9) OCBC : 12 mths, 2.88% fee, 0% interest, Min - RM 1k per bank

New update
One-time interest from 2% for 6 months
One-time interest from 4% for 12 months
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thanks for the feedback. updated on post #1

btw, the standard charted rate you mention is for new cc holder only. existing is 5.99% per year.
TSbrotan
post Oct 30 2013, 03:31 PM

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QUOTE(smsbusiness2u @ Oct 30 2013, 11:52 AM)
updated
tifosi
post Oct 30 2013, 06:02 PM

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QUOTE(bearbear @ Oct 30 2013, 10:49 AM)
Sorry i need to re-phase, my Alliance CC was BT to Aeon.

Had done a few for Maybank CC BT to Aeon, the payment received can be 3-5 days more than other bank CC.
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In my case, MBB actually took extra 2 working days to credit compare to OCBC. 4 days in the timeline because of weekend.
blahbleh
post Oct 30 2013, 07:23 PM

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QUOTE(smsbusiness2u @ Oct 30 2013, 11:52 AM)
Corrected. Thanks.

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