You're very lucky to have the passbook, some people don't have at all.

Why don't you try at Pos Malaysia or ASNB branch, they normally will give a try for you

Thanks mate, will try either the branch or Pos Malaysia.

Yea after opening the book, I heard others couldn't even get it. Massively regret just opening with 1k when I had 10k in FD. Oh well... Nasi is become bubur

When as1m open for subscription, a lot of people have doubt. Some people spreading negative rumour about the fund. The "famous" one is the 4% p.a dividend rate

yea. that time don't know why a lot of moron. maybe they spread the bad thing about AS1M, but they themselves put in massive money. LOL

and maybe they look at the prospectus saying the fund manager "may" make it having sale charge.

but now, no more units left. HAHAHAHAHAHAHAHA.

however, 1 thing i must say, the risk is still there.

Fund size increased exactly by 8%, but I don't think
aSW will declare all 8%, due to:
1) the initial 16.615 bil approved fund size, there are some unsold units hold by fund manager as buffer.
2) unsold bumi units. ( from time to time bumi units are avail for this fund)

i had the same notion too. but the bank manager convinced me otherwise... she's quite helpful

actually bank managers will be very helpful once they know you handle large sums of investments. the branch get a percentage from the transactions and they can hit their sales targets. of course you'd have to purchase some of their products (loans) to keep the healthy relationship going...

In d Prospectus, the manager have the right to impose up to 1% sales charge
It is up to d manager whether they want to xercise the rights

Agreed
Anyway lets hope they declare 7.16% (additional 0.56% as compared to 6.60% in Yr 2012) to coincide with d 56th Merdeka celebration

lets see if the crisis did hit MY or not... if yes, need see 2014, how it dropped...

did you see the post of mine that gave the comparison of year 2007 2008 2009 of ASM, ASW and ASG?

Well, i am also hoping for a higher dividend to be announced for ASW2020 although I dont have the account for ASW2020..

Because if higher dividend for ASW2020, it also meant higher dividend for my AS1M.. haha....

Of coz I read
Very informative
I'm a subscriber of Chinese proverb : "Chan King Yoong Yow"

Or they just announce 5.6% pa return. The rest carry forward to the following years. The chairman's favorite words: "we in fact made an 8% gain but due to the xxx we will bring forward the x% of divided to the next financial year....", same script over the years, just copy and paste by just changing the year.

Just kidding ok...

Agreed
D key word is benchmark

I agree about the favorite words..

It is the top words which always been used during the declaration of the dividend..

Well, i am used to it already as long as their dividend is within my expectation, i am okay with their favorite words..

ASNB will hold press release next Mon to announce dividend for ASW2020

take not that 2008 is not even the real hit.... but is effect after GE and slight crisis....

historical dividend on 97/98 can't be obtained excluding ASN, ASB ( earlier existence )... ASB drop .5, however ASN increase 1.0 after 98...

but both of them did drop after 08....

haiz...


BTW, i am chinese too, but how come i don't know what is Chan King Yoong Yow? Can type it in chinese character ?

Actually in Cantonese words
Means 'as long as I enjoyed dat moment of time', it doesn't matter whether this will last forever

曾经拥有

The person / parties spreading the rumour are the one putting more money there (bcoz wanna eliminate competition for the available units)

There's risk in every investment, the only difference is how much / high

Not every bankers are like that, You're very lucky to have her.

Normally those with "VIP" or "High net individual account holders" would get some special treatment at banks. When the units are open for subscription, they would get their transaction first (even the 1st person in the Q need to wait for some time before transaction would be done). Banks famous Quote for all those waiting in Q "Sistem tergendala sebentar, Network connection problem, Sistem jem"