last yr it was on 28 aug... cross your fingers

1 question bro. i hope that you could answer me. if OPR increase and BLR increase, would the dividend in ASB most likely be increased too?

this is 1 of the reason the fund size keep increasing per year. but this is not the "increase" size, so, no new investment is allow given that all the extra size is full filled by the interest....

Me and you also got

I got is ASM...

U working? If yes, than very hard.... because now I free, so line open (0915) i ad in post office. Try and try only... normally will got 50-100MYR per day if lucky....

no method but it is pure luck.. another way of topping up money is the day or the day after they declare the dividend. for sure got people withdraw their dividend money.

will ask my father to update it.. as he got few account with ASNB.. AS1M, ASW2020..

last week i update ASB book for my wife at post office without authorization / indemnity letter.

You tried before over the counter?

I also found such information in the website..

More or less, really giving me some headache also because normally my gf help me to try bank in into the AS1M or ASM account.

Seems like i have to initiate Plan B to bank in money into the account..

don't tell to people, then they "sapu all" at PM or ASNB branch 

Just joking 

RM 316,158.79 in ASW2020  

Maybe "someone" saw at this thread says Bumi quota still available, He/She faster2 go & "sapu" all the units 

It's NOT ME.

It's Lucifah asw2020 passbook balance

it's not mine. rather, it's one of the investments accounts that i manage for some clients 

i'm now seriously contemplating to port all money from ASB to AS1M (hopefully still available) and do a full ASB loan (up to 400k)

still doing some simulations and will consider the best tenure period and loan amount needed

by my rough calculations,

1. loan interest rate: BLR (6.6%) - 1.65% = 4.95%
2. ASBRTA - ASB reducing term assurance = RM 1,200 per 100k loan (assumption)
3. effective interest rate (include ASBRTA) = 5.15% (assume the ASBRTA takes another 0.2% interest)

ASB Dividend: 7.75% (2012)
AS1M Dividend: 6.6% (2012)

Nett return: 7.75% + 6.6% - 5.15% = 9.2%

that is EXCLUSIVE of ASB bonus...

let me think and present this to my client within these few weeks. thinking of doing this and disburse the loand and transfer the money on 01 October 2013 (Tuesday) and maximise on full year dividend

or should i try to put it in Tabung Haji savings? it gave out 6.5% (dividend) + 1.5% special bonus for 2012, giving account holders a nett 8.0% return...

you all are talking about top up only from beginning till now? i thought someone got luck to open account in asnb for non-bumi.