I think you will be able to search in google for the loan calculation thing where they will calculate what is the initial interest paid vs principal

Think this link will give you rough calculations --> http://malaysia.smetoolkit.org/malaysia/en...ment-Calculator

i thought the interest is proportional to disbursement from bank to developer.

like in sch H of payment.

cannot count from full amount ma.

got reply from HLB banker saying that loan approve at 85% only..

shit. all banks closing pipes.
anything wrong with your income?
say installment for 30 years is 1500, do u have 4500 gross pay?

not sure what is the reason.
I'm working in singapore one.

then should be no prob ma.

my goodness, mine 8k also don dare to enter early.

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Added on July 3, 2012, 11:24 ami got 1 pm-ed, but he don reveal the s&p price for me, wonder why

This post has been edited by peri peri: Jul 3 2012, 11:24 AM

Peri Peri daikor cause u got few properties liao ma.. hahahaha

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Added on July 3, 2012, 11:27 amthis is your first property? got car loan..?

This post has been edited by investgal: Jul 3 2012, 11:27 AM

yes is 1st one..
got one car loan..

paiseh, i also apply some home loan now, still putting my wife name in just in case, dunno why nowaday banks so so stringent with approval. just sharing. Thats why i always look for those launching with 10% rebate. Increase my holding power. Soli, noob talk

mind to tell how much the car loan ..? usually bank will look for commitment

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Added on July 3, 2012, 11:31 amha.. but u hv holding power then no scare already.. hard to look 10% rebate leh

This post has been edited by investgal: Jul 3 2012, 11:31 AM

myvi only worr.. less than RM500/mth.. haha

hard to says, like others said, when panel bank quota full, they will closed. One of my shop office project also facing the same, first comer sapu all the quota, late comer can only get 70% or 60% loan due to bank internal risk assessment, drop the deal, end up those with CASH power sapu all the left over unit. So called "rich investors" quite norm. Thats why holding power is important.

oh... is it bank really close water pipe now...

paiseh, just sapu 1 biji condo in balakong and 1 biji apartment in mahkota with 10% disc

really close down water pipe..

i don think got closed, maybe he insist 90% loan and bank find it impossible then reject, or if he is ok with 60% or 70% loan, bank definitely will approve. Its all depend on him, can he repay?

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Added on July 3, 2012, 11:37 amanyhow, it is a good lesson for u to know the twist and turn in purchasing and investing property. U will be a PRO for ur next unit. No worry. Equine park so BIG and amble of lands

This post has been edited by peri peri: Jul 3 2012, 11:37 AM

wah peri kor, really loaded wor.

like i said "chap sei kai" people don want the corner due to loan i sapu. budget home lah. ZEVA is premium, cannot compared at all. U all use 500k buy 1 biji is far far loaded than me

how much yr balakong and mahkota? built up?