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Credit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!
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ronnie
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 Oct 25 2012, 02:15 PM
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QUOTE(Devil4life @ Oct 25 2012, 01:26 PM) Would like to ask how auto-billing works? For example : My Unifi bill date is 28th Sep, I paid using M2Amex through M2U on 29th Sep. However, my OCBC autobilling still go through on 23th Oct with the same amount. Hence now my account is -147.XX. Does this means autobilling always charges the bill amount in regardless pay already or not? And I thought I can utilize the autobill rebate and Amex 5x points & 5% weekend rebate. Anyone got advice on how to maximize it? I dowan every month paying extra 1 month and in the end my outstanding amount is getting higher in negative  As usual TM is very sloooooow in updating their system |
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ronnie
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Nov 3 2012, 12:06 AM
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QUOTE(coo|dude @ Nov 2 2012, 10:38 PM) which credit card comes with cheque book facility? If I am not mistaken, CIMB used to offer that but I can't find any now.  Citibank ReadyCredit.... http://www.citibank.com.my/english/readycredit/index.html |
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ronnie
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Nov 6 2012, 10:44 AM
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QUOTE(jjsia @ Nov 5 2012, 09:45 PM) Erm nope.  UOB has an extra 2% SMART cash if u pump at BHP. + BHP E-Card points RM1 = 1 e-Point |
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ronnie
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Nov 7 2012, 07:36 AM
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I'm planning to apply PETRONAS Maybankard Platinum Visa to take advantage of the "Smile. Everyday is a TreatsPoints happy day."Campaign period: 1 November - 28 February 2013 I will use the PETRONAS Maybankard Platinum Visa during my year-end travels because :- 1. Maybankard Visa offers lowest Forex rates 2. 10,000TP is easily achievable on overseas spends (only needs RM2k spend) 3. Get a chance to win Apple products/vouchers 4. 5X TreatsPoints on Other Spends ~ 2.5% cash-back I'm going to try the new Maybankard Centre in The Gardens Mall to check out the 60-minutes approval process. This post has been edited by ronnie: Nov 7 2012, 07:37 AM |
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ronnie
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Nov 9 2012, 04:24 PM
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Maxis Centres offers 24-month EzyPay for Maybankard Visa/Mastercard holders.... time to get Samsung Galaxy Note 2
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ronnie
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Nov 12 2012, 01:06 AM
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QUOTE(Frostlord @ Nov 10 2012, 04:01 PM) i got some stupid/silly question here lets assume my card CL is RM10k and i got 0 outstanding debt on the card then i do credit card payment of RM5k to the said card, means my card now has 10k CL + 5k CR right? so what will happen in the situation below? 1) i purchase something worth RM11k 2) i make 2 purchases worth RM6k and RM7k respectively will the transaction pass for above? It also depends on the bank's payment hierachy and how they treat CR |
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ronnie
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Nov 12 2012, 01:20 AM
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QUOTE(arulisme @ Nov 12 2012, 01:10 AM) where to Buy Galaxy note 2 using easy payment with citibank CC? Official Maxis Centres offers 0% Easy Payment... I bought Galaxy Note 2 at Maxis Centre (Gardens Mall) with Maybankard 24-month 0% EzyPay Be prepared to be there at 10am to avoid disapointment. |
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ronnie
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Nov 21 2012, 12:03 AM
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QUOTE(babybaby1988 @ Nov 20 2012, 11:53 PM) Am using maybankard Amx but no sms whatsoever..  Please head over to the Maybankard 2 thread for details how to activate ALL transactions to receive SMS |
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ronnie
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Nov 22 2012, 07:23 PM
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QUOTE(yuanxiang @ Nov 22 2012, 07:19 PM) Just to ask, do we need to call and inform the bank if we wanna use our cc overseas? Is it necessary? Not necessary but HIGHLY recommended. |
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ronnie
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Nov 27 2012, 01:47 PM
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My swipe at Shell Sunway Pyramid roadshow was not entitled to any TreatsPoints (not even 1x TP) with my Maybank Petronas Visa • Every RM1 spend for other purchases will earn 5x TreatsPoints EVERYDAY Note: Other purchases NOT applicable for spending at other Petrol stations Should have used my UOB One Card / OCBC Titanium as I wasn't sure if the MCC is under Petrol or not... This post has been edited by ronnie: Nov 27 2012, 01:58 PM |
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ronnie
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Dec 5 2012, 11:29 AM
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For Payment to AEON Credit Card QUOTE Beneficiary Name : AEON Credit for [Your name per I/C]
Beneficiary Bank : Citibank
Account No. : [Your 16 digit credit card number] So basically I can do IBG to Citibank by putting a AEON Credit Card number ? |
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ronnie
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Dec 13 2012, 11:01 PM
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LATEST UPDATE for Maybankard Petronas Visa cardholders - SMILE campaign 1.To participate, cardmember need to register via SMS as belows : ‘Smile<space>12-Digit NRIC Number' and send to 66628 The 4X Bonus Points will be creditted on 15th of EACH month.... The above is a new rule EFFECTIVE 22-November-2012. If no SMS registration has been completed, any transactions after 12 December 2012 will be treated as standard Maybankard Petronas T&C. New T&C as of 22-Nov : http://www.maybank2u.com.my/WebBank/HappyTnC_221112.pdfEarlier ad as of 02-Nov : http://www.maybank2u.com.my/WebBank/happyTnC021112.pdfReason for the change : Compliance with Bank Negara ruling   This post has been edited by ronnie: Dec 13 2012, 11:17 PM
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ronnie
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Dec 19 2012, 10:30 AM
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QUOTE(Human Nature @ Dec 19 2012, 10:29 AM) A simple analogy. You ordered a food. Regardless whether it is consumed or not, you have to pay the bill. +1 |
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ronnie
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Dec 19 2012, 04:14 PM
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Maybankard CC charges first GST on the 3rd statement...
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ronnie
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Dec 21 2012, 10:41 AM
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Process to get AEON Credit Card 12-Dec-2012 : Applied card at AEON Spot Midvalley - receive RM10 AEON voucher18-Dec-2012 : IVR system states Approved 20-Dec-2012 : SMS received - Card ready to collect at AEON Spot Midvalley Credit Limit lowest among my other cards Mana cukup untuk BT |
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ronnie
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Dec 24 2012, 12:58 PM
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QUOTE(patdidi @ Dec 24 2012, 10:25 AM) Can I double sign at the back of cc? coz when I first sign it, it wasn't very clear No issues...as long as both looks similar This post has been edited by ronnie: Dec 24 2012, 12:58 PM |
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ronnie
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Dec 24 2012, 11:33 PM
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QUOTE(Ketchum @ Dec 24 2012, 02:24 PM) Make sure same pen color ink. Different color, kenot  Why cannot ? Signature in Blue and Signature in Black cannot mix meh ? It's up to the cashier to accept or not ... 99.9% of the time the cashier don't bother to verify. Banks can't verify it also |
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ronnie
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Dec 26 2012, 08:53 PM
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QUOTE(si perfeck! @ Dec 26 2012, 08:27 PM) Hi guys. My brother just received an sms on 24dec from 66300, saying, "RM0.00 Encik XXX bin XXX, ur AmBank Credit Card app has been approved and the card will be sent to ur Card Delivery address asap"... Then today, he received an sms from 66399 saying, "RM0.00 : Activate your AmBank Credit Card XXXX********XXXX before use. Yr Activation Code is XXXXXX. Refer to yr Welcome Pack or ambankgroup.com for steps".. But the thing is, he never applied credit card from ambank. Is this a scam or what? On September, he applied car loan from ambank, and yes its approved. But then he didn't applied for the ambank cc. Must be the staff at ambank used my brother's details to apply the credit card (without my bro permission @ he didn't knew about it) so that the staff can get komisen huh?? Not scam.. Just that banks love to give CC to their loan customers (and want the customer to go into more debt) |
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ronnie
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Dec 31 2012, 12:57 AM
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May 2013 bring even better offers and promotions to Credit Cards in Malaysia
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