Is package together loan+ credit card but u can reject it also, not necessary to accept it...

People have housing loan so the bank give them a credit card lah..
Btw how the bank approved they loan, if they don't have any income..
maybe got FD with bank...

This post has been edited by fly126: Aug 21 2012, 12:55 AM

Oooh... that why they can give u credit card
Up to u lah... decision on you

This post has been edited by fly126: Aug 21 2012, 12:52 AM

Remember don't over use it..

RHB Updates:
"RHB NOW: FANTASTIC THURSDAY (2 August 2012- 27 September 2012)every Thursday
Be first 500 customer to perform 3x fund transfer to other banks Today & get a FREE Parkson Voucher !

Terms & Conditions:

1) This Campaign is open to customers of RHB Bank/RHB Islamic/EASY by RHB with Savings and/or Current Account registered with RHB Internet Banking (“RHB Now User”)

2) During the Campaign Period, and subject to the Terms and Conditions set out herein, to win the advertised prize, the RHB Now User must be the first 500 users to perform any of the following :

a. a set of three (3) favourite transactions via multiple or single payment (min.RM 30) in one login session during the Campaign Day of the following;
i. Fund Transfer to Other Bank or
ii. Prepaid Reload
OR
b. a single favourite transaction of Send Money via PayPal

This post has been edited by fly126: Aug 23 2012, 05:28 PM

I'm using RHB Travel MoneyCredit Card Now...
For New RHB Card- They give back $50 Cash Back on GST on Their CASH BACK PROMO- 1st Spend
I have 3 Cash Back(GST) with 3 different cards with RHB so far...
The GST Cash Back will credit back to your account within 3 months
But, if U cancel the card within 1 year, the bank will charge back their GST
& NO Annual Fee with min. 12x swipes per year
Quite O.K about RHB Card , got many promotion now...
RHB Friday Special (Buy 1 Free 1 Promotion) at Sushi King, Starbucks, Popular & GSC
U Can have a Check on it.... Their Hot Cake: Travel Money Card (Cash Back+Reward Point)

The $50 Cash Back was for NEW Approved Credit Card (1st year) only...
In 2nd Year, we just got Annual cash back base on your yearly expenses.
myself only got $5-$6 Cash Back, because just use the card for MOVIE only

This post has been edited by fly126: Aug 24 2012, 06:54 PM

Not sure about that..
Last time was EON Bank, Now Hong Leong Bank
maybe diffferent bank difference(style) policy...???

This post has been edited by fly126: Aug 25 2012, 02:29 AM

Why don't you try RHB Travel Money cc now they got many promotion now...

This post has been edited by fly126: Aug 30 2012, 02:00 AM

Edited.. sorry

This post has been edited by fly126: Aug 31 2012, 12:33 AM

Still Continue... just have Cash Back (gst) Credit back on 08/2012 Bank Statement...

The Travel Money was a Cash Back & Air Miles - (Reward Point valid for 2 years) Credit Card
2% cash back on Petrol...& Max. Cash Back is calculated at 20% of total Monthly Retail Spending, which is capped at $60 per month
What I mean the $50 Cash Back GST with their 1st Time Spend Promotion ( for NEW Approved Card 1st Year Only)
The $50(GST) will Credit Back to your account within 3 months...
But if Cancel the card within 1 YEAR the bank will charged back the $50 (GST)

You check on Gen-x's blog on Travel Money Card Review
http://genxgenygenz.blogspot.com/2012/08/r...promotions.html

This post has been edited by fly126: Sep 3 2012, 11:42 AM

HSBC Visa Signature (Minimum income: RM100,000 p.a)
gives you 5X Reward Points on your local spend for Shopping and Groceries
10X Reward Points on your Overseas Hotel and Dining spend plus exclusive privileges at home and abroad.

Alliance Visa Infinite (Minimum income: RM150,000 p.a)
.5x Timeless Bonus Points for overseas retail spend
◦2x Timeless Bonus Points for local retail spend

This post has been edited by fly126: Sep 3 2012, 03:58 PM

amazon, e-bay, Book Depository was considered Online Transaction not Overseas Spend
(MUST use your card at Overseas baru get 5x or 10x reward points )...
btw, Maybank 2cards Platinum (Minimum income: RM60,000 p.a)

This post has been edited by fly126: Sep 3 2012, 04:12 PM

Sorry Miss Out 1 more...
Citibank Platinum (Minimum income: RM60,000 p.a)
•5X Rewards Points at major departmental stores/ hypermarkets
•Offset any purchase with your Rewards Points
•Double your warranty at zero cost

Actually I Prefer buy book from http://www.bookdepository.co.uk/ & FREE delivery Worldwide
You need to pay Postage for Amazon's Order...

as Much as you can (credit card) if your income was more than 36k per annual,
& Bellow 36k per year just can get credit card from 2 different Bank only...

So, how many you got...???

Better pay in full every month, No Interest No Worry!
settle all my Outstading Balances every month 0% hutang so far..

If you cosider for card no.2,3.. why not try Cash Back Card....like HSBC Amanah Platinum since you got maybank (reward points) card
I'm using HSBC Amanah Platinum was Annual Fee Waiver & Subject to min 12 swipes per year please check on :
https://www.hsbcamanah.com.my/1/2/amanah/pe...al/credit-cards

This post has been edited by fly126: Sep 3 2012, 05:26 PM

Cash Back Credit back to your credit card account...
btw, you request about credit limit of maybank card...
Usually the bank will revised Customer's CL every 2 years but different bank different (style) procedue lah...
Unless, you got Big Increasement Salary (about $200-$500 per month)... then u can ask the bank increase your credit card CL with submit your latest Income Document to bank

This post has been edited by fly126: Sep 3 2012, 07:34 PM

Sama-sama

I know what I'm saying...
I'm saying that because Mostly Overseas's Spend get more reward point than Local's Use..
I also knew that both local and Overseas spends can get same amount of 5x reward points

This post has been edited by fly126: Sep 6 2012, 03:49 AM