Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!
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 Sep 23 2013, 10:36 PM
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#161
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4,404 posts Joined: Jun 2012   
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QUOTE(razifrahman @ Sep 23 2013, 10:29 PM) I tick for visa and mastercard. Ok, thanks.. i will inform them but what the difference will they share a single credit limit. Yes... Maybe they have Share a Single CL... but, You have to Pay($50x2) GST for Both of the 2 Cards...   |
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Sep 26 2013, 03:15 AM
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#162
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(timeofchaos1 @ Sep 26 2013, 02:18 AM) Hi, anyone can advice or comment on public bank credit card? As i dont see any specific thread for it. FYI, the Benefits of Public Bank Credit Card Actually NOT Quite Good to Attract ppl Apply... if Compare with Others Bank Credit Card Few ppl have It Only...  Sebab Itu Tak Laku The Reason Why there was No Public Bank Credit Card Thread, Here...  But Anyway, You can Refer to: https://ringgitplus.com/en/credit-card/Public-Bank/ for more Details on Public Bank Credit Card This post has been edited by fly126: Oct 3 2013, 02:58 AM |
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Oct 3 2013, 02:51 AM
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#163
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(timeofchaos1 @ Oct 3 2013, 01:52 AM) if i apply the credit card but not successful, is there any way to know the reason from the credit card company? No, the Bank X Reveal the Reason at less You Write in Request to do so... Mostly, is the Income Requirement X meet they Need or Your Salary too Low so kena Tendang... So, Have Wait about 6 months later baru can Apply again with the Same Bank Anyway in Between of that, You can Try Apply with Others Bank... Just because 1 Financial Institutions turns down Your Credit Apps... for instance, this X mean Others Bank will do the Same as the Banks' Respective Policies may Vary based on their Risk Appetites...  This post has been edited by fly126: Oct 3 2013, 02:54 AM |
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Oct 3 2013, 05:58 PM
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#164
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(jamesbutron @ Oct 3 2013, 05:09 PM) Hello there people, I am planning to apply for my first ever credit card and I am keen on Citibank. Based from what I read here, their benefits seem to be the most decent one. Income Submission Guide for Credit Card Application (Citibank) : What I would like to confirm is:- (a) is the minimum income still RM24,000.00 per anum (2k a month); and (b) for a first time applicant, is it better to apply directly to the bank (my office is nearby their Jalan Ampang HQ) or are those roadshows at malls and office buildings an equally effective method of applying for one? Also, they would require the usual identification document and three months pay slip as I have been made to understand. Do they require anything else? Thanks guys. Cheers! For Fixed Salary Earners, *Latest 1 Month Computerized Pay Slips OR *Latest Computerized EA Form (dated within the Last 12 Months) OR *Latest EPF Statement (dated within the Last 12 Months) OR *Latest Borang BE with LHDN Receipt (or Proof of Tax Paid) For Non-Computerized Income Documents, it is Advisable to Provide more than 1 Income Document (eg. Bank Statements, EPF, EA) to Show Salary Received. a) with Higher Income >RM2000 will have better Chances to get Card Approval... b) No Different but apply at the mall maybe got Free Signup Gift.... If need any Appeal on Rejection more EZ coz sales agent will follow up for You coz they want to Earn Card Sales Commission...  c) 3 months Payslips, Ic & Latest EPF Printout (now You can Apply just with Ic & EPF Printout only, as long Your EPF contribution based on Your Salary Pay min.RM2000 = RM220) This post has been edited by fly126: Oct 3 2013, 06:33 PM |
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Oct 16 2013, 12:19 AM
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#165
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Senior Member
4,404 posts Joined: Jun 2012
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QUOTE(kueckcinx @ Oct 15 2013, 11:17 PM) Hello everyone.. Just Give Your Name & Account no. to People that want to Transfer $$$ to Your Account coz the Account is Link to Your Debit Card..that's Simple I want to ask how to make other people bank in to my debit card? Currently i have a maybank2u account already.  And i don't have make TAC. Still can call other people transfer to me? Anyone help me would appreciate **edit** i want other people to bank in into my debit card. Whats the steps too to order them transfer money to me? This post has been edited by fly126: Oct 16 2013, 01:41 AM |
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