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 3 Elements SOFO

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mcken
post May 12 2012, 02:30 PM

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QUOTE(blueberrycake @ May 12 2012, 01:59 AM)
i had take a unit here and  still wonder whether 3E worth to bought or not, anyway, im get confident after see all ur comment here...

keep sharing if you all have any new updates=) rclxms.gif
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Bro, mind sharing which unit u bot? Is there any left for block A and wat is the sqft u got?
choondoichai
post May 12 2012, 03:04 PM

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New update. Those who expect 85% loan for commercial loan as a result from uob bank banker's offer that they will try to appeal for u, you may jus forget about it as this will not happen. The maximum loan you can get is 80%. this update is from my fren who bought an unit there. Anyone knows any bank offers commercial loan for this project?
seanooi880327
post May 12 2012, 03:09 PM

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QUOTE(choondoichai @ May 12 2012, 03:04 PM)
New update. Those who expect 85% loan for commercial loan as a result from uob bank banker's offer that they will try to appeal for u, you may jus forget about it as this will not happen. The maximum loan you can get is 80%. this update is from my fren who bought an unit there. Anyone knows any bank offers commercial loan for this project?
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But still okay as Developer give 15% rebate... So, basically you just pay 5 % downpayment to get commercial loan...
blueberrycake
post May 12 2012, 05:06 PM

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QUOTE(mcken @ May 12 2012, 02:30 PM)
Bro, mind sharing which unit u bot? Is there any left for block A and wat is the sqft u got?
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i take 531sqft, it is not much left when i booked last week, and I dont know the exact status for this project now, perhaps got someone can answer you. icon_rolleyes.gif


Added on May 12, 2012, 5:09 pm
QUOTE(choondoichai @ May 12 2012, 03:04 PM)
New update. Those who expect 85% loan for commercial loan as a result from uob bank banker's offer that they will try to appeal for u, you may jus forget about it as this will not happen. The maximum loan you can get is 80%. this update is from my fren who bought an unit there. Anyone knows any bank offers commercial loan for this project?
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I ask my friends who work as banker, he told me that there is dont have big different between commercial and residential loan... both also can go in... is that true? or did anyone can explained to me? icon_question.gif icon_question.gif icon_question.gif icon_question.gif


This post has been edited by blueberrycake: May 12 2012, 05:09 PM
seanooi880327
post May 12 2012, 06:35 PM

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QUOTE(blueberrycake @ May 12 2012, 05:06 PM)
i take 531sqft, it is not much left when i booked last week, and I dont know the exact status for this project now, perhaps got someone can answer you.  icon_rolleyes.gif


Added on May 12, 2012, 5:09 pm

I ask my friends who work as banker, he told me that there is dont have big different between commercial and residential loan... both also can go in... is that true? or did anyone can explained to me? icon_question.gif  icon_question.gif  icon_question.gif  icon_question.gif
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Is big different btw Residential and Commercial loan,.... Your banker friend is real banker... ??!!!
awh85
post May 12 2012, 06:54 PM

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cant remember exactly.. but for resendential/homeloan rate i got -2.4 for maybank while commercial rate is about -1.9 if i remember correctly. =_=
ruben7389
post May 12 2012, 08:08 PM

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residential 90% loan under Allian*e or Mayb**k is blr-2.4, commercial 80% only under U*B blr-2.2
eddy_mun
post May 12 2012, 10:08 PM

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Har MBB is financing 3element as well???

My friend brought a unit said only Alliance and UOB... if got MBB then good have another choice...
ruben7389
post May 12 2012, 10:52 PM

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Got but only under residential
blueberrycake
post May 12 2012, 11:35 PM

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QUOTE(seanooi880327 @ May 12 2012, 06:35 PM)
Is big different btw Residential and Commercial loan,.... Your banker friend is real banker... ??!!!
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ya wor, he is real banker, I also wonder why he said so, and i questioning him for few times, but he keep said dont have much different...
so may i know what is the different? which one more beneficiary us? blush.gif
choondoichai
post May 13 2012, 12:11 AM

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QUOTE(blueberrycake @ May 13 2012, 12:35 AM)
ya wor, he is real banker, I also wonder why he said so, and i questioning him for few times, but he keep said dont have much different...
so may i know what is the different? which one more beneficiary us? blush.gif
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are you a first time property buyer? if yes, i think he is lazy to describe more since he will just go ahead and offer you residential loan straight. i advise you asking another banker for more details.


Added on May 13, 2012, 12:13 am
QUOTE(ruben7389 @ May 12 2012, 09:08 PM)
residential 90% loan under Allian*e or Mayb**k is blr-2.4, commercial 80% only under U*B blr-2.2
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ya. commercial loan can get 2.2 from uob. considered highest for commercial loan rate

This post has been edited by choondoichai: May 13 2012, 12:13 AM
blueberrycake
post May 13 2012, 03:21 PM

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QUOTE(choondoichai @ May 13 2012, 12:11 AM)
are you a first time property buyer? if yes, i think he is lazy to describe more since he will just go ahead and offer you residential loan straight. i advise you asking another banker for more details.


Added on May 13, 2012, 12:13 am
ya. commercial loan can get 2.2 from uob. considered highest for commercial loan rate
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yea... im first time property buyer, so would appreciate if all of you can answer my question patiently rclxms.gif rclxms.gif rclxms.gif


Added on May 13, 2012, 3:21 pm
QUOTE(choondoichai @ May 13 2012, 12:11 AM)
are you a first time property buyer? if yes, i think he is lazy to describe more since he will just go ahead and offer you residential loan straight. i advise you asking another banker for more details.


Added on May 13, 2012, 12:13 am
ya. commercial loan can get 2.2 from uob. considered highest for commercial loan rate
*
yea... im first time property buyer, so would appreciate if all of you can answer my question patiently rclxms.gif rclxms.gif rclxms.gif


This post has been edited by blueberrycake: May 13 2012, 03:21 PM
Matt21
post May 13 2012, 04:05 PM

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Mind to share all buyer here is for investment or for own use in future?
eddy_mun
post May 13 2012, 11:35 PM

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Wah lau weh... when I went last week they told me only got Alliance Bank n UOB...
the sales advisor nvr mention Maybank is financing it as well... kns... want to called her up and ask again...

Yup blueberrycake is rite only left with 531 and 500 sq ft units left... unless i think if ppl loan get rejected then only got extra unit on sales again...
awh85
post May 13 2012, 11:41 PM

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maybank actually came in late from what i know.. and giving the best rates.. esp for the first 3 years.. since dibs, first 3 years doesnt affect buyer much.
choondoichai
post May 14 2012, 02:19 PM

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what is the best rate maybank offer?
buzz_peppermint
post May 14 2012, 02:29 PM

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- 2.4
lms11
post May 14 2012, 02:35 PM

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QUOTE(blueberrycake @ May 13 2012, 03:21 PM)
yea... im first time property buyer, so would appreciate if all of you can answer my question patiently rclxms.gif  rclxms.gif  rclxms.gif
Mind to share you buy for own stay or for invest purpose?
awh85
post May 14 2012, 02:41 PM

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QUOTE(choondoichai @ May 14 2012, 02:19 PM)
what is the best rate maybank offer?
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QUOTE(buzz_peppermint @ May 14 2012, 02:29 PM)
- 2.4
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to be exact.

1st year : -2.5
2nd and 3rd year : -2.45
thereafter : -2.4

first 3 years thought wouldnt impact the buyer much as its absorbed under DIBS.
seanooi880327
post May 14 2012, 02:53 PM

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Who gt the call from bank and loan approved?

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