I searched through the forum and did not get any results that there is a thread to list down which card issuers allow to waive with very minimum condition.

I started it so anyone can use it for reference.

Standard Chartered
3X transactions with any amount. Will be granted 11,000 points for you to offset.

Maybank
Nothing other than use your own TP 10,000 to offset.

OCBC Titanium
OCBC sometime offer GST offset if you spend more than 20k in a year. There is no rule they must offset for u. [Credit to sms2u]

UOB
Managed to get waiver when I called them to cancel the card. They can waive for you if you swipe 2X of transactions within certain days with no minimum amount.

RHB
I cancel my RHB card last two week and the reason is because of GST
Got call today that they will waived it and will send me a new card..

HSBC, HLB, PBB
Will not waive the GST even after called to ask for cancellation [credit to silverarrows for his information given]

AMBank
No waiver upon request. But if request for cancellation, they will waive you [Updated Dec 29, 2014]

Anyone else?

This post has been edited by jack2: Dec 30 2014, 10:43 AM

This post has been edited by jack2: Nov 22 2011, 11:34 AM

for OCBC you should mention it is with RM10k spending a year

You should mention the annual fee also

Thanks a lot. I didn't realise this since I fully maximise the rebate of RM50 a mth x 12 mths

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Added on October 19, 2011, 9:00 amMostly all banks will waive the annual fee one. Correct me I was wrong.

This post has been edited by jack2: Oct 19 2011, 09:00 AM

wait, usually promo is only for new card / 1st year.

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Added on October 19, 2011, 9:27 amwhile for ocbc, if spend rm10k on previous year, on next year annivessary month, they give rm50 bonus usage. so can take it as gst waiver ~

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Added on October 19, 2011, 9:28 amwrong. card with annual fee wont waived it unless u meet the t&c or request for it.

but nowadays there are so many card with free for life with no condition at all.


This post has been edited by erry-: Oct 19 2011, 09:28 AM

Scenario: This year I manage to spend only up to RM8-9k.

Is it possible to ask for GST waived? Anyone tried this b4?

No harm requesting for it since you got nothing to loose.

SCB - called them to terminate the card before service tax was charged and they offered me RM100

wow.....never knows that SCB so desperate. For the past decade, SCB and HSBC are consider the most stingy and "hang price" bank.

I wonder if you did only 3 transaction for the whole year for the sake of get the GST waived, are they going to waived your annual fee as well?

UOB call and perform anti attrition within 1week after req cancel card, offer RM50 cash credit

average spending per month that time around 800-900

Ya SCB will waive the annual fee as well. I use my SCB plat for not more than 5 times a year the last few years and called them to waive the annual fee and they did it on the spot. This year my annual fee is going to due and I called them, they say they can waive once the annual fee is charged to my a/c and for GST they ask me to swipe 3times any amount and it will be waived.

This post has been edited by rayng18: Oct 20 2011, 10:59 AM

SCB is quite desperate to retain their customer and get new customers as well. RM 138 for gold and RM 228 for plat guaranteed cashback when you apply their CC online.

doesn't seem like what you said. Before I got my OCBC Ti and MB2K Plati, I did apply for the SCB platinum. It get rejected at the 2nd level of approval

Maybe SCB reliased that their client will terminate their cards and reapply for a new one after a while to get the welcome rebate

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Added on October 20, 2011, 1:33 pmI think they will go through your spending records. I used more than 3x/year :-)

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Added on October 20, 2011, 1:39 pmMaybank and OCBC are 'stingy' as they don't wanna waive the service tax. I keeps these 2 cards just because of their 5% rebate.

Citibank - I called them to waive the service tax and they refused, told me cr@p eg. use your points to redeem blah blah...so I terminated it (I don't think I used it regularly thus they were not keen to waive it - I heard they did waive it before)

This post has been edited by muscaa: Oct 20 2011, 01:39 PM

cannot. the t&c stated if terminated within a year then re-apply wont get the cashback.

"New Principal & Supplementary Credit Card customers are defined as applicants who have not held any Standard Chartered Bank Malaysia Berhad credit card for the past 12 months before the applicant’s credit card is issued."

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Added on October 20, 2011, 1:45 pmOCBC give fee rm50 for bonus usage if spend rm10k in previous year. can take it as gst waiver la.

This post has been edited by erry-: Oct 20 2011, 01:45 PM

Based on my experience, when near to 1-year anniversary date:

HSBC, HLB, MBB, PBB: Will not waive the GST even after called to ask for cancellation

SCB, Citibank: High % they will apply retention & waive the RM50 if they think you are "loyal" customer to them

Unknown for me: UOB, RHB

so mean if you want go for cancellation of ur CC right after the GST charged, you still need to pay for GST b4 you can terminate the service?

yes.

why want terminate card after annivessary?

I don't want to keep SCB card anymore. I am cancelling the card. I don't want RM50 nor Choice Points.