ok thanks. need to wait another time since already apply.

I wonder the OCBC Real Deals is available on their Mighty Saver Weekend (4-5 Feb)

Yes, it is available. I did it last month's first Saturday.

why u go with 3.8%pa?

Not going for bank rakyat 4.01%pa?

Confirm possible to signup any OCBC during their Mighty Savers Weekend..
Jumped into OCBC GIA-i 4% for 12 months Islamic FD.

The FD cert never mentions 4% profit.
BUT shows 4% under the OCBC Internet Banking portal.

This post has been edited by ronnie: Feb 4 2012, 09:44 PM

is Qiradh General Investment Account-i of Bank Rakyat same as FD of other bank? can non-bumi open this acc?
anyone know??

The best 1 month FD interest rate that I know of is 3.00%. Anyone know of any better deal?

yes

u put 20k then every month u can get dividend

but the minimum placements is RM500, then i can only get the dividend on the maturity date if i deposit less than 20k izit?
is the dividend guaranteed, same as FD interest?

CIMB Gold Account + FD Promo


T&C : http://www.cimbbank.com.my/promo/gda12q1/p...-Bundle-Eng.pdf

CIMB Gold Account not competitive compared to UOB.

Agree... UOB has the lowest spread of all Gold Savings Account.

The FD part can be considered to reduce the "spread disadvantage"
Also depends on how high it will go up in 3-month period....
If it does go up within 3 months, we can earn from Gold appreciation + 4% p.a. FD


This post has been edited by ronnie: Feb 6 2012, 01:15 AM

Just want to share I came across with OCBC that they called credit link investment
from Bank of China.

Minimum investment is RM 250K for 5 years tenure, no limit of maximum investment.
Dividend payout is guaranteed for 4.5% per year, dividend will be paid quarterly.

For example:
If invest RM 250K, dividend payout for every 3 months is RM 2812 for 5 years.

This investment plan ends on 24 Feb 2012, or will end when they hit their target for
100 million Ringgit.

The drawbacks:
(1) Require minimum RM 250K investment

(2)
No guaranteed for capital investment in case if some crisis events happen on Bank
of China in next 5 years. For example if Bank of China bankrupts, then the capital
money will gone...

(3)
No PIDM protection

(4)
Need to keep an eye on Bank of China activities for 5 years.. since there is no guarantee
for capital investment. This may cause high blood pressure ah..


--------------------------------

Other FD alternatives for 5 years tenure and do not require RM 250K, but without PIDM protection:
(1) Bank Raykat: 4.6%
(2) MBSB: 4.7%



This post has been edited by BoomChaCha: Feb 9 2012, 03:47 PM

boc 2 big 2 fail under communist govt

plus not attractive at such rates even ambank gives better rates than that

Bank of China 2 big 2 fail under communist government..?
What do you mean..?

What is AMbank offer..?

hey, i wonder how much minimum to open a FD account?

just want to ask if i should put FD in OCBC mighty saver (3 months)or the FD promo for 12months which gave 4% interest rate. ?

This post has been edited by hackwire: Feb 9 2012, 05:18 PM

personally I would choose 12-month @ 4% p.a. from OCBC.

[some members may know but I just found out yesterday.

OCBC has promotion on FD if you open a junior (below 21) saving account for your children, you are allowed to have FD account min RM10k, max 10k at 4% yearly interest rate for 3 months.

This is the OCBC's Mighty Savers Weekend (1st weekend of each month) at all OCBC branches.

http://www.ocbc.com.my/personal-banking/ba...shtm?bcid=M1_C6