yes you can buy from other PRS providers too.
Yes you can still keep the last year one in RHB OSK

Yes, you can also switch the last year one from RHB OSK to other PRS providers subjected to some terms...

example:
Q: CAN I SWITCH MY PRS FUNDS?

A: Yes, you can switch between the funds of the same fund providers. There is no switching fee and also no restriction to the number of switching transactions EXCEPT for below Fund Houses.
•CIMB Principal Asset Management - 12 times* free switch per calendar year

•Manulife Asset Management Services Berhad - 12 times* free switch per calendar year

* one time switching per month

Q: CAN I TRANSFER MY EXISTING PRS HOLDING TO ANOTHER PRS PROVIDERS?

A: Yes. you can transfer your PRS holding to another PRS providers.
However, the transfer only can be done after one year from the first subscription date. You will need to pay for PPA transfer fee of RM25 per request and others related transfer fee (if any).

http://www.fundsupermart.com.my/main/faq/faq.svdo?id=8865#18



This post has been edited by yklooi: Jun 19 2015, 12:45 PM

I have pretty diversified portfolio in PRS section:

Kenanga OnePRS Growth Fund ---> 100% in Boleh-land
Affin Hwang PRS Moderate Fund ---> Mixed exposure in Boleh-land and Asia ex Japan
CIMB Principal PRS Plus Asia Pacific ex Japan Fund ---> 100% in Asia ex Japan

newbie in this prs fund. i chose Public Mutual one and see everyone is talking on the return. Wondering if someone can shed some lights on how to calculate that..

there was a post in 967, page 49
on this PM PRS funds....
how to calculate?
....found this...hope it is useful...(for an estimated (roughly) results)
http://invest.com.my/personal/learn/basics...ticle_id=100102

This post has been edited by T231H: Jun 20 2015, 11:57 PM

Only dump money using EPF money if the below condition are met(cannot missed out 1) :
1. dividend yield every year must be 2.5X from what EPF declares
2. price taken out to dump in shall be same as price return back to EPF or higher

If EPF delivers 6.75% pa in 2014, UT must deliver 16.88% (2.5x) pa?

How the 2.5X derives? mind to share?

I think not many UT out there can give that return

Yes, remember, admin fees are charged every year.
So by taking out money from EPF, you will be losing the dividend for that amount taken out, it is quite a sum in long term.

rm100k's 6.75% dividend is rm6750. If taking out rm10000 out, the dividend will be rm6075. Direct lost is rm675 for 1st year, 2nd year direct lost is will be more. If the PRS can't yield 2.5X, you will lost more as you still need to ensure the PRS agent able to enjoy first class vacation in European countries on the admin fees.
So 2.5X is to cover the direct lost on your EPF's dividend lost.

So far I see non.

I found four:
I) ESISC
II) ESIMyFocus
III) Lee Sook Yee fund
IV) ESIDana Al-Ilham

all give > EPF (@6%) x 2.5 consistently for the past five years.

Xuzen

Dude, can we buy PRS using credit card? it will be great to earn cashbacks+points while doing investment

if my memory serves me right...i recall reading a post saying that he wanted the "Returns" stated in B&W with the lawyers fees being paid by the other party too...ELSE he is keeping it in EPF...i think that is what he is still doing...
Most importantly is he is happy with it....

can we take out the money before our retirement?

Pay 8% of penalty.

8% of my total saving??

I think 8% of the withdrawal amount.

any restriction for withdrawing amount?

I wish can lar... why don't you write to the PRS admin at www.ppa.my and post this request?

Xuzen

The same thing if I can use to make payment to FSM.

wow! Like this ar..... I think I will have better luck getting a mufti to approve a brothel business license than this lor.....