how I donno about tis info?

Nobody can know everything ma..

Please. If you read through the tax relief initiative from PPA website. You should have aware of it.

Any good suggestion for PRS that has investment in China?

I am investing in Public PRS..returns are shit. Worse than EPF which makes me wanna puke. So wanna diversify my PRS.

Heavy exposure in China is definitely no.

Most of the PRS funds are feeder to existing funds.

Take Hwang PRS funds as example, they're feeding into more than 1 fund to maximize return and reduce risk.

To answer your question, I believe the answer is low. Even PRS growth fund won't dump everything into a single country or region.

Thanks David. I read alot of your post. Any suggested funds to look into that have been providing good returns?

I am thinking of switching from Public to another fund. But my head tells me diversify my this year's tax allowance into another fund to see first. So I have got 3K to play with this year.

If you want offshore exposure, you can consider:

CIMB Islamic PRS Plus Asia Pacific Ex Japan Equity Fund or

CIMB Principal PRS Plus Asia Pacific Ex Japan Equity Fund

Both are feeders to heavily exposed funds at Asia ex Japan region under CIMB.

okay

1-What are the funds you investing in rite now?

2-Imma rookie on these PRS fund things, just straight to the point , do return frm PRS fund alwys higher thn 6%?

Thx thx

This post has been edited by nikita zuleica: Mar 27 2015, 10:33 AM

1. Affin Hwang PRS Moderate Fund: ROI: 10.7%, IRR: 7.7%
and Kenanga OnePRS Growth Fund: ROI: 3.4%, IRR: 9.1%

2. Premature to say anything because PRS is very new. Most of the PRS funds age is roughly 3 years top!

1- So what is ur opinion on funds tht you are investing on for the last 3 yrs? Frm the figure tht u gv, there's high n low in this scheme... Do Affin Hwang performence consistently hovered around 8 , 9 or 10 % ?? Hw's the figure for previous 2 years? Sorry im lzy to invstget

Thx txh

You can always pull the fund fact sheet or its performance table for analysis.

URL: http://www.fundsupermart.com.my/main/fundi...number=MYHPRSMF

Its to-date annualized return since inception: 6.8%

Its to-date cumulative return since inception: 14.1%

Since PRS fund is meant for long term, you won't want to be bothered by short term volatility.

This post has been edited by David83: Mar 27 2015, 10:57 AM

PRS funds performance data...from PPA
http://www.ppa.my/getting-started/funds-re...nd-performance/

just an added note:
Investment involves risk. The price of securities may go down as well as up, and under certain circumstances an investor may sustain a total or substantial loss of investment.
Past performance is not necessarily indicative of the future or likely performance of the fund. Investors should read the relevant fund's prospectus for details before making any investment decision.
An Investor should make an appraisal of the risks involved in investing in these products and should consult their own independent and professional advisors, to ensure that any decision made is suitable with regards to their circumstances and financial position.

This post has been edited by T231H: Mar 27 2015, 12:20 PM

haha. its ok. i think i get d jizz d.

theoritically, it shud starts as early as possible.

i guess d main reasons for gomen gib 10years period, is to gauge d real performance of PRS.

actually i believe the tax relief is the incentive to encourage more savings/investment.

PRS fund managers are some of the best fund houses already. really can't expect it to perform that bad.

in a way, it is. i guess its win win situations. d public can invest, meanwhile d scheme can kick start.


imho, its hard to say. dats y d 10years period is crucial. its a vry vry long journey. d 1st batch results onli will noe after 10years where it will no longer depends on tax relief.


if u see d bulk of d PRS invesment been done, n using d normal PRS Funds Selection Option http://www.ppa.my/prs/about-prs/prs-providers-funds-option/ we can gauge most investor is at wat age. something to ponder..

any idea where to see?

Anyone has got the RM500 incentive? I invested more than RM1000 in Kenanga oneprs last year but still haven't see the incentive yet

last year when?....Dec?
Page#34 post#664 did ask and some forummers had responded.

This post has been edited by T231H: Mar 27 2015, 09:13 PM