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 Private Retirement Fund, What the hell is that??

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SUSCardNoob
post Aug 6 2019, 09:14 PM

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QUOTE(honsiong @ Aug 6 2019, 09:13 PM)
I did it thru PPA website, why not go through that again?

Didn’t know got other channels lah.
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How much PPA charges for the sale charge/fee?

This post has been edited by CardNoob: Aug 6 2019, 09:14 PM
KeithWhis P
post Aug 7 2019, 05:20 PM

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Talk to your PRS agent ask them do direct debit every month to make your contribution RM3k every year then at year end claim tax. Win-win and hassle free smile.gif
Area51SE
post Aug 12 2019, 12:57 PM

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Just checked PPA website and found out that the RM1,000 youth incentive was credited already. Finally, after 1 year of waiting rclxms.gif
kim0112
post Aug 12 2019, 02:06 PM

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QUOTE(Ramjade @ Aug 6 2019, 07:50 PM)
FSM or eUT
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May I know what is eUT?
SUSCardNoob
post Aug 12 2019, 02:54 PM

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QUOTE(kim0112 @ Aug 12 2019, 02:06 PM)
May I know what is eUT?
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https://www.eunittrust.com.my/

This post has been edited by CardNoob: Aug 12 2019, 07:34 PM
markedestiny
post Aug 12 2019, 04:41 PM

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QUOTE(kim0112 @ Aug 12 2019, 02:06 PM)
May I know what is eUT?
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https://www.eunittrust.com.my

From Philip Mutual Berhad.
-CoupeFanatic-
post Aug 13 2019, 05:14 PM

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QUOTE(KeithWhis @ Aug 7 2019, 05:20 PM)
Talk to your PRS agent ask them do direct debit every month to make your contribution RM3k every year then at year end claim tax. Win-win and hassle free smile.gif
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for those who are in it for tax relief purposes, do note that the incentive is currently only up to year 2021, unless government mentioned otherwise in the future.
SUSyklooi
post Aug 13 2019, 05:20 PM

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And also don't simply ask any agent....some of them charges 3% sales charges each time you top up or buy into their PRS funds......some agents of other fund houses has 0% sales charges.
-CoupeFanatic-
post Aug 13 2019, 05:23 PM

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QUOTE(Area51SE @ Aug 12 2019, 12:57 PM)
Just checked PPA website and found out that the RM1,000 youth incentive was credited already. Finally, after 1 year of waiting  rclxms.gif
*
Congratz, I think most of us here waited no more than 1 year, but at least you got it! smile.gif let the compound effect begin.
Deathscythe@@
post Aug 14 2019, 09:15 PM

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May I know top up from PPA or direct from prs company better?
SUSCardNoob
post Aug 14 2019, 09:17 PM

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QUOTE(Deathscythe@@ @ Aug 14 2019, 09:15 PM)
May I know top up from PPA or direct from prs company better?
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Depends on the service fee % being charged.
seancl85
post Aug 18 2019, 02:28 AM

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QUOTE(Ramjade @ Aug 6 2019, 07:50 PM)
FSM or eUT
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Which one is better? New to prs here. I read through some threads why agent will charge us?

Thanks all
SUSMNet
post Aug 18 2019, 08:59 AM

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QUOTE(seancl85 @ Aug 18 2019, 02:28 AM)
Which one is better? New to prs here. I read through some threads why agent will charge us?

Thanks alli
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eUT is better
riotx
post Aug 20 2019, 10:17 AM

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QUOTE(MNet @ Aug 18 2019, 08:59 AM)
eUT is better
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any reason eUT is better than FSM? and currently there is only these 2 unit trust platform in malaysia?
SUSCardNoob
post Aug 20 2019, 10:26 AM

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QUOTE(riotx @ Aug 20 2019, 10:17 AM)
any reason eUT is better than FSM? and currently there is only these 2 unit trust platform in malaysia?
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Current these two are the only supermarket based online platform that offers funds from multiple fund houses.
riotx
post Aug 20 2019, 10:29 AM

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i see~ thanks alot..

iRebels P
post Sep 5 2019, 01:00 AM

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Any idea which fund are better to choose?

MUM
post Sep 5 2019, 04:22 PM

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QUOTE(iRebels @ Sep 5 2019, 01:00 AM)
Any idea which fund are better to choose?
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unknown to your definition for "better" of what?,
while you wait for responses, you can try this for some info....

Which PRS Funds to Invest in 2018/2019
https://mypf.my/2018/09/23/best-prs-funds-2018-2019/


seancl85
post Oct 3 2019, 04:59 PM

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QUOTE(markedestiny @ Aug 12 2019, 04:41 PM)
https://www.eunittrust.com.my

From Philip Mutual Berhad.
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so eUT is better than FSM ? if so, why?
wopai
post Oct 5 2019, 10:36 AM

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Hi sifus, i'm planning to invest some fund into PRS...my objective is for long term investment & get the tax rebate...i understand the market is very soft now....should i invest now or wait?..if invest now, where should i invest?

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