Welcome Guest ( Log In | Register )

15 Pages « < 6 7 8 9 10 > » Bottom

Outline · [ Standard ] · Linear+

 Private Retirement Fund, What the hell is that??

views
     
ironman16
post Dec 8 2020, 03:02 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(cklimm @ Dec 8 2020, 02:55 PM)
Update:

FSM: "We do not incur any sales charge on your Manulife PRS investment currently, thus we will forward the statement to fund house for further investigation. "
*
hope u settle ur case soon...... thumbsup.gif

u didnt buy from the agent (single mom that almost same age as ur son ha)??? whistling.gif

This post has been edited by ironman16: Dec 8 2020, 03:02 PM
ironman16
post Dec 8 2020, 03:26 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(cklimm @ Dec 8 2020, 03:15 PM)
Unker kiamsiap, unker tak bayar sales charge
*
i ingat u mahu kasihan itu agent ma..... brows.gif brows.gif brows.gif
actually i first time heard PRS oso through agent (i think is Allianz).....but i didnt buy from that, i google it after that) biggrin.gif

This post has been edited by ironman16: Dec 8 2020, 03:29 PM
ironman16
post Dec 8 2020, 05:14 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(CherryD @ Dec 8 2020, 04:49 PM)
Hi All,

Just curious, what are the current top 3 funds for PRS that has the highest average return?

Still young so don't mind going with the high risk high growth funds.
*
while waiting for others sifu respond, just exercise ur finger first.......

http://gllt.morningstar.com/e6qvxuu98r/fun...B&tab=ShortTerm
include all PRS

https://www.fsmone.com.my/funds/research/recommended-funds
except public PRS

can't give u too many advise , because

If Fund PRS A give u 4 consecutive year 8% return, will u consider it??? hmm.gif
If Fund PRS B for the past 3 year give u 1% return and suddenly this year pick up give u 30% or 35% return, will u consider it??? hmm.gif

if u think u still young, try aim for growth fund or equity fund,
if u kiasi like me, try moderate fund......
bcoz ur main purpose is tax rebate,........ thumbup.gif

somebody said now just buy PRS A, its that too high the NAV ? (all time high oledi) brows.gif
somebody said now PRS B is cheap, why dont just buy the cheap n wait for the pick up? drool.gif

everybody different view/ style...... sweat.gif
if u dislike the fund, still can switch within same fund house or pay RM25 switch to others fund house..... rclxms.gif

pls dont shoot me if dislike my view,......

This post has been edited by ironman16: Dec 8 2020, 05:18 PM
ironman16
post Dec 9 2020, 06:13 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(Joey_Chin12 @ Dec 9 2020, 06:02 PM)
Hi all, after purchased PRS via FSMone.. can i check my fund in the provider such as principal/amPRS/AffinHwang?
*
As i know, principal can, affin can't.
Others dun know
I mean check online

This post has been edited by ironman16: Dec 9 2020, 06:14 PM
ironman16
post Dec 9 2020, 07:57 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(Joey_Chin12 @ Dec 9 2020, 07:11 PM)
If I don’t have priciple account before. Can i register and check my prs fun there? Because i purchased PRS via FSMOne... So not sure how to view my PRS..
*
just register PPA account la.....can view all PRS......not need go register every fund house account ma.....more easier sweat.gif

https://www.prsmember.my/login/

last time when i purchase principal PRS, i get the email from principal. After that i go principal website register account, i can view my account of PRS.
Now seldom open n check bcoz PPA account can check all PRS ma.... brows.gif

This post has been edited by ironman16: Dec 9 2020, 07:59 PM
ironman16
post Dec 9 2020, 08:26 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(chichabom @ Dec 9 2020, 08:13 PM)
Quick question. If we open prs acc with fsm, fsm will deal with ppa directly to open our ppa account right? This means once fsm has successfully completed our prs purchase, we can head to ppa website and perform first time login?

ya....normally PPA<IC number> is ur PPA account number......

Also if we buy from fsm, will the prs provider send us any statement/confirmation separately?
ya.....i received from affin, amfund n principal

Appreciate if any existing fsm prs holders can share their experience. Thx.
*
This post has been edited by ironman16: Dec 9 2020, 08:26 PM
ironman16
post Dec 9 2020, 10:26 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(Joey_Chin12 @ Dec 9 2020, 09:37 PM)
But I open PRS account from FSMOne, and purchased PRS also in FSMOne. The PPA and Principal never enroll or register any account there. I can't find the way register a new account there.  rclxub.gif
*
Kasi u link oso x jumpa 😂😂😂
Nasib GrumpyNooby ada 😝😝😝
ironman16
post Dec 10 2020, 01:09 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(tiramisu83 @ Dec 10 2020, 12:39 PM)
just wonder why mostly PRS Islamic is perform better than conventional in 6 months?
*
Islamic can't invest in bank sector
ironman16
post Dec 10 2020, 04:03 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(GrumpyNooby @ Dec 10 2020, 01:11 PM)
Not just banking right?
Gaming, betting, alcohol, cigarettes ...
*
ya.....but this year banking sector kena smash kaw2 oleh covid bruce.gif
ironman16
post Dec 10 2020, 05:08 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(GrumpyNooby @ Dec 10 2020, 04:10 PM)
But it aeems like not the case for PBBANK ticker.
*
sweat.gif
ironman16
post Dec 10 2020, 09:49 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(Joey_Chin12 @ Dec 10 2020, 09:44 PM)
How it needs to wait for it to appear in my holdings? My transaction status showed received. But my holdings still nothing..

user posted image
*
i think u should wait until FSM receive ur purchase receipt (from fund house) baru can update ur account......sabar boss.....
Recieived means FSM received ur money only, may b havent start purchase......just drop them an email or chat to confirm......dont worry , sure update if oledi receive.......first time??? brows.gif

This post has been edited by ironman16: Dec 10 2020, 09:50 PM
ironman16
post Dec 10 2020, 09:51 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(GrumpyNooby @ Dec 10 2020, 09:47 PM)
Your buy order will tell the settlement (completion) date.
*
just curious nia.....boss sangat active in this forum......tauke besar ka?.......not need work ? brows.gif brows.gif brows.gif
ironman16
post Dec 10 2020, 09:57 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(GrumpyNooby @ Dec 10 2020, 09:52 PM)
I'm working while entertaining this forum but still lose to a reporter. laugh.gif
*
sweat.gif sweat.gif sweat.gif
bruce.gif bruce.gif bruce.gif b careful with the reporter......
ironman16
post Dec 10 2020, 10:48 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(onthefly @ Dec 10 2020, 10:26 PM)
oh i see, so the 4000 tax relief is counted/inclusive from my Monthly Tax Deduction.
yes employed, and have Monthly Tax Deduction
i think exceed 4k tax relief.

No wonder seldom see discussion on this.
Thanks for the feedback.
Lucky didnt self contribute for nothing
*
Better go sspn i or sspn i plus, if got child

This post has been edited by ironman16: Dec 10 2020, 10:48 PM
ironman16
post Dec 11 2020, 08:48 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(drifters @ Dec 11 2020, 06:27 PM)
I registered on PPA and made contribution to selected fund. It say successful but didn’t receive PPA account number. Do we have to wait before getting the account number to login to PPA portal?

And PPA do not have mobile app?
*
myPPA is the apps, im using it
##didnt see GrumpyNooby oledi reply u 😝😝

This post has been edited by ironman16: Dec 11 2020, 08:49 PM
ironman16
post Dec 11 2020, 09:06 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(GrumpyNooby @ Dec 11 2020, 08:49 PM)
Still can login?
I thought PPA said it's temporary unavailable till further notice.

user posted image
*
Now of course cannot la boss
ironman16
post Dec 13 2020, 03:46 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(fruxano @ Dec 13 2020, 02:56 PM)
sorry guys, noob question. will there be a downside if I pump money into PRS monthly, let's say RM250/mth, instead of one-shot RM3000 to benefit from the tax relief? will I lose some amount due to the sales charges? if I pump rm250/mth in FSM will there be any charges?
*
No sales charge if u purchase from FSM.
just DCA monthly if u afraid u can't control ur itchy hand brows.gif (just like me)

so, i DCA into money market fund monthy to accumulate fund, if there is a dip, i transfer out to purchase PRS....
is up to u .....asal u happy aje......
ironman16
post Dec 13 2020, 04:50 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(doomx @ Dec 13 2020, 04:33 PM)
Q: I got kenanga funds on my PPA already, but i want to buy other funds for PRS, better to get it on FSM or PPA? I want all under one roof so dont need remember so many logins and also want to RSP 250/monthly so easier will make 3k year end.

Seems like when i want to purchase other funds, they ask me to use the mobile version for formless registration but I already have my PPA number. Thanks for the guidances
*
as Grumpy oledi explain

But remember one thing if top up through PPA, PPA will charge u RM0.50 every transaction u do (better keep n one shot buy, so n need pay so many times 50 sen)

for me , i will buy through FSM only, top up monthly oso no problem.... thumbup.gif
submit form oso easy ma.......buy on january RM200 first (mail it to FSM, take 2 week oso nvm but normally a few day, i use pos laju, 2 day reach from sarawak brows.gif ) , later u want lum sum or DCA oso can.....

This post has been edited by ironman16: Dec 13 2020, 04:53 PM
ironman16
post Dec 13 2020, 04:54 PM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(doomx @ Dec 13 2020, 04:53 PM)
Thanks, I think i will proceed to do this then. Cause i was confuse they asking me to use mobile and all will explore
Yeah which is why i dont want topup on PPA also haha, since can do RSP monthly dont feel so pain dumping end of the year.

U both should get some token of recognition from FSM for always helping us out lol. Thanks both
*
whistling.gif jangan harap la.......

if wanna give pun bg Grumpy aje......dia lagi pro n almost instant reply..... thumbup.gif thumbsup.gif thumbsup.gif thumbsup.gif
ironman16
post Dec 16 2020, 09:23 AM

Look at all my stars!!
*******
Senior Member
2,437 posts

Joined: Sep 2016


QUOTE(HeReLiSm @ Dec 16 2020, 08:53 AM)
thanks for the response.

I received email from PPA late yesterday evening, saying that my online enrolment application was not successful because my name did not match with my payment bank.  hmm.gif But i checked my name on the bank, and during the application is same as per my identification card.

However, they mention that the money will be refunded back into my account. I wanna enrol as part of my tax saving items.

What's the difference between PPA and FSMone?
*
PPA charge u RM0.50 every time u top up fund, FSM charge u RM 0 .............. whistling.gif

15 Pages « < 6 7 8 9 10 > » Top
 

Change to:
| Lo-Fi Version
0.1727sec    0.40    7 queries    GZIP Disabled
Time is now: 22nd December 2025 - 04:54 PM